How Can I Make My Howland, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Howland, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Howland, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $107,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $142,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $228,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $333,000 | $300,000 | $250,000-$300,000 |
Bundle your Howland, OH Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $584 |
| Home and Two Car | -$103 | $539 |
| Home and Three Car | -$154 | $488 |
Choose the Right Deductible for your Howland, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Trumbull County | $1,500 | $603 | $2,103 | $438 | $1,938 | $165 |
| Howland, OH | $2,000 | $634 | $2,634 | $461 | $2,461 | $173 |
| Girard, OH | $100 | $685 | $785 | $498 | $598 | $187 |
| Center, OH | $1,500 | $680 | $2,180 | $494 | $1,994 | $186 |
| West, OH | $200 | $714 | $914 | $519 | $719 | $195 |
| Hartville, OH | $2,000 | $724 | $2,724 | $526 | $2,526 | $198 |
| Bentleyville, OH | $200 | $1,795 | $1,995 | $1,305 | $1,505 | $491 |
| Silver Lake, OH | $2,500 | $831 | $3,331 | $604 | $3,104 | $227 |
| Willoughby Hills, OH | $300 | $773 | $1,073 | $562 | $862 | $211 |
| Fox, OH | $1,000 | $629 | $1,629 | $457 | $1,457 | $172 |
| Kingsville, OH | $500 | $669 | $1,169 | $486 | $986 | $183 |
| Cussewago, PA | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
Identify Top Home Insurance Agents near Howland, OH | Back to Top
| Home Insurance Company Howland, OH | Homeowners Insurance Agency Howland, OH | Address | Popularity Score | Distance from Howland (miles) |
|---|---|---|---|---|
| State Farm | Jen Davidson | 4962 Mahoning Ave, Austintown, OH, 44515-1757 | 9.5 | |
| State Farm | Chelsea Sir Louis | 3396 Kent Rd, Stow, OH, 44224-4535 | 36.2 | |
| Nationwide | Kohler & Associates Inc | 4958 Mahoning Ave, Youngstown, OH, 44515-1704 | 9.5 | |
| Allstate | Brian Blum | 7227 Chagrin Rd, Chagrin Falls, OH, 44023 | 35.2 | |
| State Farm | Scott Seiple | 621 N State St Ste A, Girard, OH, 44420-1714 | 5.9 | |
| State Farm | Gina Mcquillan | 194 East State Street, Salem, OH, 44460 | 23.9 | |
| Allstate | Robert Martin | 2019 Elm Rd Ne, Warren, OH, 44483 | 2.4 | |
| State Farm | Ray Purgert | 2561 E. Aurora Road, Twinsburg, OH, 44087-2147 | 36.5 | |
| State Farm | James Demase | 639 Robbins Ave, Niles, OH, 44446-2413 | 3.9 | |
| Travelers | General Insurance Agency | 4495 Mahoning Ave, Youngstown, OH, 44515 | 9.5 |
Compare Rates for Howland, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,000 | $520 |
| Trumbull County, OH | $101,600 | $610 | $440 | $850 | $410 |
| Howland, OH | $125,700 | $642 | $430 | $920 | $490 |
| Girard, OH | $80,800 | $694 | $500 | $990 | $490 |
| Center, OH | $86,100 | $688 | $460 | $980 | $520 |
| West, OH | $140,100 | $723 | $530 | $1,030 | $500 |
| Hartville, OH | $145,000 | $733 | $540 | $1,010 | $470 |
| Bentleyville, OH | $574,800 | $1,817 | $1,250 | $2,490 | $1,240 |
| Silver Lake, OH | $204,900 | $841 | $580 | $1,190 | $610 |
| Willoughby Hills, OH | $263,200 | $782 | $560 | $1,110 | $550 |
| Fox, OH | $104,800 | $637 | $430 | $900 | $470 |
| Kingsville, OH | $120,100 | $677 | $470 | $940 | $470 |
| Cussewago, PA | $143,800 | $693 | $490 | $980 | $490 |
Research Home Insurance Companies Reviews in Howland, OH Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: November 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have contacted my insurance policy company a few times regarding change of address and updating forms. They were not able to answer why there are inconsistencies between the website and the mail they send.
Date: November 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I like my insurance company for its wide coverage for my home, I like how responsive and attentive they are with their clients to report everything you need to know to be safe and calm
GEICO Home Insurance Reviews
Date: February 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I would say that the company I chose provides appropriate and typical levels of coverage when it comes to home insurance needs.