Gavop's guide to buying homeowners insurance in Sagadahoc County, ME covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $146,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $146,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $296,000 | $260,000 | $200,000-$250,000 |
| 5 Bedroom | $439,000 | $360,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $622 |
| Superior Protection Discount | -$67 | $682 |
| Fire & Security Discount | -$67 | $682 |
| Hail Resistant Roof Discount | -$22 | $727 |
| Newly Constructed Home Discount | -$217 | $532 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sagadahoc County | $2,000 | $741 | $2,741 | $538 | $2,538 | $202 |
| Sagadahoc County, ME | $1,500 | $741 | $2,241 | $538 | $2,038 | $202 |
| Bristol, ME | $100 | $870 | $970 | $633 | $733 | $238 |
| Jefferson, ME | $2,500 | $729 | $3,229 | $530 | $3,030 | $199 |
| Portland, ME | $500 | $836 | $1,336 | $607 | $1,107 | $228 |
| Raymond, ME | $1,000 | $859 | $1,859 | $624 | $1,624 | $235 |
| South Windham, ME | $400 | $756 | $1,156 | $549 | $949 | $207 |
| Warren, ME | $2,500 | $704 | $3,204 | $512 | $3,012 | $193 |
| Scarborough, ME | $300 | $846 | $1,146 | $615 | $915 | $231 |
| Albion, ME | $2,000 | $648 | $2,648 | $471 | $2,471 | $177 |
| Home Insurance Company Sagadahoc County, ME | Homeowners Insurance Agency Sagadahoc County, ME | Address | Popularity Score | Distance from Sagadahoc County (miles) |
|---|---|---|---|---|
| Travelers | Noyes Hall & Allen Insurance | 170 Ocean St, South Portland, ME, 4106 | 28.2 | |
| Travelers | Foy Insurance - Scarborough | 152 Us Route 1 Ste 11, Scarborough, ME, 4074 | 32.6 | |
| Travelers | Smithwick & Mariners Insurance Inc | 366 Us Route 1, Falmouth, ME, 4105 | 22.5 | |
| Liberty Mutual Independent | P&C Insurance | 260 Main Street , Biddeford, ME, 4005 | 42.4 | |
| Allstate | Heidi Johnston | 62 Portland Rd Ste 5, Kennebunk, ME, 4043 | 49.8 | |
| State Farm | Mark Browne | 20 Edwards Ave, Biddeford, ME, 04005-3009 | 43.9 | |
| Allstate | Tim Jameson | 216 Bath Rd, Brunswick, ME, 4011 | 3.5 | |
| State Farm | Paul Caparratto | 21 Mason St, Brunswick, ME, 04011-1513 | 6.0 | |
| Travelers | Kennebunk Savings Insurance | 50 Portland Rd, Kennebunk, ME, 4043 | 49.9 | |
| State Farm | Terri Wright | 438 Us Route 1 Ste 2, Yarmouth, ME, 04096-6750 | 19.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $500 | $1,050 | $550 |
| Sagadahoc County, ME | $199,400 | $750 | $500 | $1,030 | $530 |
| Sagadahoc County, ME | $199,400 | $750 | $510 | $1,060 | $550 |
| Bristol, ME | $266,700 | $881 | $630 | $1,260 | $630 |
| Jefferson, ME | $179,000 | $738 | $540 | $1,010 | $470 |
| Portland, ME | $261,100 | $846 | $580 | $1,200 | $620 |
| Raymond, ME | $259,000 | $869 | $630 | $1,230 | $600 |
| South Windham, ME | $194,300 | $765 | $540 | $1,090 | $550 |
| Warren, ME | $165,600 | $713 | $510 | $980 | $470 |
| Scarborough, ME | $336,100 | $856 | $570 | $1,180 | $610 |
| Albion, ME | $139,000 | $656 | $480 | $910 | $430 |