Gavop shows you how to buy homeowners insurance in Collier County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $112,500 | $100,000 | $125,000-$150,000 |
| 2 Bedroom | $244,500 | $230,000 | $200,000-$250,000 |
| 3 Bedroom | $269,500 | $250,000 | $200,000-$250,000 |
| 4 Bedroom | $598,500 | $510,000 | $400,000-$500,000 |
| 5 Bedroom | $730,500 | $630,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$252 | $1,229 |
| Superior Protection Discount | -$148 | $1,333 |
| Fire & Security Discount | -$133 | $1,347 |
| Hail Resistant Roof Discount | -$44 | $1,436 |
| Newly Constructed Home Discount | -$415 | $1,066 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Collier County | $2,500 | $1,463 | $3,963 | $1,063 | $3,563 | $400 |
| Collier County, FL | $700 | $1,463 | $2,163 | $1,063 | $1,763 | $400 |
| Verona Walk, FL | $200 | $2,682 | $2,882 | $1,949 | $2,149 | $733 |
| Golden Gate, FL | $2,000 | $1,001 | $3,001 | $728 | $2,728 | $274 |
| Pelican Bay, FL | $100 | $926 | $1,026 | $673 | $773 | $253 |
| Naples Park, FL | $2,000 | $2,303 | $4,303 | $1,674 | $3,674 | $629 |
| Hendry County, FL | $100 | $890 | $990 | $647 | $747 | $243 |
| Whiskey Creek, FL | $700 | $1,019 | $1,719 | $740 | $1,440 | $278 |
| Iona, FL | $300 | $1,003 | $1,303 | $729 | $1,029 | $274 |
| Olga, FL | $1,000 | $1,438 | $2,438 | $1,045 | $2,045 | $393 |
| Sanibel, FL | $500 | $927 | $1,427 | $674 | $1,174 | $253 |
| North Fort Myers, FL | $2,000 | $907 | $2,907 | $659 | $2,659 | $248 |
| Home Insurance Company Collier County, FL | Homeowners Insurance Agency Collier County, FL | Address | Popularity Score | Distance from Collier County (miles) |
|---|---|---|---|---|
| Allstate | Robert Estling | 12820 Tamiami Trl N Ste 3, Naples, FL, 34110 | 27.5 | |
| Travelers | American Accord Insurance | 12975 Collier Blvd Ste 109, Naples, FL, 34116 | 18.9 | |
| Allstate | Mariela Emblidge | 4075 Pine Ridge Rd Ste 5, Naples, FL, 34119 | 19.0 | |
| Allstate | Monica Jacobs | 12644 Tamiami Trl E, Naples, FL, 34113 | 19.1 | |
| Allstate | Patti Muzzonigro | 4930 Golden Gate Pkwy, Naples, FL, 34116 | 19.5 | |
| Travelers | William Holzinger Insurance | 3825 Beck Blvd Ste 702, Naples, FL, 34114 | 17.7 | |
| Allstate | Suntrust Agency Inc. | 3825 Beck Blvd Ste 704, Naples, FL, 34114 | 17.7 | |
| Allstate | Teri Riley | 7021 Constitution Blvd Ste 3, Fort Myers, FL, 33967 | 36.5 | |
| Travelers | Advanced Insurance Underwriters | 579 E Elkcam Cir, Marco Island, FL, 34145 | 23.0 | |
| Allstate | Linda Barry | 13260 Immokalee Rd Ste 4, Naples, FL, 34120 | 16.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Collier County, FL | $316,200 | $1,481 | $1,150 | $1,980 | $830 |
| Collier County, FL | $316,200 | $1,481 | $1,150 | $1,980 | $830 |
| Verona Walk, FL | $358,600 | $2,715 | $2,120 | $3,640 | $1,520 |
| Golden Gate, FL | $180,800 | $1,013 | $790 | $1,360 | $570 |
| Pelican Bay, FL | $852,300 | $937 | $730 | $1,260 | $530 |
| Naples Park, FL | $292,700 | $2,331 | $1,820 | $3,120 | $1,300 |
| Hendry County, FL | $79,700 | $900 | $700 | $1,210 | $510 |
| Whiskey Creek, FL | $222,700 | $1,031 | $800 | $1,380 | $580 |
| Iona, FL | $218,200 | $1,015 | $790 | $1,360 | $570 |
| Olga, FL | $156,100 | $1,455 | $1,130 | $1,950 | $820 |
| Sanibel, FL | $705,900 | $938 | $730 | $1,260 | $530 |
| North Fort Myers, FL | $82,300 | $918 | $720 | $1,230 | $510 |