Gavop shows you how to buy homeowners insurance in Frostproof, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $65,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $128,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $145,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $269,500 | $240,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $693 |
| Home and Two Car | -$128 | $625 |
| Home and Three Car | -$188 | $565 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,222 |
| Home Insurance Company Frostproof, FL | Homeowners Insurance Agency Frostproof, FL | Address | Popularity Score | Distance from Frostproof (miles) |
|---|---|---|---|---|
| State Farm | Lori Kennedy | 223 Us Highway 27 N, Sebring, FL, 33870-2132 | 16.4 | |
| Allstate | Jonathan Adkinson | 343 W Central Ave Ste 101, Lake Wales, FL, 33853 | 18.1 | |
| Allstate | Jessica Hartline | 4325 Sun N Lake Blvd Ste 101, Sebring, FL, 33872 | 13.9 | |
| State Farm | Mike Pearce | 132 W Central Ave, Lake Wales, FL, 33853-4012 | 18.0 | |
| Travelers | Bayless Insurance Agency Inc | 2151 Us 27 South, Sebring, FL, 33870 | 16.9 | |
| State Farm | Dan Evers | 706 W Main St, Avon Park, FL, 33825-3631 | 10.6 | |
| Travelers | Heacock Insurance Group | 1105 Us Hwy 27 North , Sebring, FL, 33870 | 16.0 | |
| Travelers | Bayless Insurance Agency Inc | 2151 Us Hwy 27 S, Sebring, FL, 33870 | 16.9 | |
| Allstate | Devi Leonard | 240 S 1st St, Lake Wales, FL, 33853 | 17.6 | |
| Travelers | Southern Insurance Agency | 3019 Us Hwy 27 N, Sebring, FL, 33872 | 15.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Polk County, FL | $121,100 | $1,134 | $880 | $1,520 | $640 |
| Frostproof, FL | $73,600 | $753 | $590 | $1,010 | $420 |
| Highland Park, FL | $95,000 | $1,042 | $810 | $1,400 | $590 |
| Haines City, FL | $139,900 | $957 | $750 | $1,280 | $530 |
| Kissimmee, FL | $159,400 | $1,329 | $1,040 | $1,780 | $740 |
| St. Cloud, FL | $167,700 | $1,066 | $830 | $1,430 | $600 |
| Auburndale, FL | $148,700 | $999 | $780 | $1,340 | $560 |
| Fuller Heights, FL | $145,900 | $986 | $770 | $1,320 | $550 |
| Arcadia, FL | $84,000 | $812 | $630 | $1,090 | $460 |
| Hunters Creek, FL | $265,300 | $1,110 | $870 | $1,490 | $620 |
| June Park, FL | $172,100 | $1,561 | $1,220 | $2,090 | $870 |
| Northeast Glades, FL | $94,100 | $1,036 | $810 | $1,390 | $580 |