Gavop's guide to buying homeowners insurance in Brookneal, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Brookneal, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rte 43, Hawk Rd, Evan Davis Dr, Elliott Rd, Co Rd 614, Oliver Rd, Wickliffe Rd, Co Rd 910, Hopewell Ln, Bent Creek Rd | $121,500 | $110,000 | $125,000-$150,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Mount Calvary Rd, Runaway Bay Rd, Grandview Dr, Gilbert Ln, Co Rd 728, Lewis Ford Rd, Hale St, Gladys Rd, Water St, County 795 | $112,500 | $100,000 | $100,000-$125,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Bedford Hwy, Co Rd 645, Co Rd 695, Co Rd 932, Eastward Dr, Riverbend Rd, Moore Ln, Main St, Co Rd 638, Co Rd 704 | $147,500 | $130,000 | $100,000-$125,000 | $129,500 | $110,000 | $100,000-$125,000 |
| Blue Mist Rd, Clays Ferry Rd, Liberty Lake Rd, Ford Rd, Co Rd 709, Co Rd 896, Langdon Rd, Co Rd 868, Co Rd 615, Theta Mill Rd | $100,500 | $80,000 | $75,000-$100,000 | $91,000 | $80,000 | $50,000-$75,000 |
| State Rte T-1123, Peerman School Rd, Co Rd 866, Mill Pond Ln, Co Rd 703, School Rd, State Rte 604, Hogan Hill Ln, Mitchell Mill Rd, Johnson Mountain Rd | $109,000 | $90,000 | $75,000-$100,000 | $130,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $751 |
| Superior Protection Discount | -$83 | $844 |
| Fire & Security Discount | -$83 | $844 |
| Hail Resistant Roof Discount | -$28 | $900 |
| Newly Constructed Home Discount | -$232 | $696 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,488 |
| Hail Damage | $4,524 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,556 |
| Home Insurance Company Brookneal, VA | Homeowners Insurance Agency Brookneal, VA | Address | Popularity Score | Distance from Brookneal (miles) |
|---|---|---|---|---|
| Allstate | Chris Owen | 7335 Timberlake Rd Ste C, Lynchburg, VA, 24502 | 19.8 | |
| Travelers | Hubbard Lash Insurance | 311a E Third St, Farmville, VA, 23901 | 35.7 | |
| Travelers | Gallion-Elder Agency Inc | 1703 Main St, Victoria, VA, 23974 | 43.8 | |
| State Farm | George Cooper Jr | 116 S Bridge St, Bedford, VA, 24523-2702 | 32.1 | |
| State Farm | John Staton Jr | 1026 Main St, Dillwyn, VA, 23936 | 41.3 | |
| Farmers | Anthony Wittig | 4849 Fort Ave Lowr Suite, Lynchburg, VA, 24502 | 20.0 | |
| State Farm | Edgar Jones | 1510 Graham Rd, Farmville, VA, 23901-3182 | 35.0 | |
| Allstate | Altavista Ins Corp | 917 Main St # 269, Altavista, VA, 24517 | 15.7 | |
| Allstate | Dejarnette Ins Agy | 5018 Stagecoach Rd., Nathalie, VA, 24528 | 8.8 | |
| Travelers | Scott & Bond Inc | 415 E Main St, Bedford, VA, 24523 | 31.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,350 | $700 |
| Campbell County, VA | $154,300 | $740 | $510 | $1,010 | $500 |
| Brookneal, VA | $105,900 | $928 | $630 | $1,280 | $650 |
| Appomattox County, VA | $151,700 | $702 | $500 | $960 | $460 |
| Drakes Branch, VA | $85,800 | $479 | $340 | $680 | $340 |
| Halifax, VA | $145,100 | $734 | $530 | $1,050 | $520 |
| Penhook, VA | $514,900 | $1,666 | $1,130 | $2,280 | $1,150 |
| Chase City, VA | $76,800 | $427 | $300 | $610 | $310 |
| Plymouth, VA | $123,600 | $657 | $450 | $910 | $460 |
| Snow Creek, VA | $146,800 | $688 | $490 | $970 | $480 |
| Dan River, NC | $123,800 | $740 | $500 | $1,010 | $510 |
| Oak Hill, NC | $99,500 | $621 | $450 | $850 | $400 |