How Can I Make My Bismarck, ND Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Bismarck, ND by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Bismarck, ND Home Insurance Coverage Levels | Back to Top
| Bismarck, ND - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Belmont Ln, Penns Ln, Burnt Boat Dr, Apache St, Edgewood Dr, S 5th St, Shady View Pl, Big Sky Cir, W Central Ave, Berreth St | $141,500 | $130,000 | $125,000-$150,000 | $155,000 | $130,000 | $125,000-$150,000 |
| Sunrise Ave, W Apollo Ave, Copper Mtn Cir, Vantassel Dr, Catherine Dr, 41st St NW, Northview Ln, N 8th St, 41st St SE, Oahe Bend | $195,000 | $160,000 | $200,000-$250,000 | $266,500 | $220,000 | $300,000-$350,000 |
| E Sweet Ave, Augsburg Ave, Atlas Dr, Woodsman Pl, Yorkshire Ln, Smokey Ln, San Angelo Dr, W Ave F, Derek Dr, Blue Jay Ave | $114,500 | $100,000 | $75,000-$100,000 | $257,000 | $230,000 | $250,000-$300,000 |
| 110th Ave NE, 66th St NE, Sonora Way, Spaulding Ave, E Ave A, Plainsman Rd, Weir Dr, N Hannifin St, Bridgeport Dr, Revere Dr | $100,000 | $90,000 | $75,000-$100,000 | $177,000 | $160,000 | $150,000-$175,000 |
| Simle Dr, Twilight Rd, Brunswick Dr, Fontenelle Dr, Sharps Loop, Coriander Dr, Warwick Loop, W Heart Pl, Mason Ave, Nevada St | $169,500 | $160,000 | $175,000-$200,000 | $190,500 | $170,000 | $200,000-$250,000 |
| Gates Dr, S 12th St, Palomino Dr, Wildrose Cres, Stream Pl, Hunters Cir, Burgundy Cir, Rutland Dr, E Regent Dr, Whitney Ct | $133,000 | $120,000 | $125,000-$150,000 | $153,000 | $120,000 | $150,000-$175,000 |
| Cortland Pl, Longley Ave, N 8th St, High Plains Rd, Columbine Ln, Warwick Pl, Lake Ave, Penenah Rd, Concord Dr, Wood Ln | $159,000 | $140,000 | $125,000-$150,000 | $159,000 | $150,000 | $150,000-$175,000 |
| Kristen Ln, N 4th St, Rock Creek Rd, Jackson Ave, Bluejay Ave, Stagecoach Cir, Berkshire Dr, Henry St, S 7th St, Carefree Cir | $154,500 | $140,000 | $150,000-$175,000 | $160,000 | $140,000 | $125,000-$150,000 |
| Northgate Dr, Vermont Ave, Sierra Cir, 73rd Ave NE, Regina Pl, Lakota Ln, N 80th St, Ash Ln, Juniper Dr, Birch Pl | $92,500 | $80,000 | $75,000-$100,000 | $146,000 | $130,000 | $150,000-$175,000 |
| Enterprise St, Riverwood Dr, E Front Ave, Clarke Rd, Chisholm Trl, 78th Ave NE, S 8th St, W Boulevard Ave, Country West Rd, W Ave C | $146,500 | $130,000 | $150,000-$175,000 | $310,000 | $280,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Bismarck, ND | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $1,037 |
| Superior Protection Discount | -$108 | $1,097 |
| Fire & Security Discount | -$133 | $1,073 |
| Hail Resistant Roof Discount | -$24 | $1,181 |
| Newly Constructed Home Discount | -$253 | $952 |
Choose your Bismarck, ND Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,536 |
| Hail Damage | $5,641 |
| Wind Damage | $9,916 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $8,568 |
Identify Top Home Insurance Agents near Bismarck, ND | Back to Top
| Home Insurance Company Bismarck, ND | Homeowners Insurance Agency Bismarck, ND | Address | Popularity Score | Distance from Bismarck (miles) |
|---|---|---|---|---|
| Farmers | Danielle Bruner | 2720 E Broadway Ave, Bismarck, ND, 58501 | 1.0 | |
| State Farm | Rod Skytland | 1310 E Main St Ste A, Mandan, ND, 58554-3783 | 5.0 | |
| Farmers | Melissa Hammond | 4120 Memorial Hwy, Mandan, ND, 58554 | 3.3 | |
| State Farm | Morgan Hayden | 101 Slate Dr Ste 3, Bismarck, ND, 58503-6171 | 3.3 | |
| Liberty Mutual Independent | Bain Agency | 1500 East Capitol Ave, Bismarck, ND, 58501 | 1.2 | |
| Liberty Mutual Independent | Bain Agency | 1500 E Capitol Ave, Bismarck, ND, 58501 | 1.2 | |
| State Farm | Roberta Storm | 116 S Hannifin St, Bismarck, ND, 58504-5312 | 1.4 | |
| State Farm | Terry Richter | 201 N 19th St, Bismarck, ND, 58501-4747 | 0.5 | |
| Farmers | Tina Morast | 1120 College Dr Ste 101, Bismarck, ND, 58501 | 2.0 | |
| State Farm | Renae Haug | 712 E Bowen Ave, Bismarck, ND, 58504-5626 | 0.8 |
Compare Rates for Bismarck, ND Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $780 | $1,630 | $850 |
| Burleigh County, ND | $237,000 | $1,202 | $820 | $1,720 | $900 |
| Bismarck, ND | $223,200 | $1,205 | $820 | $1,660 | $840 |
| Missouri, ND | $245,000 | $1,357 | $980 | $1,930 | $950 |
| Morton, ND | $333,300 | $1,606 | $1,080 | $2,230 | $1,150 |
| Ecklund, ND | $115,000 | $927 | $640 | $1,290 | $650 |
| Morton County, ND | $187,600 | $846 | $570 | $1,160 | $590 |
| Center, ND | $116,300 | $933 | $660 | $1,290 | $630 |
| Flasher, ND | $58,900 | $654 | $460 | $910 | $450 |
| Schrunk, ND | $114,600 | $925 | $620 | $1,320 | $700 |
| West Oliver, ND | $208,900 | $1,255 | $850 | $1,770 | $920 |
Research Home Insurance Companies Reviews in Bismarck, ND Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: December 27, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
This sort of goes hand in hand with the previous answer I'd given. When I went with Farm Bureau 3 years ago it was because the premium and deductible were better than compared to what other companies were going to offer.
Safeco Insurance Home Insurance Reviews
Date: July 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I HAVE HAD A GREAT EXPERIENCE WITH SAFECOS CUSTOMER SERVICE. THEY ARE ALWAYS AVAILABLE TO TALK AND HELP RESOLVE MY PROBLEM VERY QUICKLY.
Nationwide Home Insurance Reviews
Date: August 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I am very pleased with Nationwide.I made a call to Nationwide and they were able to bundle by auto and home and ended up costing under what Progressive charged just for my home.
Amica Mutual Insurance Home Insurance Reviews
Date: May 24, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
Amica Mutual Home Insurance was selected for its ease in dealing with its customer service. They have shown a high level of professionalism when dealing with our claims.
GEICO Home Insurance Reviews
Date: January 05, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I have no experience with any other companies policies. However, I am happy with my coverage/premium and deductibles, and for that reason I would give Geico a 5.