How Can I Make My Nederland, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Nederland, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Nederland, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $119,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $172,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $172,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $430,500 | $390,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Nederland, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $753 |
| Superior Protection Discount | -$93 | $836 |
| Fire & Security Discount | -$93 | $836 |
| Hail Resistant Roof Discount | -$28 | $901 |
| Newly Constructed Home Discount | -$232 | $697 |
Choose the Right Deductible for your Nederland, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $2,500 | $1,356 | $3,856 | $985 | $3,485 | $371 |
| Nederland, TX | $1,000 | $918 | $1,918 | $667 | $1,667 | $251 |
| Taylor Landing, TX | $500 | $1,834 | $2,334 | $1,333 | $1,833 | $501 |
| Pine Forest, TX | $2,000 | $1,476 | $3,476 | $1,073 | $3,073 | $403 |
| Nome-China, TX | $200 | $1,593 | $1,793 | $1,157 | $1,357 | $435 |
| Bevil Oaks, TX | $2,000 | $1,694 | $3,694 | $1,231 | $3,231 | $463 |
| Winnie, TX | $300 | $1,552 | $1,852 | $1,128 | $1,428 | $424 |
| Sour Lake, TX | $1,000 | $980 | $1,980 | $713 | $1,713 | $268 |
| Vinton, LA | $300 | $1,047 | $1,347 | $761 | $1,061 | $286 |
| Kountze, TX | $700 | $957 | $1,657 | $696 | $1,396 | $262 |
| Liberty-Dayton, TX | $300 | $1,490 | $1,790 | $1,083 | $1,383 | $407 |
| Cove, TX | $1,500 | $1,841 | $3,341 | $1,338 | $2,838 | $503 |
Identify Top Home Insurance Agents near Nederland, TX | Back to Top
| Home Insurance Company Nederland, TX | Homeowners Insurance Agency Nederland, TX | Address | Popularity Score | Distance from Nederland (miles) |
|---|---|---|---|---|
| Farmers | Dustin Hood | 321 N 12th St Ste B, Nederland, TX, 77627 | 0.7 | |
| Allstate | Craig Rankin | 4700 Highway 365 Ste B, Port Arthur, TX, 77642 | 1.5 | |
| State Farm | John Nickum | 955 N Main St, Vidor, TX, 77662-4337 | 11.4 | |
| Farmers | Zachary Farris | 1105 Magnolia Ave, Port Neches, TX, 77651 | 2.3 | |
| Farmers | Alton Martin | 3112 Nall St, Port Neches, TX, 77651 | 1.6 | |
| Farmers | Claudia Aguilar | 2949 College St Ste 130, Beaumont, TX, 77701 | 9.7 | |
| Farmers | Russell Tegge | 1028 Helena Ave, Nederland, TX, 77627 | 0.9 | |
| Farmers | Kim Nguyen | 1504 S 21st St, Nederland, TX, 77627 | 1.3 | |
| State Farm | Cole Gober | 3302 Mcfaddin St Ste 1, Beaumont, TX, 77706-5038 | 11.4 | |
| State Farm | Bette Davidson | 1104 Magnolia Ave, Port Neches, TX, 77651-4123 | 2.3 |
Compare Rates for Nederland, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Jefferson County, TX | $101,300 | $1,373 | $910 | $2,110 | $1,200 |
| Nederland, TX | $127,100 | $929 | $610 | $1,430 | $820 |
| Taylor Landing, TX | $209,800 | $1,856 | $1,220 | $2,860 | $1,640 |
| Pine Forest, TX | $94,500 | $1,494 | $990 | $2,300 | $1,310 |
| Nome-China, TX | $122,400 | $1,612 | $1,060 | $2,480 | $1,420 |
| Bevil Oaks, TX | $153,300 | $1,715 | $1,130 | $2,640 | $1,510 |
| Winnie, TX | $112,100 | $1,571 | $1,040 | $2,420 | $1,380 |
| Sour Lake, TX | $162,300 | $992 | $650 | $1,530 | $880 |
| Vinton, LA | $85,100 | $1,060 | $740 | $1,530 | $790 |
| Kountze, TX | $106,500 | $969 | $640 | $1,490 | $850 |
| Liberty-Dayton, TX | $97,600 | $1,508 | $1,000 | $2,320 | $1,320 |
| Cove, TX | $212,900 | $1,863 | $1,230 | $2,870 | $1,640 |
Research Home Insurance Companies Reviews in Nederland, TX Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: November 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
Our company is very prompt about calls backs and follow ups,. They were slow to cut checks for my daughters accident but still very prompt.
Allstate Home Insurance Reviews
Date: December 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have been with All State for my homeowner's insurance, and would rate them at a 5 as I have been extremely satisfied with their service. I've only ever had to make one claim to them, but they were extremely quick to respond and covered all the damages and repairs appropriately and completely. Their representatives are always professional and friendly as well.
State Farm Home Insurance Reviews
Date: February 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I love working with State Farm, they have been great us and always friendly. They have easy to use services and apps that make everything easy to get a claim done. I would rate them a 5.
Progressive Home Insurance Reviews
Date: October 21, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
I currently have renters insurance through my insurance company, Progressive. I am covered up to $1,000,000 insurance, for a very small amount of money. I am very satisfied with my coverage through them. I have had renters insurance through them for about 1.5-2 years.