Muncie, IN Homeowners Insurance - How To Buy Guide

Gavop shows you how to buy homeowners insurance in Muncie, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Muncie, IN Home Insurance Coverage Levels | Back to Top

Muncie, IN - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
W 11th St, W Riverview Ct, W 550 N Rd, N Chinquapin Way, E Myrtle Ave, E Hamilton Dr, W Canal St, N Lake Forest Dr, N Co Rd 750 W, N Vienna Woods Dr $87,000 $80,000 $75,000-$100,000 $67,000 $60,000 $50,000-$75,000
S Biltmore Ave, N Main St, W 7th St, E Fisher Ln, S 850 W Rd, W Marsh St, W Moore Rd, N Wildwood Ln, W Oran Ct, W Co Rd 350 N $145,000 $130,000 $150,000-$175,000 $106,000 $100,000 $75,000-$100,000
W Cardinal Dr, S 419 E Rd, S Normandy Dr, W Fuson Rd, W Haines Ave, W Birdsong Ct, W 950 N Rd, E Cedarwood Dr, E 21st St, N Dogwood Ln $169,500 $140,000 $175,000-$200,000 $165,500 $150,000 $175,000-$200,000
W 13th St, N Wickersham Dr, S Parish Rd, S Wolfe St, W 7th St, Muncie St, N Aspen Ln, N Birchwood Dr, S Brittain Ave, N Tk Way $218,500 $200,000 $200,000-$250,000 $131,500 $120,000 $100,000-$125,000
N Co Rd 350 W, W 14th St, W Crooked Creek Ct, Wilson Rd, W Co Rd 426 N, E Co Rd 170 S, W Weatherstone Ln, N Milton St, W Ivy St, E 17th St $178,000 $160,000 $200,000-$250,000 $164,000 $130,000 $150,000-$175,000
S 500 E Rd, E 200 S Rd, N Fir Tree Dr, N Co Rd 800 E, W Berkley Ave, S Tacoma Ave, N Poplar Dr, N Carriage Ln, W River Rd, S Union St $162,500 $130,000 $125,000-$150,000 $111,000 $90,000 $75,000-$100,000
S Co Rd 560 E, W Co Rd 375 N, W Prairiewood Dr, W Howard St, S Calvert St, N McKenzie St, W 6th St, W Rex St, S Grande Ave, S Grandview Ct $114,000 $100,000 $100,000-$125,000 $81,500 $70,000 $50,000-$75,000
W Squire Ct, E Grace Ct, W 31st St, S Birch St, E Maumee Ave, W Lincolnshire Dr, N Weir Dr, N Hill St, N Belmont Dr, E Co Rd 167 S $97,500 $90,000 $100,000-$125,000 $84,500 $70,000 $50,000-$75,000
East Dr, Abercrombie Dr, Midway Dr, N Lyn Mar Dr, E 3rd St, W 150 N St, W Teal Dr, S Ross St, E Stacey St, S Haddix Ave $117,000 $90,000 $100,000-$125,000 $90,000 $80,000 $75,000-$100,000
S Hunter Rd, W Skyway Dr, Westwood Dr, N Innisbrook Dr, W Woodward Dr, W Co Rd 750 N, W 28th St, W 18th St, N Lakewood Dr, E Co Rd 172 S $119,000 $110,000 $75,000-$100,000 $54,000 $40,000 $50,000-$75,000

Estimate your Savings with Home Insurance Discounts in Muncie, IN | Back to Top

This table lists savings for a median home value of $74,000 and an average premium of $588

Discount Type Premium After Discount
Multipolicy Discounts $547
Superior Protection Discount $547
Fire & Security Discounts $541
Payment Discounts $570

Choose the Right Deductible for your Muncie, IN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Indiana $100 $540 $640 $470 $570 $70
Delaware County, IN $2,000 $330 $830 $280 $2,280 $-1,450
Muncie, IN $1,500 $280 $780 $240 $1,740 $-960
Losantville, IN $500 $270 $770 $220 $720 $50
Pennville, IN $1,000 $260 $760 $220 $1,220 $-460
Duck Creek, IN $400 $650 $1,050 $540 $940 $110
Saratoga, IN $1,000 $210 $710 $170 $1,170 $-460
Lewisville, IN $300 $280 $580 $250 $550 $30
Carthage, IN $2,000 $350 $850 $280 $2,280 $-1,430
Rockcreek, IN $400 $520 $920 $440 $840 $80
Warren, IN $2,500 $550 $1,050 $450 $2,950 $-1,900
Kirkland, IN $100 $770 $870 $630 $730 $140
Montezuma, OH $1,500 $360 $860 $300 $1,800 $-940

Identify Top Home Insurance Agents near Muncie, IN | Back to Top

Home Insurance Company Muncie, IN Homeowners Insurance Agency Muncie, IN Address Popularity Score Distance from Muncie (miles)
Liberty Mutual Independent Kramer Insurance 4533 N Wheeling Ave, Muncie, IN, 47304
2.3
Allstate R J Puthran 815 W Carmel Dr, Carmel, IN, 46032
42.9
Liberty Mutual Independent Shepherd Insurance 111 Congressional Blvd Ste 100, Carmel, IN, 46032
43.5
State Farm Mike Wright 3899 N Wheeling Avenue, Muncie, IN, 47304-1776
1.8
Liberty Mutual Independent Kramer Insurance 4533 N Wheeling Avenue, Muncie, IN, 47304
2.3
Travelers Patton Insurance Inc 4535 N Wheeling Avenue, Muncie, IN, 47304
2.3
Travelers Patton Insurance Inc 4535 N Wheeling Ave, Muncie, IN, 47304
2.3
Liberty Mutual Independent Midwest Insurance Professional 2928 Indiana Ave, Connersville, IN, 47331
39.0
Erie Martin Insurance Group 3409 W Bethel Avenue, Muncie, IN, 47304
2.1
Allstate Ann K. Alexander 1815 D St, Anderson, IN, 46016
15.4

Compare Rates for Muncie, IN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Indiana $123,400 $530 $370 $730 $360
Delaware County, IN $90,800 $470 $310 $640 $330
Muncie, IN $74,000 $360 $260 $510 $250
Losantville, IN $58,400 $270 $190 $370 $180
Pennville, IN $52,400 $310 $210 $430 $220
Duck Creek, IN $123,200 $550 $390 $790 $400
Saratoga, IN $44,300 $250 $180 $350 $170
Lewisville, IN $67,100 $380 $260 $520 $260
Carthage, IN $87,000 $450 $310 $620 $310
Rockcreek, IN $119,200 $510 $370 $700 $330
Warren, IN $102,900 $490 $360 $700 $340
Kirkland, IN $165,000 $870 $620 $1,240 $620
Montezuma, OH $79,300 $470 $330 $670 $340

Research Home Insurance Companies Reviews in Muncie, IN Before Buying | Back to Top

Share a review on your home insurance company


Assurant Specialty Property Home Insurance Reviews

Date: October 19, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
this premium was recommended by the place where I live so I get a discount on the premiums. But if no discount they would actually be more expensive then others that I have searched

Meemic Insurance Home Insurance Reviews

Date: October 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
I didn't like how they sent someone out to my home to view the property to take pictures of chipped paint on of my bedroom ceiling.They threatened to terminate my policy if I didn't fix it.

AAA Home Insurance Reviews

Date: November 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
its pretty standard I believe I have one thousand dollar deductible, we've never had to use it. so I'm not 100% sure of it