Gavop shows you how to buy homeowners insurance in Denning, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $87,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $73,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $134,500 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $243,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $706 |
| Superior Protection Discount | -$82 | $739 |
| Fire & Security Discount | -$90 | $731 |
| Hail Resistant Roof Discount | -$25 | $796 |
| Newly Constructed Home Discount | -$164 | $657 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $2,000 | $935 | $2,935 | $680 | $2,680 | $256 |
| Denning, IL | $2,500 | $811 | $3,311 | $590 | $3,090 | $222 |
| Dowell, IL | $100 | $396 | $496 | $288 | $388 | $108 |
| Southern, IL | $2,000 | $840 | $2,840 | $610 | $2,610 | $230 |
| Brushy, IL | $300 | $642 | $942 | $467 | $767 | $176 |
| Pinckneyville No. 4, IL | $400 | $521 | $921 | $378 | $778 | $142 |
| Elvira, IL | $2,000 | $533 | $2,533 | $387 | $2,387 | $146 |
| Eagle Creek, IL | $400 | $664 | $1,064 | $482 | $882 | $181 |
| Fairfield, IL | $1,000 | $804 | $1,804 | $584 | $1,584 | $220 |
| Odin, IL | $200 | $492 | $692 | $358 | $558 | $134 |
| Sandoval, IL | $1,000 | $484 | $1,484 | $352 | $1,352 | $132 |
| Home Insurance Company Denning, IL | Homeowners Insurance Agency Denning, IL | Address | Popularity Score | Distance from Denning (miles) |
|---|---|---|---|---|
| Allstate | Jdc Insurance Group | 8 Eastwood Ln, Centralia, IL, 62801 | 40.7 | |
| Travelers | Ramey Insurance Agency | 110 N Logan, West Frankfort, IL, 62896 | 3.0 | |
| Travelers | Ramey Insurance Agency | 110 N Logan Street, West Frankfort, IL, 62896 | 3.0 | |
| State Farm | Jack Graham | 426 W Broadway, Centralia, IL, 62801-3112 | 43.6 | |
| State Farm | Hugh Frailey | 1001 N Main St, Benton, IL, 62812-1021 | 7.6 | |
| State Farm | Paul Gentry | 1420 State St, Chester, IL, 62233-1312 | 45.6 | |
| State Farm | Frank Deaton | 22 S Oak St, Du Quoin, IL, 62832-1515 | 15.5 | |
| State Farm | Cathy Robinson-Pitts | 110 W Market St, Christopher, IL, 62822-1222 | 5.7 | |
| State Farm | Lyman Eudy | 515a E Vienna St, Anna, IL, 62906 | 33.9 | |
| State Farm | Bill Hedges | 706 N Main Street, Benton, IL, 62812-1016 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,160 | $540 |
| Franklin County, IL | $69,900 | $947 | $630 | $1,350 | $720 |
| Denning, IL | $57,200 | $821 | $560 | $1,160 | $600 |
| Dowell, IL | $41,100 | $401 | $280 | $550 | $270 |
| Southern, IL | $179,700 | $850 | $580 | $1,180 | $600 |
| Brushy, IL | $100,000 | $650 | $450 | $890 | $440 |
| Pinckneyville No. 4, IL | $67,800 | $527 | $360 | $750 | $390 |
| Elvira, IL | $70,500 | $539 | $380 | $740 | $360 |
| Eagle Creek, IL | $106,800 | $672 | $490 | $930 | $440 |
| Fairfield, IL | $62,100 | $814 | $580 | $1,150 | $570 |
| Odin, IL | $61,100 | $498 | $360 | $710 | $350 |
| Sandoval, IL | $59,300 | $490 | $340 | $690 | $350 |