Gavop shows you how to buy homeowners insurance in Gardiner, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Gardiner, ME - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Morgan Dr, Dave's Way, Williams Ave, Pine St, Old Brunswick Ave, Brunswick Rd, Pushard Ln, Andrews St, Dennis St, Johnson St | $125,000 | $120,000 | $100,000-$125,000 | $187,000 | $170,000 | $175,000-$200,000 |
| Parent Ln, Cottage St, Maine Ave, Alexandra Rd, High Pine Ln, Main Ave, Plummer St, Ferndale Rd, Hillside Cir, Gary's Dr | $125,500 | $100,000 | $100,000-$125,000 | $168,500 | $150,000 | $175,000-$200,000 |
| Brunswick Ter, Spruce St, Mullins Dr, Carlson Dr, Harrison Ave, Dresen Ave, Lawrence St, High Holborn St, Tilbury Park, Deane St | $123,000 | $120,000 | $125,000-$150,000 | $124,500 | $100,000 | $100,000-$125,000 |
| Bartlett St, State Rte 24, Beech St, Libby Hill Rd, Cannard St, Barnett Way, Autumn St, Melvin Ln, Justa Way, My Way | $124,000 | $110,000 | $100,000-$125,000 | $162,000 | $140,000 | $150,000-$175,000 |
| Mill St, Mechanic St, Fillmore Pl, Maine Ave, Iron Mine Hill Mobile Home Park, Clinton St, Farm Family Ln, Stanley Ln, Weeks Rd, Ledgeside | $125,500 | $120,000 | $100,000-$125,000 | $135,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $492 |
| Superior Protection Discount | -$61 | $547 |
| Fire & Security Discount | -$67 | $540 |
| Hail Resistant Roof Discount | -$18 | $589 |
| Newly Constructed Home Discount | -$140 | $468 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kennebec County | $2,500 | $661 | $3,161 | $481 | $2,981 | $181 |
| Gardiner, ME | $2,500 | $600 | $3,100 | $436 | $2,936 | $164 |
| Pittston, ME | $300 | $690 | $990 | $501 | $801 | $188 |
| Alna, ME | $1,500 | $758 | $2,258 | $551 | $2,051 | $207 |
| Winthrop, ME | $200 | $665 | $865 | $483 | $683 | $182 |
| Fayette, ME | $2,500 | $688 | $3,188 | $500 | $3,000 | $188 |
| Georgetown, ME | $200 | $1,117 | $1,317 | $812 | $1,012 | $305 |
| Belmont, ME | $1,500 | $669 | $2,169 | $486 | $1,986 | $183 |
| Wilton, ME | $500 | $618 | $1,118 | $449 | $949 | $169 |
| Pittsfield, ME | $1,000 | $575 | $1,575 | $418 | $1,418 | $157 |
| Islesboro, ME | $500 | $979 | $1,479 | $712 | $1,212 | $268 |
| Gorham, ME | $2,000 | $710 | $2,710 | $516 | $2,516 | $194 |
| Home Insurance Company Gardiner, ME | Homeowners Insurance Agency Gardiner, ME | Address | Popularity Score | Distance from Gardiner (miles) |
|---|---|---|---|---|
| Travelers | Foy Insurance - Scarborough | 152 Us Route 1 Ste 11, Scarborough, ME, 4074 | 49.0 | |
| Travelers | Gorham Insurance | 12 Elm St, Gorham, ME, 4038 | 48.0 | |
| State Farm | Steve Trombley | 788 Broadway, South Portland, ME, 04106-2757 | 45.4 | |
| State Farm | Jason Ritchie | 682 Washington Street, Bath, ME, 04530-1929 | 19.8 | |
| Travelers | Mid Coast Insurance Agency Llc | 134 Front Street, Bath, ME, 4530 | 19.4 | |
| Travelers | Cross Insurance | 5 Chandler Dr, Bath, ME, 4530 | 19.8 | |
| Travelers | Varney Agency Ellsworth | 235 Western Ave, Augusta, ME, 4330 | 8.3 | |
| Travelers | Noyes Hall & Allen Insurance | 170 Ocean St. South Portland, South Portland, ME, 4106 | 44.9 | |
| Travelers | Riley Insurance Agency Llc | 139 Maine St, Brunswick, ME, 4011 | 21.1 | |
| Liberty Mutual Independent | Willis Of Northern New England | 150 Mill St 4th Fl, Lewiston, ME, 4240 | 22.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $510 | $1,050 | $540 |
| Kennebec County, ME | $154,500 | $669 | $460 | $940 | $480 |
| Gardiner, ME | $137,400 | $607 | $410 | $840 | $430 |
| Pittston, ME | $158,400 | $698 | $470 | $960 | $490 |
| Alna, ME | $196,000 | $767 | $530 | $1,060 | $530 |
| Winthrop, ME | $216,600 | $673 | $480 | $930 | $450 |
| Fayette, ME | $157,200 | $696 | $490 | $960 | $470 |
| Georgetown, ME | $376,200 | $1,131 | $830 | $1,550 | $720 |
| Belmont, ME | $148,400 | $677 | $460 | $930 | $470 |
| Wilton, ME | $126,300 | $626 | $440 | $890 | $450 |
| Pittsfield, ME | $109,700 | $582 | $390 | $830 | $440 |
| Islesboro, ME | $324,400 | $991 | $710 | $1,360 | $650 |
| Gorham, ME | $251,300 | $719 | $500 | $990 | $490 |