How Can I Make My Coventry, RI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Coventry, RI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Coventry, RI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $78,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $146,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $214,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $342,000 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $405,500 | $370,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Coventry, RI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$221 | $941 |
| Superior Protection Discount | -$105 | $1,057 |
| Fire & Security Discount | -$81 | $1,080 |
| Hail Resistant Roof Discount | -$23 | $1,138 |
| Newly Constructed Home Discount | -$337 | $825 |
Choose the Right Deductible for your Coventry, RI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $2,500 | $1,114 | $3,614 | $809 | $3,309 | $304 |
| Coventry, RI | $2,000 | $1,148 | $3,148 | $834 | $2,834 | $314 |
| West Greenwich, RI | $300 | $984 | $1,284 | $715 | $1,015 | $269 |
| Canterbury, CT | $700 | $782 | $1,482 | $568 | $1,268 | $214 |
| Eastford, CT | $100 | $1,193 | $1,293 | $867 | $967 | $326 |
| Westerly, RI | $1,000 | $1,035 | $2,035 | $752 | $1,752 | $283 |
| Mansfield Center, MA | $100 | $927 | $1,027 | $674 | $774 | $253 |
| Crystal Lake, CT | $1,500 | $1,385 | $2,885 | $1,007 | $2,507 | $379 |
| Vernon, CT | $100 | $892 | $992 | $648 | $748 | $244 |
| Cochituate, MA | $2,000 | $1,014 | $3,014 | $737 | $2,737 | $277 |
| Broad Brook, CT | $200 | $1,140 | $1,340 | $829 | $1,029 | $312 |
Identify Top Home Insurance Agents near Coventry, RI | Back to Top
| Home Insurance Company Coventry, RI | Homeowners Insurance Agency Coventry, RI | Address | Popularity Score | Distance from Coventry (miles) |
|---|---|---|---|---|
| Allstate | Sahonny N Nunez | 791 Broad St, Central Falls, RI, 2863 | 19.4 | |
| Allstate | Simone Fargiorgio | 711 Quaker Ln, West Warwick, RI, 2893 | 8.6 | |
| Allstate | David R Costa | 1054 Reservoir Ave, Cranston, RI, 2910 | 12.0 | |
| Allstate | John Norcia | 1060 Tiogue Ave, Coventry, RI, 2816 | 4.7 | |
| Liberty Mutual Independent | Mercier & Kosinski Ins Inc | 1009 Smithfield Ave, Lincoln, RI, 2865 | 18.3 | |
| Liberty Mutual Independent | Damiano Agency | 1150 New London Ave, Cranston, RI, 2920 | 9.9 | |
| Liberty Mutual Independent | The Slocum Agency Inc | 1229 Greenwich Ave, Warwick, RI, 2886 | 10.4 | |
| Travelers | Jean Martin Insurance Inc | 897 Reservoir Avenue, Cranston, RI, 2910 | 12.3 | |
| Liberty Mutual Independent | Pearson Cronin & Jacobson | 2435 Nooseneck Hill Rd , Coventry, RI, 2816 | 4.0 | |
| Nationwide | Joseph W Blaeser | 72 Tupelo St, Bristol, RI, 02809-2810 | 20.1 |
Compare Rates for Coventry, RI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $960 | $1,840 | $880 |
| Kent County, RI | $212,600 | $1,127 | $760 | $1,600 | $840 |
| Coventry, RI | $222,300 | $1,162 | $790 | $1,640 | $850 |
| West Greenwich, RI | $319,800 | $996 | $710 | $1,400 | $690 |
| Canterbury, CT | $220,000 | $791 | $540 | $1,120 | $580 |
| Eastford, CT | $253,100 | $1,207 | $880 | $1,680 | $800 |
| Westerly, RI | $285,300 | $1,047 | $720 | $1,500 | $780 |
| Mansfield Center, MA | $329,700 | $938 | $640 | $1,320 | $680 |
| Crystal Lake, CT | $325,800 | $1,402 | $970 | $2,000 | $1,030 |
| Vernon, CT | $207,600 | $903 | $610 | $1,280 | $670 |
| Cochituate, MA | $608,400 | $1,027 | $700 | $1,410 | $710 |
| Broad Brook, CT | $234,100 | $1,154 | $820 | $1,590 | $770 |
Research Home Insurance Companies Reviews in Coventry, RI Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Our deductible is low and that seems fair to me. It does seem about average for any company that we looked into. we were able to have a lower deductible because of the discounts offered for combining with our car insurance.
GEICO Home Insurance Reviews
Date: July 30, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I don't know what the premiums are for other companies. I have the highest deductible available. If you submit a claim for a few thousand dollars, they might increase your rates, or drop you as a client.
State Farm Home Insurance Reviews
Date: June 14, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Premium
I have the cheapest home insurance coverage compared to other companies. They did just up our annual premium by $250 despite not filing a claim ever with them.
Farmer's Insurance Home Insurance Reviews
Date: January 05, 2020 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
I have moved to farmers insurance a year ago with a higher deductible but a lower cost. I do not know if I made the right decision. No claims have been filed.