Gavop tells you how to get the best homeowners insurance in Baxter, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $199,500 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $264,000 | $230,000 | $300,000-$350,000 |
| 4 Bedroom | $408,000 | $360,000 | $350,000-$400,000 |
| 5 Bedroom | $489,000 | $420,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $716 |
| Superior Protection Discount | -$75 | $758 |
| Fire & Security Discount | -$58 | $774 |
| Hail Resistant Roof Discount | -$17 | $816 |
| Newly Constructed Home Discount | -$191 | $641 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Crow Wing County | $2,000 | $1,061 | $3,061 | $771 | $2,771 | $290 |
| Baxter, MN | $1,000 | $823 | $1,823 | $598 | $1,598 | $225 |
| East Gull Lake, MN | $500 | $1,470 | $1,970 | $1,068 | $1,568 | $402 |
| Morrison County, MN | $2,500 | $967 | $3,467 | $702 | $3,202 | $264 |
| Swan River, MN | $2,000 | $1,223 | $3,223 | $889 | $2,889 | $334 |
| Clarissa, MN | $300 | $660 | $960 | $480 | $780 | $180 |
| North Germany, MN | $2,500 | $1,017 | $3,517 | $739 | $3,239 | $278 |
| Dailey, MN | $300 | $905 | $1,205 | $658 | $958 | $247 |
| Burleene, MN | $700 | $1,052 | $1,752 | $765 | $1,465 | $288 |
| St. Stephen, MN | $100 | $1,058 | $1,158 | $769 | $869 | $289 |
| St. Rosa, MN | $2,000 | $992 | $2,992 | $721 | $2,721 | $271 |
| Home Insurance Company Baxter, MN | Homeowners Insurance Agency Baxter, MN | Address | Popularity Score | Distance from Baxter (miles) |
|---|---|---|---|---|
| State Farm | Jolene Johannes | 763 Jefferson Street North, Wadena, MN, 56482-2335 | 41.2 | |
| State Farm | Brett Laugen | 13341 Cypress Dr Ste 102, Baxter, MN, 56425-8546 | 2.4 | |
| State Farm | Jake Brandt | 525 Washington St, Brainerd, MN, 56401-3307 | 4.2 | |
| Farmers | Scott Parsons | 608 Kingwood St, Brainerd, MN, 56401 | 4.2 | |
| Farmers | Marty Johnson | 11284 State Highway 210, Brainerd, MN, 56401 | 6.2 | |
| Travelers | Rg Insurance | 14091 Baxter Dr Ste 114, Baxter, MN, 56425 | 3.0 | |
| Travelers | Security State Agency | 402 Minnesota Ave N, Aitkin, MN, 56431 | 30.7 | |
| State Farm | Laurie Hall | 326 W Laurel St, Brainerd, MN, 56401-4077 | 3.5 | |
| State Farm | Toni Nadeau | 10 2nd Avenue W., Foley, MN, 56329-0249 | 50.0 | |
| Allstate | Toby Pierce & Associates Ltd | 16 Dayton Ave Sw, Wadena, MN, 56482 | 41.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,630 | $820 |
| Crow Wing County, MN | $188,100 | $1,074 | $720 | $1,470 | $750 |
| Baxter, MN | $193,100 | $833 | $560 | $1,150 | $590 |
| East Gull Lake, MN | $302,900 | $1,488 | $1,090 | $2,050 | $960 |
| Morrison County, MN | $159,100 | $978 | $660 | $1,360 | $700 |
| Swan River, MN | $214,900 | $1,238 | $830 | $1,760 | $930 |
| Clarissa, MN | $80,600 | $668 | $460 | $960 | $500 |
| North Germany, MN | $153,100 | $1,029 | $740 | $1,420 | $680 |
| Dailey, MN | $126,600 | $916 | $620 | $1,250 | $630 |
| Burleene, MN | $162,500 | $1,065 | $720 | $1,480 | $760 |
| St. Stephen, MN | $164,000 | $1,071 | $770 | $1,520 | $750 |
| St. Rosa, MN | $146,900 | $1,004 | $690 | $1,420 | $730 |