Gavop tells you how to get the best homeowners insurance in Adel, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Adel, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Valley View Trl, Minburn Rd, N 14th St, Polk St, Co Hwy P58, River St, 250th Pl, Green Dr, 240th St, 160th Ct | $225,500 | $210,000 | $200,000-$250,000 | $191,000 | $180,000 | $175,000-$200,000 |
| 250th Ct, Palo Cir, el Paso Ave, 16th St, Northview Dr, U Ln, 190th St, Wilson St, Co Hwy P46, Cassidy Curve | $218,500 | $190,000 | $175,000-$200,000 | $162,000 | $130,000 | $175,000-$200,000 |
| Indian Ave, B Ave, Feller Curv, T Ave, Post Hill Rd, E Hoiles Ave, F 90, Filmore Ln, Division Ave, E 51 | $169,000 | $160,000 | $150,000-$175,000 | $194,000 | $160,000 | $150,000-$175,000 |
| 215th St, Horse-N-Buggy Dr, Hickory Ct, US Hwy 169, 250th St, R Ave, 323rd Pl, Baker St, Virginia St, N 8th St | $204,500 | $170,000 | $200,000-$250,000 | $196,500 | $180,000 | $175,000-$200,000 |
| P Ave, E 4th St, 205th St, Beaumont Ave, Puckerbrush Rd, K Cir, 260th Ln, 210th Pl, Hideaway Ln, W Holloway St | $165,000 | $140,000 | $125,000-$150,000 | $179,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $665 |
| Superior Protection Discount | -$77 | $696 |
| Fire & Security Discount | -$85 | $688 |
| Hail Resistant Roof Discount | -$23 | $750 |
| Newly Constructed Home Discount | -$185 | $587 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallas County | $700 | $962 | $1,662 | $699 | $1,399 | $263 |
| Adel, IA | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| West Des Moines, IA | $200 | $975 | $1,175 | $709 | $909 | $266 |
| Windsor Heights, IA | $1,500 | $934 | $2,434 | $679 | $2,179 | $255 |
| Crawford, IA | $100 | $882 | $982 | $641 | $741 | $241 |
| Camp, IA | $2,000 | $1,044 | $3,044 | $759 | $2,759 | $285 |
| Swan, IA | $100 | $445 | $545 | $323 | $423 | $122 |
| Poweshiek, IA | $2,000 | $917 | $2,917 | $666 | $2,666 | $251 |
| Lafayette, IA | $100 | $886 | $986 | $644 | $744 | $242 |
| Murray, IA | $1,500 | $494 | $1,994 | $359 | $1,859 | $135 |
| Mound Prairie, IA | $200 | $1,081 | $1,281 | $785 | $985 | $295 |
| Audubon County, IA | $2,500 | $784 | $3,284 | $570 | $3,070 | $214 |
| Home Insurance Company Adel, IA | Homeowners Insurance Agency Adel, IA | Address | Popularity Score | Distance from Adel (miles) |
|---|---|---|---|---|
| Travelers | Krist Insurance Services | 6600 Westown Pkwy Ste 250, West Des Moines, IA, 50266 | 10.9 | |
| Travelers | Brown Mcnerney Johnson Insurance Agency | 6150 Village View Dr Ste 100, West Des Moines, IA, 50266 | 12.0 | |
| Travelers | Phillips Insurance & Associates | 1107 Walnut St, Dallas Center, IA, 50063 | 3.1 | |
| Farmers | Michael Schultz | 302 W 2nd Ave, Indianola, IA, 50125 | 30.1 | |
| State Farm | Eric Schepers | 516 Nk Dr S Ste A, Adel, IA, 50003-2076 | 2.5 | |
| State Farm | Eric Schepers Casl, Cpcu, Chfc | 516 Nile Kinnick Drive South, Adel, IA, 50003-2076 | 2.8 | |
| State Farm | Carolyn Goodwin | 9350 University Ave, West Des Moines, IA, 50266 | 9.9 | |
| Travelers | Txu Employees | 1776 W Lakes Pkwy, Des Moines, IA, 50266 | 11.4 | |
| Travelers | Bmw Employees | 1776 West Lakes Pkwy, W Des Moines, IA, 50266 | 11.4 | |
| State Farm | James Lunders | 4800 Mills Civic Pkwy Ste 102, W Des Moines, IA, 50265-5264 | 13.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,150 | $550 |
| Dallas County, IA | $218,000 | $973 | $690 | $1,380 | $690 |
| Adel, IA | $171,600 | $773 | $560 | $1,110 | $550 |
| West Des Moines, IA | $203,300 | $987 | $700 | $1,360 | $660 |
| Windsor Heights, IA | $182,500 | $945 | $690 | $1,340 | $650 |
| Crawford, IA | $160,500 | $893 | $640 | $1,230 | $590 |
| Camp, IA | $243,200 | $1,057 | $720 | $1,470 | $750 |
| Swan, IA | $48,300 | $450 | $320 | $640 | $320 |
| Poweshiek, IA | $175,000 | $928 | $660 | $1,270 | $610 |
| Lafayette, IA | $162,100 | $897 | $600 | $1,280 | $680 |
| Murray, IA | $57,200 | $500 | $360 | $710 | $350 |
| Mound Prairie, IA | $266,200 | $1,094 | $740 | $1,500 | $760 |
| Audubon County, IA | $68,800 | $794 | $580 | $1,140 | $560 |