How Can I Make My Baxter, MN Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Baxter, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Baxter, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $76,000 $60,000 $75,000-$100,000
2 Bedroom $199,500 $180,000 $200,000-$250,000
3 Bedroom $264,000 $230,000 $300,000-$350,000
4 Bedroom $408,000 $360,000 $350,000-$400,000
5 Bedroom $489,000 $420,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Baxter, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$117 $716
Superior Protection Discount -$75 $758
Fire & Security Discount -$58 $774
Hail Resistant Roof Discount -$17 $816
Newly Constructed Home Discount -$191 $641

Choose the Right Deductible for your Baxter, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Crow Wing County $2,000 $1,061 $3,061 $771 $2,771 $290
Baxter, MN $1,000 $823 $1,823 $598 $1,598 $225
East Gull Lake, MN $500 $1,470 $1,970 $1,068 $1,568 $402
Morrison County, MN $2,500 $967 $3,467 $702 $3,202 $264
Swan River, MN $2,000 $1,223 $3,223 $889 $2,889 $334
Clarissa, MN $300 $660 $960 $480 $780 $180
North Germany, MN $2,500 $1,017 $3,517 $739 $3,239 $278
Dailey, MN $300 $905 $1,205 $658 $958 $247
Burleene, MN $700 $1,052 $1,752 $765 $1,465 $288
St. Stephen, MN $100 $1,058 $1,158 $769 $869 $289
St. Rosa, MN $2,000 $992 $2,992 $721 $2,721 $271

Identify Top Home Insurance Agents near Baxter, MN | Back to Top

Home Insurance Company Baxter, MN Homeowners Insurance Agency Baxter, MN Address Popularity Score Distance from Baxter (miles)
State Farm Jolene Johannes 763 Jefferson Street North, Wadena, MN, 56482-2335
41.2
State Farm Brett Laugen 13341 Cypress Dr Ste 102, Baxter, MN, 56425-8546
2.4
State Farm Jake Brandt 525 Washington St, Brainerd, MN, 56401-3307
4.2
Farmers Scott Parsons 608 Kingwood St, Brainerd, MN, 56401
4.2
Farmers Marty Johnson 11284 State Highway 210, Brainerd, MN, 56401
6.2
Travelers Rg Insurance 14091 Baxter Dr Ste 114, Baxter, MN, 56425
3.0
Travelers Security State Agency 402 Minnesota Ave N, Aitkin, MN, 56431
30.7
State Farm Laurie Hall 326 W Laurel St, Brainerd, MN, 56401-4077
3.5
State Farm Toni Nadeau 10 2nd Avenue W., Foley, MN, 56329-0249
50.0
Allstate Toby Pierce & Associates Ltd 16 Dayton Ave Sw, Wadena, MN, 56482
41.6

Compare Rates for Baxter, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $810 $1,630 $820
Crow Wing County, MN $188,100 $1,074 $720 $1,470 $750
Baxter, MN $193,100 $833 $560 $1,150 $590
East Gull Lake, MN $302,900 $1,488 $1,090 $2,050 $960
Morrison County, MN $159,100 $978 $660 $1,360 $700
Swan River, MN $214,900 $1,238 $830 $1,760 $930
Clarissa, MN $80,600 $668 $460 $960 $500
North Germany, MN $153,100 $1,029 $740 $1,420 $680
Dailey, MN $126,600 $916 $620 $1,250 $630
Burleene, MN $162,500 $1,065 $720 $1,480 $760
St. Stephen, MN $164,000 $1,071 $770 $1,520 $750
St. Rosa, MN $146,900 $1,004 $690 $1,420 $730