Gavop tells you how to get the best homeowners insurance in Newaygo County, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $96,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $126,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $106,000 | $100,000 | $75,000-$100,000 |
| 5 Bedroom | $95,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $607 |
| Superior Protection Discount | -$64 | $643 |
| Fire & Security Discount | -$49 | $657 |
| Hail Resistant Roof Discount | -$21 | $685 |
| Newly Constructed Home Discount | -$148 | $558 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newaygo County | $1,500 | $698 | $2,198 | $507 | $2,007 | $191 |
| Newaygo County, MI | $2,000 | $698 | $2,698 | $507 | $2,507 | $191 |
| Whitehall, MI | $500 | $724 | $1,224 | $526 | $1,026 | $198 |
| Evart, MI | $1,500 | $653 | $2,153 | $475 | $1,975 | $178 |
| Plainfield charter, MI | $200 | $678 | $878 | $493 | $693 | $185 |
| Le Roy, MI | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Tustin, MI | $300 | $701 | $1,001 | $510 | $810 | $192 |
| Grand Haven, MI | $1,500 | $633 | $2,133 | $460 | $1,960 | $173 |
| Allendale charter, MI | $400 | $686 | $1,086 | $499 | $899 | $188 |
| Vergennes, MI | $1,000 | $880 | $1,880 | $640 | $1,640 | $241 |
| Hudsonville, MI | $500 | $648 | $1,148 | $471 | $971 | $177 |
| Farwell, MI | $2,500 | $649 | $3,149 | $472 | $2,972 | $177 |
| Home Insurance Company Newaygo County, MI | Homeowners Insurance Agency Newaygo County, MI | Address | Popularity Score | Distance from Newaygo County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Berends Hendricks Stuit | 3055 44th St Sw, Grandville, MI, 49418 | 46.9 | |
| Farmers | Maria Erazo | 2435 Eastern Ave Se, Grand Rapids, MI, 49507 | 45.0 | |
| Farmers | Scott Jost | 3340 Prospect St, Hudsonville, MI, 49426 | 48.1 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne, Grand Rapids, MI, 49525 | 39.3 | |
| State Farm | Kelly Schmidtke | 4211 Clyde Park Ave Sw, Wyoming, MI, 49509-5474 | 46.9 | |
| State Farm | Mike Folkert | 7653 Riverview Dr, Jenison, MI, 49428-6900 | 45.2 | |
| Liberty Mutual Independent | Van Wyk Risk Solutions | 2237 Wealthy St Se Ste 200, Grand Rapids, MI, 49506 | 43.2 | |
| State Farm | Bruce Hungerford | 5252 Clyde Park Ave Sw Ste B, Wyoming, MI, 49509-9788 | 48.2 | |
| State Farm | Doug Helder | 4396 Airwest Dr Se, Kentwood, MI, 49512-3921 | 48.2 | |
| State Farm | Greg Winczewski | 629 Michigan St Ne Ste D, Grand Rapids, MI, 49503-3587 | 41.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Newaygo County, MI | $104,500 | $706 | $500 | $980 | $480 |
| Newaygo County, MI | $104,500 | $706 | $520 | $1,000 | $480 |
| Whitehall, MI | $107,400 | $733 | $540 | $1,050 | $510 |
| Evart, MI | $67,100 | $661 | $470 | $910 | $440 |
| Plainfield charter, MI | $167,600 | $686 | $460 | $940 | $480 |
| Le Roy, MI | $110,000 | $737 | $540 | $1,010 | $470 |
| Tustin, MI | $93,800 | $710 | $510 | $1,010 | $500 |
| Grand Haven, MI | $127,600 | $641 | $440 | $920 | $480 |
| Allendale charter, MI | $175,700 | $695 | $510 | $960 | $450 |
| Vergennes, MI | $222,000 | $891 | $650 | $1,240 | $590 |
| Hudsonville, MI | $140,800 | $656 | $470 | $910 | $440 |
| Farwell, MI | $65,400 | $657 | $440 | $940 | $500 |