How Can I Make My Alameda County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Alameda County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Alameda County, CA Home Insurance Coverage Levels | Back to Top

Alameda County, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Livingston St, Kottinger Dr, Challen Ct, Torrano Ave, Cove Ct, Corte Yolanda, Poppy Hills Ln, Southland Dr, Steele St, Little Foot Dr $539,500 $480,000 $500,000-$600,000 $237,000 $210,000 $250,000-$300,000
Rock Isle, Malvasia Ct, Dolphin Ln, Via Bahia, Via Aliso, Holway St, Peralta Oaks Dr, Finch Way, Pso Largavista, Ave D $552,500 $480,000 $400,000-$500,000 $408,000 $360,000 $300,000-$350,000
Stauffer Ct, Toscana Way, Amanda St, Gunn Dr, Peony Dr, Elderberry Ln, Cerrito Ave, Debra St, Cady Ct, Short St $393,500 $340,000 $400,000-$500,000 $296,500 $280,000 $300,000-$350,000
Vesper Ave, Requa Pl, Spokane Rd, Corte Venado, Buti Park Ct, Pampas Grass Ter, Fairbanks Ave, Calibria Dr, Penn Ave, Van Buren Ave $477,500 $400,000 $400,000-$500,000 $441,500 $410,000 $500,000-$600,000
Neon Ter, Bolinger Cmn, Campbell Ct, Foley St, Lawson Ct, Eichler St, Encina Pl, Fleming Ave, Arcadia Ave, Viking St $453,000 $370,000 $400,000-$500,000 $231,500 $210,000 $200,000-$250,000
Dowling St, Edgemere Ln, Denning Ct, Bodmin Ave, Aspenwood Cmn, Franco Ct, Rowe Pl, Waterhouse Rd, Thornally Dr, Shelterwood Dr $474,000 $420,000 $500,000-$600,000 $489,500 $420,000 $400,000-$500,000
W Angela St, Cll del Sol, Muirfield Ct, Iroquois Ave, Sherry Ct, Fallbrook Dr, Santa Fe Ave, E 25th St, Newport Cmn, Capricorn Ave $632,500 $590,000 $500,000-$600,000 $597,500 $480,000 $500,000-$600,000
Finnian Way, Tamayo St, William Dr, Arrezzo St, Newport Ct, Oval Rd, Hawthorne Pl, 33rd St, Rock Springs Dr, Wright St $532,000 $430,000 $500,000-$600,000 $394,000 $320,000 $350,000-$400,000
Laird Ct, Carson Ln, San Giorgio Ct, N I St, Benavente Pl, Via Coches, Eagle Landing Ct, Investment Blvd, Chanute Ave, Mendota St $380,000 $350,000 $300,000-$350,000 $472,500 $440,000 $400,000-$500,000
Sheffield Rd, Holly Cmn, Warwick Rd, Frederiksen Ln, Mohawk Dr, Hill St, Century Oaks Cir, Parkhill Ct, Barcelona St, Whitman Ter $322,500 $280,000 $350,000-$400,000 $462,000 $390,000 $400,000-$500,000

Choose the Best Alameda County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income 1 Pet, Non-Smoker $320
Freelancer 500-549 Credit Score <$25,000 3 Pets, Smoker $1,260
Full Time Job 800-850 Credit Score $25 to 50,000 No Pets, Smoker $170

Choose the Right Deductible for your Alameda County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $100 $1,370 $1,470 $1,170 $1,270 $200
Alameda County, CA $1,500 $1,710 $2,210 $1,400 $2,900 $-690
Alameda County, CA $1,000 $1,820 $2,320 $1,550 $2,550 $-230
Castro Valley, CA $500 $1,940 $2,440 $1,640 $2,140 $300
Danville, CA $1,500 $1,760 $2,260 $1,420 $2,920 $-660
Byron, CA $100 $1,290 $1,390 $1,080 $1,180 $210
Hillsborough, CA $2,000 $2,660 $3,160 $2,240 $4,240 $-1,080
Los Gatos, CA $400 $2,760 $3,160 $2,230 $2,630 $530
Crockett, CA $700 $1,250 $1,750 $1,040 $1,740 $10
Lathrop, CA $400 $1,030 $1,430 $880 $1,280 $150
Brookdale, CA $2,000 $2,060 $2,560 $1,770 $3,770 $-1,210
Felton, CA $300 $1,970 $2,270 $1,630 $1,930 $340
Waterloo, CA $700 $1,110 $1,610 $910 $1,610 $0

Identify Top Home Insurance Agents near Alameda County, CA | Back to Top

Home Insurance Company Alameda County, CA Homeowners Insurance Agency Alameda County, CA Address Popularity Score Distance from Alameda County (miles)
State Farm Joanne Bryant 2570 S R Valley Blvd # A201, San Ramon, CA, 94583-1637
6.5
State Farm Vickie Stephens 3100 Capitol Ave Ste E, Fremont, CA, 94538-1527
7.6
State Farm Brandon Mcguire 4307 Valley Ave Ste C, Pleasanton, CA, 94566-5548
2.8
State Farm Adrian Stovall 22544 2nd St, Hayward, CA, 94541-4124
9.3
State Farm Brian Moos 39159 Paseo Padre Pkwy Ste 109, Fremont, CA, 94538-1600
7.5
State Farm Richard Lawrence 1015 Sperry Ave Ste E, Patterson, CA, 95363-9268
44.2
Farmers Douglas Gay 420 Appian Way, El Sobrante, CA, 94803
30.9
Travelers Kihara Insurance Agency 6906 Village Parkway, Dublin, CA, 94568
4.1
State Farm Edwina Paraso 30030 Mission Blvd Ste 215, Hayward, CA, 94544-7252
7.3
Liberty Mutual Independent Concise Insurance Services 3349 International Blvd Ste 2, Oakland, CA, 94601
19.2

Compare Rates for Alameda County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,770 $1,310 $2,410 $1,100
Alameda County, CA $514,900 $1,700 $1,260 $2,310 $1,050
Alameda County, CA $514,900 $1,650 $1,220 $2,240 $1,020
Castro Valley, CA $561,500 $2,130 $1,580 $2,900 $1,320
Danville, CA $842,000 $1,770 $1,310 $2,410 $1,100
Byron, CA $463,800 $2,090 $1,550 $2,840 $1,290
Hillsborough, CA $1,000,001 $2,100 $1,550 $2,860 $1,310
Los Gatos, CA $1,000,001 $2,900 $2,150 $3,940 $1,790
Crockett, CA $379,600 $1,180 $870 $1,600 $730
Lathrop, CA $199,400 $800 $590 $1,090 $500
Brookdale, CA $574,000 $1,950 $1,440 $2,650 $1,210
Felton, CA $521,000 $2,140 $1,580 $2,910 $1,330
Waterloo, CA $310,300 $1,460 $1,080 $1,990 $910

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