Gavop shows you how to buy homeowners insurance in Granite County, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $125,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $174,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $233,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $499,000 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $784 |
| Superior Protection Discount | -$83 | $839 |
| Fire & Security Discount | -$83 | $839 |
| Hail Resistant Roof Discount | -$28 | $895 |
| Newly Constructed Home Discount | -$184 | $738 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Granite County | $2,000 | $911 | $2,911 | $662 | $2,662 | $249 |
| Granite County, MT | $700 | $911 | $1,611 | $662 | $1,362 | $249 |
| Anaconda, MT | $100 | $664 | $764 | $482 | $582 | $181 |
| Clinton, MT | $2,000 | $1,054 | $3,054 | $766 | $2,766 | $288 |
| Garrison, MT | $200 | $1,057 | $1,257 | $768 | $968 | $289 |
| Warm Springs, MT | $1,000 | $935 | $1,935 | $679 | $1,679 | $255 |
| Carlton, MT | $200 | $1,304 | $1,504 | $948 | $1,148 | $356 |
| Missoula, MT | $1,500 | $1,065 | $2,565 | $774 | $2,274 | $291 |
| Victor, MT | $200 | $1,127 | $1,327 | $819 | $1,019 | $308 |
| Ravalli County, MT | $1,000 | $1,056 | $2,056 | $767 | $1,767 | $289 |
| Butte-Silver Bow Northwest, MT | $500 | $1,042 | $1,542 | $757 | $1,257 | $285 |
| Home Insurance Company Granite County, MT | Homeowners Insurance Agency Granite County, MT | Address | Popularity Score | Distance from Granite County (miles) |
|---|---|---|---|---|
| State Farm | Riley Mcgiboney | 3420 S Reserve St Ste C, Missoula, MT, 59801-7314 | 42.4 | |
| State Farm | Jake Eby | 1330 W Broadway St Ste B, Missoula, MT, 59802-2240 | 43.6 | |
| Farmers | Jeremy Belcourt | 2501 S Catlin St Ste 105, Missoula, MT, 59801 | 42.2 | |
| Farmers | David Clarke | 4404 Expressway Ste 103, Missoula, MT, 59808 | 46.7 | |
| State Farm | Bob King | 105 Sw Higgins Ave Ste 2, Missoula, MT, 59803-1439 | 41.1 | |
| Allstate | Randy Mitchell | 1410 S Reserve St Ste 104, Missoula, MT, 59801 | 43.3 | |
| Farmers | Brian Potton | 221 Main St, Stevensville, MT, 59870 | 32.9 | |
| State Farm | Barry Whitmore | 401 W Main St Ste A, Hamilton, MT, 59840-2470 | 36.6 | |
| State Farm | Robin Peters | 2104 Dixon Ave, Missoula, MT, 59801-8226 | 42.1 | |
| Allstate | Troy Dennison | 1739 South Ave W, Missoula, MT, 59801 | 42.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Granite County, MT | $218,900 | $922 | $700 | $1,210 | $510 |
| Granite County, MT | $218,900 | $922 | $700 | $1,210 | $510 |
| Anaconda, MT | $109,600 | $672 | $510 | $880 | $370 |
| Clinton, MT | $202,800 | $1,067 | $810 | $1,400 | $590 |
| Garrison, MT | $204,200 | $1,070 | $810 | $1,400 | $590 |
| Warm Springs, MT | $151,800 | $946 | $720 | $1,240 | $520 |
| Carlton, MT | $323,600 | $1,320 | $1,000 | $1,730 | $730 |
| Missoula, MT | $252,100 | $1,078 | $820 | $1,410 | $590 |
| Victor, MT | $242,300 | $1,141 | $870 | $1,490 | $620 |
| Ravalli County, MT | $246,600 | $1,069 | $810 | $1,400 | $590 |
| Butte-Silver Bow Northwest, MT | $196,900 | $1,055 | $800 | $1,380 | $580 |