Gavop's guide to buying homeowners insurance in Greenwood, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $100,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $89,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $157,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $149,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $679 |
| Superior Protection Discount | -$74 | $745 |
| Fire & Security Discount | -$90 | $728 |
| Hail Resistant Roof Discount | -$16 | $802 |
| Newly Constructed Home Discount | -$180 | $638 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $700 | $988 | $1,688 | $718 | $1,418 | $270 |
| Greenwood, FL | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Malone, FL | $400 | $949 | $1,349 | $690 | $1,090 | $259 |
| Seminole County, GA | $2,000 | $818 | $2,818 | $594 | $2,594 | $223 |
| Jacob City, FL | $400 | $715 | $1,115 | $520 | $920 | $195 |
| Jakin, GA | $700 | $575 | $1,275 | $418 | $1,118 | $157 |
| Bainbridge, GA | $200 | $720 | $920 | $523 | $723 | $197 |
| Malvern, AL | $1,000 | $791 | $1,791 | $575 | $1,575 | $216 |
| Esto, FL | $400 | $962 | $1,362 | $699 | $1,099 | $263 |
| Haleburg, AL | $1,500 | $856 | $2,356 | $622 | $2,122 | $234 |
| Damascus, GA | $400 | $634 | $1,034 | $461 | $861 | $173 |
| Holmes County, FL | $1,000 | $851 | $1,851 | $618 | $1,618 | $232 |
| Home Insurance Company Greenwood, FL | Homeowners Insurance Agency Greenwood, FL | Address | Popularity Score | Distance from Greenwood (miles) |
|---|---|---|---|---|
| Travelers | Sims Insurance Agency | 410 N Waukesha St, Bonifay, FL, 32425 | 35.6 | |
| Allstate | Gretchan Langley | 4618 Highway 90 Ste B, Marianna, FL, 32446 | 9.9 | |
| Allstate | Ellis Agency | 25744 N Main St, Altha, FL, 32421 | 20.5 | |
| Allstate | Pat Thomas Of Quincy | 1821 W Jefferson St, Quincy, FL, 32351 | 34.9 | |
| Allstate | Webb Rowan | 923 W Jefferson St, Quincy, FL, 32351 | 35.4 | |
| Travelers | Sims Insurance Agency | 410 N Waukesha St, Bonifay, FL, 32425 | 35.6 | |
| Allstate | Dr. Manuel (Manny) Garcia | 1069 Main St, Chipley, FL, 32428 | 27.6 | |
| State Farm | Linda Pforte | 2919 Penn Ave Ste B, Marianna, FL, 32448-2716 | 11.6 | |
| State Farm | Eric Taylor | 35 E Washington St, Chattahoochee, FL, 32324-1540 | 18.4 | |
| Travelers | Hinson Insurance Agency | 2884 Caledonia St, Marianna, FL, 32447 | 10.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Jackson County, FL | $94,900 | $1,000 | $780 | $1,340 | $560 |
| Greenwood, FL | $85,000 | $818 | $640 | $1,100 | $460 |
| Malone, FL | $83,000 | $961 | $750 | $1,290 | $540 |
| Seminole County, GA | $77,200 | $827 | $600 | $1,140 | $540 |
| Jacob City, FL | $48,300 | $724 | $560 | $970 | $410 |
| Jakin, GA | $73,900 | $582 | $420 | $830 | $410 |
| Bainbridge, GA | $123,200 | $728 | $520 | $1,030 | $510 |
| Malvern, AL | $72,000 | $801 | $580 | $1,100 | $520 |
| Esto, FL | $85,000 | $974 | $760 | $1,310 | $550 |
| Haleburg, AL | $81,200 | $866 | $590 | $1,230 | $640 |
| Damascus, GA | $82,900 | $642 | $430 | $890 | $460 |
| Holmes County, FL | $92,400 | $861 | $670 | $1,150 | $480 |