Gavop's guide to buying homeowners insurance in Galena Park, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Galena Park, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Birdie Ln, Kitty Ln, Washburn Tunl, Watkin Way, Stewart St, Charlton St, Philpot Dr, Kayla Ln, E St, Gulf Rd | $166,500 | $150,000 | $150,000-$175,000 | $111,500 | $90,000 | $100,000-$125,000 |
| Sinclair St, Keene St, 18th St, Mascot St, H St, Hunter St, Industrial Rd, Parkey Ln, Sinclair Ave, Pinky Way | $88,000 | $80,000 | $75,000-$100,000 | $65,000 | $50,000 | $50,000-$75,000 |
| Holland, Benson Dr, Bank Dr, Westway St, Tennessee St, Sage Dr, Woolf St, Graham Dr, Wolfe St, 18th St | $68,000 | $60,000 | $50,000-$75,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Pugh Dr, Craig Dr, S Mc Connico Dr, Ledger Ln, Lanewell St, Center Dr, Dunaway St, Holland, Strick Ln, C St | $113,000 | $90,000 | $100,000-$125,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Eastway St, Mayo Shell Rd, Leggett Dr, McConnico Dr, Claudia Dr, Harcroft St, Old Industrial Rd, Ave G, Fidelity St, Galena St | $59,500 | $50,000 | $50,000-$75,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $779 |
| Superior Protection Discount | -$87 | $875 |
| Fire & Security Discount | -$87 | $875 |
| Hail Resistant Roof Discount | -$19 | $943 |
| Newly Constructed Home Discount | -$231 | $731 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harris County | $700 | $1,374 | $2,074 | $999 | $1,699 | $376 |
| Galena Park, TX | $1,000 | $950 | $1,950 | $691 | $1,691 | $260 |
| West University Place, TX | $100 | $949 | $1,049 | $689 | $789 | $259 |
| Manvel, TX | $1,500 | $964 | $2,464 | $700 | $2,200 | $263 |
| Rosharon, TX | $300 | $1,337 | $1,637 | $971 | $1,271 | $365 |
| Oak Ridge North, TX | $1,000 | $1,794 | $2,794 | $1,304 | $2,304 | $490 |
| La Marque-Hitchcock, TX | $100 | $1,567 | $1,667 | $1,139 | $1,239 | $428 |
| Richmond, TX | $2,000 | $975 | $2,975 | $708 | $2,708 | $266 |
| Holiday Lakes, TX | $500 | $1,178 | $1,678 | $856 | $1,356 | $322 |
| Needville, TX | $2,000 | $957 | $2,957 | $696 | $2,696 | $262 |
| Daisetta, TX | $100 | $1,377 | $1,477 | $1,001 | $1,101 | $376 |
| Orchard-Kendleton, TX | $2,500 | $1,538 | $4,038 | $1,118 | $3,618 | $420 |
| Home Insurance Company Galena Park, TX | Homeowners Insurance Agency Galena Park, TX | Address | Popularity Score | Distance from Galena Park (miles) |
|---|---|---|---|---|
| State Farm | Marcus Acosta | 2750 Strawberry Rd, Pasadena, TX, 77502-5111 | 5.7 | |
| State Farm | Frank Nance | 8610 Spencer Hwy Ste G, La Porte, TX, 77571-4296 | 9.6 | |
| Travelers | Hometown Insurance Partners | 2202 Timberloch Place 118, The Woodlands, TX, 77380 | 31.7 | |
| State Farm | Steve Yang | 12705 S Kirkwood Rd Ste 213, Stafford, TX, 77477-3813 | 22.2 | |
| Farmers | Viet Nguyen | 9330 Broadway St Ste 326, Pearland, TX, 77584 | 15.1 | |
| State Farm | David Cohen | 3401 Louisiana St Ste 330, Houston, TX, 77002-9550 | 8.8 | |
| State Farm | Steve Spencer | 12132 Gulf Fwy, Houston, TX, 77034-4502 | 8.3 | |
| Farmers | Fernando Mendiola | 2008 Rainbow Dr, Houston, TX, 77023 | 4.3 | |
| Farmers | Maria Valdez | 1527 Airline Dr, Houston, TX, 77009 | 9.6 | |
| Farmers | Mohammed Kader | 5712 Hillcroft St, Houston, TX, 77036 | 16.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Harris County, TX | $154,100 | $1,391 | $920 | $2,140 | $1,220 |
| Galena Park, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| West University Place, TX | $987,400 | $960 | $630 | $1,480 | $850 |
| Manvel, TX | $181,400 | $976 | $640 | $1,500 | $860 |
| Rosharon, TX | $68,000 | $1,353 | $890 | $2,080 | $1,190 |
| Oak Ridge North, TX | $192,200 | $1,816 | $1,200 | $2,800 | $1,600 |
| La Marque-Hitchcock, TX | $115,800 | $1,586 | $1,050 | $2,440 | $1,390 |
| Richmond, TX | $158,700 | $987 | $650 | $1,520 | $870 |
| Holiday Lakes, TX | $43,500 | $1,192 | $790 | $1,840 | $1,050 |
| Needville, TX | $148,200 | $969 | $640 | $1,490 | $850 |
| Daisetta, TX | $75,100 | $1,394 | $920 | $2,150 | $1,230 |
| Orchard-Kendleton, TX | $108,700 | $1,557 | $1,030 | $2,400 | $1,370 |