How Can I Make My Alamogordo, NM Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Alamogordo, NM by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Alamogordo, NM Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $42,000 $40,000 $25,000-$50,000
2 Bedroom $71,500 $70,000 $75,000-$100,000
3 Bedroom $88,000 $80,000 $50,000-$75,000
4 Bedroom $137,000 $120,000 $150,000-$175,000
5 Bedroom $211,500 $200,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Alamogordo, NM | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$134 $609
Superior Protection Discount -$67 $676
Fire & Security Discount -$59 $684
Hail Resistant Roof Discount -$22 $721
Newly Constructed Home Discount -$193 $550

Choose your Alamogordo, NM Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $7,610
Hail Damage $5,211
Wind Damage $10,316
Expensive Claims
Fire $36,411
Accidental Discharge/Leakage $8,798
Optional Coverage Losses $8,156

Identify Top Home Insurance Agents near Alamogordo, NM | Back to Top

Home Insurance Company Alamogordo, NM Homeowners Insurance Agency Alamogordo, NM Address Popularity Score Distance from Alamogordo (miles)
State Farm Jennifer Johnson 1615 N Solano Dr Ste B, Las Cruces, NM, 88001-1889
Farmers Michelle Stecher 506 S Main St Ste 940, Las Cruces, NM, 88001
Farmers Kimberly Zepeda 1675 S Don Roser Dr Ste A, Las Cruces, NM, 88011
Farmers Dick Diaz 1840 E Lohman Ave, Las Cruces, NM, 88001
State Farm Gus Gandara Jr 2500 El Paseo Rd Ste A, Las Cruces, NM, 88001-6042
Travelers Charles Garland & Harris Agency 3310 N White Sands Blvd, Alamogordo, NM, 88310
State Farm Dan Garcia 2801 Missouri Ave Ste 35, Las Cruces, NM, 88011-9151
Farmers Betty Solis 3850 E Lohman Ave Ste 500, Las Cruces, NM, 88011
Travelers Charles Garland & Harris Agency 3310 N White Sands Blvd, Alamogordo, NM, 88310
Farmers Gregg Martin 250 W Amador Ave Ste 101, Las Cruces, NM, 88005

Compare Rates for Alamogordo, NM Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New Mexico $163,900 $870 $580 $1,230 $650
Otero County, NM $106,300 $728 $490 $1,010 $520
Alamogordo, NM $113,200 $743 $530 $1,050 $520
La Luz, NM $74,600 $671 $450 $920 $470
Tularosa, NM $89,800 $661 $460 $950 $490
Southeast Otero, NM $93,300 $720 $500 $990 $490
Las Cruces, NM $157,100 $857 $630 $1,220 $590
San Ysidro, NM $145,500 $834 $590 $1,190 $600
Chaparral, NM $71,500 $617 $440 $870 $430
San Pablo, NM $233,700 $996 $670 $1,370 $700
Vado, NM $102,300 $741 $540 $1,040 $500

Research Home Insurance Companies Reviews in Alamogordo, NM Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: September 19, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

I pay higher premiums but have the same low deductible that I've had for years. The only insurance company I've had other than my current provider charged lower rates with a higher deductible.

Date: October 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

My premium is much lower than my previous auto insurance carrier. In addition every time I renew I receive a lower rate.

Farm Bureau Home Insurance Reviews

Date: October 04, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We love our insurance company. I have always had a great experience with them. The people who I deal with are nice and friendly. They really try their best to help. They are patient and they take time answering questions.

Progressive Home Insurance Reviews

Date: March 03, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

The premium and deductibles are quite reasonable and cheaper due to the benefits I get as a long time customer who bundles these services I save a lot of money.

Liberty Mutual Home Insurance Reviews

Date: November 26, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
The coverage is average, and provides protection for loss to dwelling, contents, and injury coverage.

Travelers Home Insurance Reviews

Date: July 06, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

the premiums are very reasonable and reflect a discount for multiple policies (home & auto). The deductible is variable based on the desired premium.

Saferoad Insurance Home Insurance Reviews

Date: October 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I have never dealt with the customer service of the company. I have never had a claim and I have never had reason to speak with them.

Farmer's Insurance Home Insurance Reviews

Date: December 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

They have one of the lowest deductibles around, especially given our rural location. As a result, I would say probably 80% of the people in our town use them as well.

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