Gavop tells you how to get the best homeowners insurance in Starkville, MS by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $99,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $214,000 | $200,000 | $175,000-$200,000 |
| 4 Bedroom | $203,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $165,000 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $855 |
| Superior Protection Discount | -$93 | $937 |
| Fire & Security Discount | -$113 | $917 |
| Hail Resistant Roof Discount | -$21 | $1,010 |
| Newly Constructed Home Discount | -$247 | $783 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oktibbeha County | $700 | $1,224 | $1,924 | $890 | $1,590 | $335 |
| Starkville, MS | $1,500 | $1,018 | $2,518 | $740 | $2,240 | $278 |
| Sturgis, MS | $100 | $927 | $1,027 | $673 | $773 | $253 |
| Walthall, MS | $700 | $992 | $1,692 | $721 | $1,421 | $271 |
| Weir, MS | $400 | $829 | $1,229 | $602 | $1,002 | $227 |
| McCool, MS | $1,000 | $785 | $1,785 | $571 | $1,571 | $215 |
| Pickensville, AL | $200 | $790 | $990 | $574 | $774 | $216 |
| Kilmichael, MS | $1,000 | $901 | $1,901 | $655 | $1,655 | $246 |
| Bogue Chitto, MS | $200 | $604 | $804 | $439 | $639 | $165 |
| Montgomery County, MS | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| Lamar County, AL | $300 | $662 | $962 | $481 | $781 | $181 |
| Kennedy, AL | $700 | $906 | $1,606 | $658 | $1,358 | $248 |
| Home Insurance Company Starkville, MS | Homeowners Insurance Agency Starkville, MS | Address | Popularity Score | Distance from Starkville (miles) |
|---|---|---|---|---|
| State Farm | Bert Parish | 231 E Walnut Ave, Eupora, MS, 39744-2099 | 25.5 | |
| State Farm | Amanda Parish | 223 E Madison St, Houston, MS, 38851-2320 | 31.7 | |
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce St, West Point, MS, 39773 | 14.7 | |
| State Farm | Rod Bobo | 3189 Highway 45 N Ste A, Columbus, MS, 39705-1251 | 23.5 | |
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce Street West Point , West Point, MS, 39773 | 14.7 | |
| State Farm | Jack Forbus | 600 Hogan St Ste 1c, Starkville, MS, 39759-3384 | 1.5 | |
| State Farm | Brian Mccaskill | 823 Highway 12 W Ste A, Starkville, MS, 39759-3593 | 0.7 | |
| State Farm | Frank Chiles | 306 Highway 12 W, Starkville, MS, 39759-3633 | 0.7 | |
| State Farm | Wayne Stewart | 3130 Jefferson St, Macon, MS, 39341-2277 | 28.7 | |
| Travelers | Philadelphia Security Insurance Agency | 802 Kosciusko Rd, Philadelphia, MS, 39350 | 49.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $800 | $1,600 | $800 |
| Oktibbeha County, MS | $146,400 | $1,239 | $830 | $1,760 | $930 |
| Starkville, MS | $159,700 | $1,030 | $750 | $1,470 | $720 |
| Sturgis, MS | $76,600 | $938 | $650 | $1,330 | $680 |
| Walthall, MS | $86,000 | $1,004 | $690 | $1,420 | $730 |
| Weir, MS | $63,100 | $839 | $560 | $1,180 | $620 |
| McCool, MS | $57,200 | $795 | $540 | $1,130 | $590 |
| Pickensville, AL | $71,900 | $800 | $580 | $1,140 | $560 |
| Kilmichael, MS | $72,900 | $912 | $630 | $1,250 | $620 |
| Bogue Chitto, MS | $34,300 | $611 | $410 | $850 | $440 |
| Montgomery County, MS | $77,900 | $796 | $570 | $1,090 | $520 |
| Lamar County, AL | $71,500 | $670 | $480 | $950 | $470 |
| Kennedy, AL | $88,800 | $917 | $620 | $1,270 | $650 |