Gavop's guide to buying homeowners insurance in Halifax, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $85,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $204,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $291,500 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $263,500 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $764,000 | $620,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $693 |
| Superior Protection Discount | -$74 | $751 |
| Fire & Security Discount | -$82 | $742 |
| Hail Resistant Roof Discount | -$25 | $800 |
| Newly Constructed Home Discount | -$173 | $652 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Plymouth County | $2,000 | $1,224 | $3,224 | $890 | $2,890 | $335 |
| Halifax, MA | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| Plymouth County, MA | $300 | $1,224 | $1,524 | $890 | $1,190 | $335 |
| Hingham, MA | $700 | $1,024 | $1,724 | $744 | $1,444 | $280 |
| Acushnet Center, MA | $200 | $1,015 | $1,215 | $737 | $937 | $277 |
| Dover, MA | $2,000 | $1,009 | $3,009 | $733 | $2,733 | $276 |
| Chelsea, MA | $300 | $1,144 | $1,444 | $831 | $1,131 | $313 |
| Nahant, MA | $1,500 | $2,264 | $3,764 | $1,646 | $3,146 | $619 |
| Mashpee, MA | $300 | $948 | $1,248 | $689 | $989 | $259 |
| Stoneham, MA | $2,500 | $996 | $3,496 | $724 | $3,224 | $272 |
| Billerica, MA | $200 | $1,327 | $1,527 | $964 | $1,164 | $363 |
| Littleton Common, MA | $2,500 | $1,392 | $3,892 | $1,012 | $3,512 | $380 |
| Home Insurance Company Halifax, MA | Homeowners Insurance Agency Halifax, MA | Address | Popularity Score | Distance from Halifax (miles) |
|---|---|---|---|---|
| Travelers | Albert J Marchionne Insurance Agency Inc | 11 Independence Ave, Quincy, MA, 2169 | 17.7 | |
| Travelers | Elliot Whittier Insurance | 12 Revere St, Winthrop, MA, 2152 | 26.8 | |
| Liberty Mutual Independent | Mcsweeney & Ricci Insurance | 420 Washington St, Braintree, MA, 2184 | 16.5 | |
| Allstate | Duy Nguyen | 953 Hancock St, Quincy, MA, 2170 | 19.2 | |
| Travelers | Tosca Brady Ins Agency Of Randolph Inc | 1156 Main St, Brockton, MA, 2301 | 8.8 | |
| Travelers | Goldman Ernest & Liner Iai | 17 Central St, Norwood, MA, 2062 | 21.7 | |
| Travelers | William F Borhek Insurance | 311 Plymouth St, Halifax, MA, 2338 | 1.1 | |
| Travelers | Herbert W Lewis Insurance Agency Inc | 19 West Street, Walpole, MA, 2081 | 22.4 | |
| Travelers | A-Action Insurance Agency Inc | 31 Plain St, Brockton, MA, 2304 | 8.7 | |
| Liberty Mutual Independent | Wt Phelan & Co Insurance Agency Inc | 645 Massachusetts Ave, Arlington, MA, 2476 | 32.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $960 | $1,950 | $990 |
| Plymouth County, MA | $344,400 | $1,239 | $900 | $1,770 | $870 |
| Halifax, MA | $281,500 | $825 | $570 | $1,180 | $610 |
| Plymouth County, MA | $344,400 | $1,239 | $860 | $1,720 | $860 |
| Hingham, MA | $710,700 | $1,037 | $750 | $1,420 | $670 |
| Acushnet Center, MA | $232,300 | $1,027 | $740 | $1,430 | $690 |
| Dover, MA | $1,006,800 | $1,022 | $680 | $1,440 | $760 |
| Chelsea, MA | $308,300 | $1,158 | $780 | $1,600 | $820 |
| Nahant, MA | $548,900 | $2,292 | $1,540 | $3,160 | $1,620 |
| Mashpee, MA | $337,600 | $960 | $660 | $1,350 | $690 |
| Stoneham, MA | $438,700 | $1,008 | $680 | $1,420 | $740 |
| Billerica, MA | $371,500 | $1,343 | $980 | $1,890 | $910 |
| Littleton Common, MA | $352,400 | $1,409 | $1,010 | $1,990 | $980 |