Gavop's guide to buying homeowners insurance in Delta, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Delta, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Albany St, 1740 Rd, Big Spring Ranch Rd, Hartig Dr, Circle Dr, 1900 Ln, Veinte Dr, Elizabeth St, 1671 Ln, 1550 Rd | $223,000 | $190,000 | $175,000-$200,000 | $126,000 | $110,000 | $125,000-$150,000 |
| 1715 Ln, Tessman Rd, E 6th St, 1025 Rd, H75 Rd, H75 Rd, Homestead Rd, G Rd, Mustang Ln, 1360 Rd | $104,500 | $100,000 | $100,000-$125,000 | $136,000 | $110,000 | $125,000-$150,000 |
| Sage St, Starr Nelson Rd, 1800 Dr, 1675 Rd, US Hwy 50, Violetta Rd, 275 Rd, 2175 Rd, 1560 Rd, K50 Dr | $207,500 | $190,000 | $200,000-$250,000 | $122,000 | $110,000 | $75,000-$100,000 |
| Mountain View Dr, D50 Ln, 1850 Rd, F 75 Rd, Cottonwood St, Emerald Rd, F 40 Ln, Sego Ln, B St, W 2nd St | $173,000 | $150,000 | $150,000-$175,000 | $117,000 | $110,000 | $75,000-$100,000 |
| Nu Vue St, 1940 Rd, State Hwy 348, Adobe Acres Rd, Pioneer Cir, Sunridge Dr, Pioneer Dr W, Devils Thumb Rd, 1550 Rd, 1825 Rd | $150,000 | $130,000 | $150,000-$175,000 | $207,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $687 |
| Superior Protection Discount | -$74 | $753 |
| Fire & Security Discount | -$91 | $737 |
| Hail Resistant Roof Discount | -$25 | $803 |
| Newly Constructed Home Discount | -$166 | $662 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,368 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,386 |
| Home Insurance Company Delta, CO | Homeowners Insurance Agency Delta, CO | Address | Popularity Score | Distance from Delta (miles) |
|---|---|---|---|---|
| Farmers | Joshua Dewitt | 327 N 7th St Ste 2, Grand Junction, CO, 81501 | 31.2 | |
| Farmers | Michael Baker | 436 Independent Ave, Grand Junction, CO, 81505 | 32.3 | |
| State Farm | Steve Kendrick | 640 Rood Avenue, Grand Junction, CO, 81501 | 31.2 | |
| State Farm | Jerry Reiher | 540 Main St Ste 102, Delta, CO, 81416-1834 | 4.2 | |
| Allstate | Doug Deweber | 332 E Aspen Ave Ste 200, Fruita, CO, 81521 | 42.1 | |
| Travelers | Beckner Power Insurance Inc | 2415 F Rd, Ste B Grand Junction, Grand Junction, CO, 81505 | 34.1 | |
| Travelers | Beckner Power Insurance Inc | 2415 Patterson Rd B, Grand Junction, CO, 81505 | 33.6 | |
| Travelers | Pete Tarr Insurance | 253 W 5th, Delta, CO, 81416 | 4.0 | |
| Allstate | Robin Dujay | 1119 N 1st St Ste G, Grand Junction, CO, 81501 | 32.0 | |
| State Farm | Kevin Parks | 126 E 5th St, Delta, CO, 81416-1903 | 4.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Delta County, CO | $206,200 | $1,157 | $810 | $1,520 | $710 |
| Delta, CO | $175,900 | $828 | $580 | $1,080 | $500 |
| Orchard City, CO | $192,900 | $1,210 | $850 | $1,590 | $740 |
| Delta County, CO | $206,200 | $1,157 | $810 | $1,520 | $710 |
| Orchard Mesa, CO | $171,300 | $819 | $570 | $1,070 | $500 |
| Grand Junction, CO | $197,600 | $1,136 | $800 | $1,490 | $690 |
| Redlands, CO | $288,100 | $1,025 | $720 | $1,340 | $620 |
| Loghill Village, CO | $537,000 | $2,487 | $1,740 | $3,260 | $1,520 |
| Naturita, CO | $107,400 | $936 | $660 | $1,230 | $570 |
| Ridgway, CO | $372,200 | $1,702 | $1,190 | $2,230 | $1,040 |
| Battlement Mesa, CO | $168,600 | $1,144 | $800 | $1,500 | $700 |