Gavop's guide to buying homeowners insurance in Washington, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $91,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $127,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $229,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $261,500 | $240,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $830 |
| Home and Two Car | -$144 | $758 |
| Home and Three Car | -$226 | $677 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,392 |
| Hail Damage | $4,948 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $15,884 |
| Home Insurance Company Washington, AR | Homeowners Insurance Agency Washington, AR | Address | Popularity Score | Distance from Washington (miles) |
|---|---|---|---|---|
| Travelers | R & T Insurance Agency Inc | 2017 S Olive St Pine Bluff, Pine Bluff, AR, 71601 | 8.7 | |
| Farmers | Matthew Brown | 2051 W Main St Ste F, Cabot, AR, 72023 | 49.1 | |
| Travelers | Milner Insurance Group | 2221 S Olive St Ste A, Pine Bluff, AR, 71601 | 8.8 | |
| Allstate | The Jacobs Company | 922 S Main St, Stuttgart, AR, 72160 | 36.7 | |
| Farmers | Ivan Hudson | 400 N Bowman Rd Ste 29, Little Rock, AR, 72211 | 36.6 | |
| Allstate | Matt Black | 201 Commerce Dr, Maumelle, AR, 72113 | 42.9 | |
| Farmers | Steven Phillips | 10515 W Markham St Ste J3, Little Rock, AR, 72205 | 36.1 | |
| State Farm | Charley Benson | 16000 Cantrell Rd, Little Rock, AR, 72223-4200 | 40.6 | |
| State Farm | Anthony Otwell | 115 Audubon Dr Ste 15, Maumelle, AR, 72113-7410 | 42.6 | |
| State Farm | Kevin Bonnette | 3077 W 28th Ave, Pine Bluff, AR, 71603-4802 | 7.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $780 | $1,530 | $750 |
| Jefferson County, AR | $81,800 | $874 | $630 | $1,230 | $600 |
| Washington, AR | $115,600 | $902 | $600 | $1,290 | $690 |
| Redfield, AR | $110,800 | $1,052 | $770 | $1,450 | $680 |
| Bowman, AR | $107,500 | $1,036 | $740 | $1,480 | $740 |
| Shannon Hills, AR | $127,800 | $1,130 | $770 | $1,550 | $780 |
| Lincoln County, AR | $66,100 | $696 | $490 | $980 | $490 |
| North Little Rock, AR | $123,500 | $1,033 | $700 | $1,470 | $770 |
| McAlmont, AR | $81,600 | $909 | $660 | $1,260 | $600 |
| Willow, AR | $34,200 | $651 | $440 | $890 | $450 |
| Point Deluce, AR | $153,600 | $1,243 | $830 | $1,750 | $920 |
| Danley, AR | $140,000 | $1,184 | $850 | $1,630 | $780 |