Gavop tells you how to get the best homeowners insurance in Newport, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $124,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $126,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $132,000 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $384,500 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $595 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$77 | $623 |
| Hail Resistant Roof Discount | -$21 | $680 |
| Newly Constructed Home Discount | -$175 | $525 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,524 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,887 |
| Home Insurance Company Newport, NC | Homeowners Insurance Agency Newport, NC | Address | Popularity Score | Distance from Newport (miles) |
|---|---|---|---|---|
| Travelers | Sia Group | 827 Gum Branch Rd, Jacksonville, NC, 28540 | 31.0 | |
| Travelers | The Insurance Center | 1320 Commerce Drive New Bern, New Bern, NC, 28562 | 24.6 | |
| Allstate | Mark Bailey | 1014 Henderson Dr, Jacksonville, NC, 28540 | 32.0 | |
| Allstate | Edward Mullis | 5370 Hwy 70 W Ste F, Morehead City, NC, 28557 | 4.3 | |
| State Farm | David Hull | 1218 Country Clb Rd, Jacksonville, NC, 28546-6808 | 29.8 | |
| Allstate | David Cook | 2129 S Glenburnie Rd, New Bern, NC, 28562 | 24.6 | |
| Nationwide | Amato Insurance Group Inc. | 138 Us Highway 70 W, Havelock, NC, 28532 | 7.6 | |
| Allstate | Tammy Fry | 638 W Corbett Ave, Swansboro, NC, 28584 | 16.6 | |
| Nationwide | The Cowey Insurance Group Inc. | 1335 S Glenburnie Rd, New Bern, NC, 28562 | 25.8 | |
| State Farm | Nancy Allen | 414 W Main St, Havelock, NC, 28532-2612 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,220 | $600 |
| Carteret County, NC | $197,700 | $979 | $710 | $1,380 | $670 |
| Newport, NC | $145,700 | $701 | $500 | $1,000 | $500 |
| Fairfield Harbour, NC | $209,500 | $1,057 | $750 | $1,500 | $750 |
| James City, NC | $150,300 | $716 | $490 | $1,010 | $520 |
| Marshallberg, NC | $179,200 | $959 | $700 | $1,350 | $650 |
| Grantsboro, NC | $94,700 | $595 | $400 | $850 | $450 |
| Pollocksville, NC | $141,300 | $816 | $550 | $1,130 | $580 |
| Craven County, NC | $156,500 | $851 | $600 | $1,170 | $570 |
| Sea Level, NC | $150,600 | $854 | $590 | $1,190 | $600 |
| Mesic, NC | $155,600 | $873 | $620 | $1,250 | $630 |
| Sneads Ferry, NC | $172,300 | $935 | $660 | $1,300 | $640 |
| River Road, NC | $177,100 | $952 | $660 | $1,350 | $690 |