Gavop shows you how to buy homeowners insurance in Cambridge, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Cambridge, MN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oakwood St NW, Ironwood Ct SW, Elizabeth St SW, Tyler St NE, 333rd Ave NE, Co Rd 43, 1st Ave W, Madison St NE, Isanti Pkwy NW, Willow Wood Dr | $105,000 | $90,000 | $100,000-$125,000 | $195,000 | $160,000 | $175,000-$200,000 |
| Co Rd 64, 298th Ave NE, Dogwood St SW, Co Rd 30, Greenwood St SW, Pauls Lake Rd, Old N Main St, Stark Rd NE, Vine St S, Village Ct | $181,000 | $150,000 | $200,000-$250,000 | $158,000 | $130,000 | $125,000-$150,000 |
| 305th Ave NE, Holly Dr NW, 6th Ave NE, 8th Ave SW, Fern St N, 290th Ave NW, Centennial Ave NW, Vanburen Dr NE, Co Rd 34, W Rum River Dr | $162,500 | $130,000 | $150,000-$175,000 | $153,500 | $130,000 | $125,000-$150,000 |
| Woodland Dr, 7th St NE, Co Rd 19, Sugar Pine Dr, 323rd Ln NW, N Elm St, Tower Cir, South Psge W, 9th Ave Ct NE, Xylite Dr NE | $90,000 | $80,000 | $75,000-$100,000 | $161,500 | $140,000 | $150,000-$175,000 |
| S Vine St, Quincy Ct NE, Iris Ct, 21st Ln, Pinto Ln SE, 22nd Ave SE, Adams St, Jefferson St S, Ulysses Dr NE, Goldenrod St NW | $102,500 | $80,000 | $75,000-$100,000 | $212,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $702 |
| Superior Protection Discount | -$73 | $743 |
| Fire & Security Discount | -$65 | $751 |
| Hail Resistant Roof Discount | -$24 | $792 |
| Newly Constructed Home Discount | -$188 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Isanti County | $2,000 | $1,013 | $3,013 | $737 | $2,737 | $277 |
| Cambridge, MN | $1,500 | $807 | $2,307 | $586 | $2,086 | $220 |
| Bogus Brook, MN | $200 | $1,121 | $1,321 | $815 | $1,015 | $306 |
| Pomroy, MN | $2,500 | $1,043 | $3,543 | $758 | $3,258 | $285 |
| Shoreview, MN | $200 | $937 | $1,137 | $681 | $881 | $256 |
| Grant, MN | $700 | $2,098 | $2,798 | $1,524 | $2,224 | $573 |
| Mount Morris, MN | $300 | $1,216 | $1,516 | $884 | $1,184 | $332 |
| Star Prairie, WI | $1,000 | $733 | $1,733 | $533 | $1,533 | $200 |
| Bradbury, MN | $200 | $991 | $1,191 | $720 | $920 | $271 |
| East Side, MN | $1,500 | $1,251 | $2,751 | $909 | $2,409 | $342 |
| Stanton, WI | $200 | $705 | $905 | $513 | $713 | $193 |
| Excelsior, MN | $700 | $2,222 | $2,922 | $1,615 | $2,315 | $607 |
| Home Insurance Company Cambridge, MN | Homeowners Insurance Agency Cambridge, MN | Address | Popularity Score | Distance from Cambridge (miles) |
|---|---|---|---|---|
| Travelers | The Insurance Shop | 4637 White Bear Pkwy, White Bear Lake, MN, 55110 | 34.2 | |
| State Farm | Yvonne Peterson | 9900 Valley Creek Rd Ste 125, Woodbury, MN, 55125-4892 | 47.0 | |
| State Farm | John Griep | 551 Snelling Ave S, Saint Paul, MN, 55116-1582 | 44.0 | |
| State Farm | Jessica Thompson | 2436 Highway 10 Ste 110, Mounds View, MN, 55112-1482 | 33.1 | |
| Farmers | Daniel Oliver | 7400 Metro Blvd Ste 335, Edina, MN, 55439 | 48.2 | |
| Travelers | Maguire Agency | 1970 Oakcrest Ave Ste 300 St Paul, Roseville, MN, 55113 | 37.6 | |
| Travelers | Insurance Brokers Of Mn | 1500 Oak Grove Rd Ste 109, St Cloud, MN, 56301 | 46.9 | |
| Liberty Mutual Independent | American Agency Inc | 5851 Cedar Lake Rd S St Louis Park, St. Louis Park, MN, 55416 | 41.6 | |
| Travelers | Insurance Brokers Of Mn | 1545 1st Ave E (Hwy 95), Cambridge, MN, 55008 | 1.4 | |
| State Farm | Joseph Hanson | 6640 Lyndale Ave S Ste 110, Richfield, MN, 55423-2385 | 46.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $870 | $1,680 | $810 |
| Isanti County, MN | $172,900 | $1,026 | $750 | $1,410 | $660 |
| Cambridge, MN | $139,300 | $816 | $600 | $1,150 | $550 |
| Bogus Brook, MN | $182,200 | $1,135 | $770 | $1,570 | $800 |
| Pomroy, MN | $160,200 | $1,056 | $710 | $1,460 | $750 |
| Shoreview, MN | $248,600 | $948 | $640 | $1,310 | $670 |
| Grant, MN | $444,900 | $2,123 | $1,460 | $2,930 | $1,470 |
| Mount Morris, MN | $212,500 | $1,231 | $900 | $1,710 | $810 |
| Star Prairie, WI | $210,300 | $742 | $510 | $1,020 | $510 |
| Bradbury, MN | $146,600 | $1,003 | $720 | $1,390 | $670 |
| East Side, MN | $224,400 | $1,266 | $910 | $1,790 | $880 |
| Stanton, WI | $187,900 | $714 | $480 | $980 | $500 |
| Excelsior, MN | $462,700 | $2,249 | $1,510 | $3,100 | $1,590 |