Gavop tells you how to get the best homeowners insurance in Deuel County, SD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $115,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $154,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $247,500 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $609 |
| Superior Protection Discount | -$64 | $652 |
| Fire & Security Discount | -$50 | $666 |
| Hail Resistant Roof Discount | -$14 | $702 |
| Newly Constructed Home Discount | -$143 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Deuel County | $1,000 | $708 | $1,708 | $514 | $1,514 | $193 |
| Deuel County, SD | $1,500 | $708 | $2,208 | $514 | $2,014 | $193 |
| Estelline, SD | $100 | $736 | $836 | $535 | $635 | $201 |
| Providence, MN | $700 | $844 | $1,544 | $613 | $1,313 | $231 |
| Lake Norden, SD | $500 | $757 | $1,257 | $550 | $1,050 | $207 |
| Winsor, SD | $700 | $1,074 | $1,774 | $780 | $1,480 | $293 |
| St. Leo, MN | $300 | $371 | $671 | $270 | $570 | $102 |
| Denver, SD | $1,000 | $1,179 | $2,179 | $857 | $1,857 | $322 |
| Henry, SD | $400 | $680 | $1,080 | $494 | $894 | $186 |
| Lockwood, SD | $2,500 | $1,189 | $3,689 | $864 | $3,364 | $325 |
| Wallace, SD | $300 | $605 | $905 | $439 | $739 | $165 |
| Otrey, MN | $2,500 | $1,273 | $3,773 | $925 | $3,425 | $348 |
| Home Insurance Company Deuel County, SD | Homeowners Insurance Agency Deuel County, SD | Address | Popularity Score | Distance from Deuel County (miles) |
|---|---|---|---|---|
| State Farm | Kathy Witte-Holmes | 314 4th St Ne, Watertown, SD, 57201-2620 | 22.9 | |
| State Farm | Steve Gales | 101 19th St Ne, Watertown, SD, 57201-2823 | 21.7 | |
| State Farm | Paul Kruse | 511 6th St, Brookings, SD, 57006-1436 | 31.2 | |
| State Farm | Ken Sinner | 600 5th St Se, Watertown, SD, 57201-4915 | 22.6 | |
| State Farm | Jan Scriver | 1203 E 4th Ave Ste 102, Milbank, SD, 57252-1561 | 32.4 | |
| State Farm | Joan Severtson | 208 1/2 N Wind St, Flandreau, SD, 57028-1247 | 49.0 | |
| Farmers | Pat Shriver | 1505 9th Ave Se Ste B, Watertown, SD, 57201 | 21.8 | |
| State Farm | Harry Mansheim | 511 Main Avenue, Brookings, SD, 57006-0439 | 31.2 | |
| Travelers | Deuel County Natl Bank Ins | 305 4th St W Deuel Cnty Natl Bank, Clear Lake, SD, 57226 | 0.9 | |
| Farmers | Heather Storm | 204 S Main St Ste D, Milbank, SD, 57252 | 32.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $720 | $1,390 | $670 |
| Deuel County, SD | $112,700 | $717 | $520 | $1,020 | $500 |
| Deuel County, SD | $112,700 | $717 | $480 | $990 | $510 |
| Estelline, SD | $82,100 | $745 | $540 | $1,020 | $480 |
| Providence, MN | $113,800 | $854 | $610 | $1,170 | $560 |
| Lake Norden, SD | $87,800 | $766 | $540 | $1,050 | $510 |
| Winsor, SD | $185,600 | $1,087 | $750 | $1,510 | $760 |
| St. Leo, MN | $39,300 | $376 | $260 | $520 | $260 |
| Denver, SD | $220,500 | $1,193 | $800 | $1,710 | $910 |
| Henry, SD | $66,700 | $688 | $460 | $940 | $480 |
| Lockwood, SD | $223,600 | $1,203 | $850 | $1,710 | $860 |
| Wallace, SD | $46,900 | $612 | $420 | $850 | $430 |
| Otrey, MN | $232,100 | $1,288 | $860 | $1,820 | $960 |