How Can I Make My Windsor, CO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Windsor, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Windsor, CO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $85,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $162,500 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $251,000 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $460,500 | $390,000 | $400,000-$500,000 |
| 5 Bedroom | $241,500 | $210,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Windsor, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $860 |
| Superior Protection Discount | -$93 | $943 |
| Fire & Security Discount | -$83 | $953 |
| Hail Resistant Roof Discount | -$31 | $1,005 |
| Newly Constructed Home Discount | -$259 | $777 |
Choose the Right Deductible for your Windsor, CO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Weld County | $700 | $1,189 | $1,889 | $864 | $1,564 | $325 |
| Windsor, CO | $700 | $1,023 | $1,723 | $744 | $1,444 | $280 |
| La Salle, CO | $400 | $1,137 | $1,537 | $826 | $1,226 | $311 |
| Wellington, CO | $1,000 | $928 | $1,928 | $674 | $1,674 | $254 |
| Frederick, CO | $500 | $1,026 | $1,526 | $745 | $1,245 | $280 |
| Dacono, CO | $1,000 | $1,236 | $2,236 | $898 | $1,898 | $338 |
| Lafayette, CO | $400 | $988 | $1,388 | $718 | $1,118 | $270 |
| Thornton, CO | $2,500 | $1,224 | $3,724 | $890 | $3,390 | $335 |
| Welby, CO | $500 | $816 | $1,316 | $593 | $1,093 | $223 |
| Bald Mountain, CO | $1,500 | $1,029 | $2,529 | $748 | $2,248 | $281 |
| Nederland, CO | $100 | $1,610 | $1,710 | $1,170 | $1,270 | $440 |
| Wiggins, CO | $1,500 | $1,298 | $2,798 | $943 | $2,443 | $355 |
Identify Top Home Insurance Agents near Windsor, CO | Back to Top
| Home Insurance Company Windsor, CO | Homeowners Insurance Agency Windsor, CO | Address | Popularity Score | Distance from Windsor (miles) |
|---|---|---|---|---|
| Nationwide | Mountain Plains Agency Llc | 4532 Mcmurry Ave Ste 101, Fort Collins, CO, 80525-8023 | 9.4 | |
| Travelers | John C Beckett & Associates Inc | 220 Smith St, Fort Collins, CO, 80524 | 12.0 | |
| State Farm | Nicolas Lezama | 3527 W 12th St Ste C, Greeley, CO, 80634-2538 | 8.8 | |
| State Farm | Chris Eiseman | 11150 Huron St Ste 209, Northglenn, CO, 80234-4378 | 41.4 | |
| State Farm | Ben Parsons | 3227 S Timberline Rd Ste A, Fort Collins, CO, 80525-5746 | 9.4 | |
| Allstate | Sherry Unruh | 1051 Main St, Windsor, CO, 80550 | 2.2 | |
| Allstate | Mountain View Insurance Llc | 4535 29th St, Greeley, CO, 80634 | 6.9 | |
| Allstate | Rhonda Decker | 6200 W 9th St # 2b, Greeley, CO, 80634 | 6.8 | |
| State Farm | David Dilley | 4050 S Timberline Rd Unit 140, Fort Collins, CO, 80525-6023 | 9.1 | |
| Farmers | Brian White | 339-A W 4th Ave, Severance, CO, 80550 | 2.4 |
Compare Rates for Windsor, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Weld County, CO | $245,000 | $1,203 | $840 | $1,580 | $740 |
| Windsor, CO | $294,400 | $1,036 | $730 | $1,360 | $630 |
| La Salle, CO | $171,100 | $1,151 | $810 | $1,510 | $700 |
| Wellington, CO | $238,300 | $939 | $660 | $1,230 | $570 |
| Frederick, CO | $295,600 | $1,038 | $730 | $1,360 | $630 |
| Dacono, CO | $209,100 | $1,251 | $880 | $1,640 | $760 |
| Lafayette, CO | $343,000 | $1,000 | $700 | $1,310 | $610 |
| Thornton, CO | $262,100 | $1,239 | $870 | $1,620 | $750 |
| Welby, CO | $174,600 | $825 | $580 | $1,080 | $500 |
| Bald Mountain, CO | $487,200 | $1,041 | $730 | $1,360 | $630 |
| Nederland, CO | $352,600 | $1,630 | $1,140 | $2,140 | $1,000 |
| Wiggins, CO | $235,400 | $1,314 | $920 | $1,720 | $800 |
Research Home Insurance Companies Reviews in Windsor, CO Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
USAA's in-house customer service is friendly, attentive, and top notch. They listened to my issues without talking over me and produced a great conclusion to the problem I was facing.
Date: March 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have been generally well satisfied with the customer service department of USAA. The representatives are typically polite and knowledgeable. Any issues I need resolved are usually dealt with in a prompt and sensible manner.
Date: January 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
USAA customer service has been great. Any issue we have ever had they have solved quickly and efficiently.
Allstate Home Insurance Reviews
Date: October 24, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
All state covers everything, all appliances, unfinished basement, valuables in the house, wedding rings, tv's, even the cars if they are in the garage at night
Progressive Home Insurance Reviews
Date: January 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
Seeing as I have never had to claim it is hard to judge exactly. They have coverage for more value than all of my possessions are worth, so it is a good deal for the price I pay.
State Farm Home Insurance Reviews
Date: November 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The deductibles are high for me but that is by my choice so that I can have lower premiums. It would be mostly the same with other companies, with Geico being the most competitive lately.