How Can I Make My Northfield, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Northfield, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Northfield, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $109,000 | $100,000 | $75,000-$100,000 |
| 2 Bedroom | $341,500 | $310,000 | $250,000-$300,000 |
| 3 Bedroom | $462,000 | $400,000 | $400,000-$500,000 |
| 4 Bedroom | $462,000 | $380,000 | $400,000-$500,000 |
| 5 Bedroom | $579,000 | $500,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Northfield, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$200 | $1,051 |
| Superior Protection Discount | -$113 | $1,139 |
| Fire & Security Discount | -$113 | $1,139 |
| Hail Resistant Roof Discount | -$25 | $1,226 |
| Newly Constructed Home Discount | -$263 | $989 |
Choose the Right Deductible for your Northfield, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $2,000 | $881 | $2,881 | $640 | $2,640 | $241 |
| Northfield, IL | $1,500 | $1,236 | $2,736 | $899 | $2,399 | $338 |
| Vernon, IL | $500 | $882 | $1,382 | $641 | $1,141 | $241 |
| Cuba, IL | $700 | $985 | $1,685 | $716 | $1,416 | $269 |
| Brookfield, IL | $100 | $928 | $1,028 | $674 | $774 | $254 |
| Port Barrington, IL | $1,500 | $1,029 | $2,529 | $747 | $2,247 | $281 |
| Bristol, WI | $200 | $758 | $958 | $551 | $751 | $207 |
| Kenosha, WI | $1,500 | $608 | $2,108 | $442 | $1,942 | $166 |
| Richmond, IL | $300 | $829 | $1,129 | $603 | $903 | $227 |
| Somers, WI | $1,000 | $625 | $1,625 | $454 | $1,454 | $171 |
| Burlington, IL | $300 | $1,018 | $1,318 | $740 | $1,040 | $278 |
| Frankfort Square, IL | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
Identify Top Home Insurance Agents near Northfield, IL | Back to Top
| Home Insurance Company Northfield, IL | Homeowners Insurance Agency Northfield, IL | Address | Popularity Score | Distance from Northfield (miles) |
|---|---|---|---|---|
| State Farm | Paul Georgopulos | 38 N Broadway St Ste 1, Des Plaines, IL, 60016-2348 | 5.6 | |
| Farmers | Joanna Rusin | 7050 W Higgins Ave, Chicago, IL, 60656 | 9.0 | |
| State Farm | Beatriz Lira | 647 W 43rd St, Chicago, IL, 60609-3430 | 22.4 | |
| State Farm | Andrea Aslanides | 4710 W Touhy Ave, Lincolnwood, IL, 60712-1621 | 8.1 | |
| Travelers | Bob Korvas Agency | 8111 N Milwaukee, Niles, IL, 60714 | 5.6 | |
| Travelers | Hollinger Services Inc | 220 S Lively Blvd, Elk Grove Village, IL, 60007 | 9.2 | |
| Travelers | Corkill Insurance Agency Inc | 25 Northwest Point Blvd Suite 625, Elk Grove Village, IL, 60007 | 9.4 | |
| State Farm | Grace Murray | 7035 W Grand Ave Ste 101, Chicago, IL, 60707-2143 | 12.9 | |
| Farmers | Antoinette Gray | 901 S 5th Ave Ste B, Maywood, IL, 60153 | 15.8 | |
| State Farm | Del Vasey | 2111 Chestnut Ave, Glenview, IL, 60025-1608 | 1.9 |
Compare Rates for Northfield, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,220 | $640 |
| Cook County, IL | $227,400 | $892 | $640 | $1,270 | $630 |
| Northfield, IL | $499,000 | $1,251 | $860 | $1,730 | $870 |
| Vernon, IL | $385,000 | $892 | $650 | $1,220 | $570 |
| Cuba, IL | $459,800 | $997 | $720 | $1,430 | $710 |
| Brookfield, IL | $233,900 | $939 | $650 | $1,330 | $680 |
| Port Barrington, IL | $298,300 | $1,041 | $740 | $1,430 | $690 |
| Bristol, WI | $232,200 | $767 | $530 | $1,070 | $540 |
| Kenosha, WI | $142,100 | $615 | $420 | $880 | $460 |
| Richmond, IL | $273,300 | $839 | $610 | $1,200 | $590 |
| Somers, WI | $165,800 | $632 | $430 | $880 | $450 |
| Burlington, IL | $292,000 | $1,030 | $740 | $1,460 | $720 |
| Frankfort Square, IL | $214,000 | $763 | $540 | $1,050 | $510 |
Research Home Insurance Companies Reviews in Northfield, IL Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: January 08, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
At the moment, I feel that the premium and deductible are reasonable for the insurance that I have. Although I wish the deductible would be less, I also am aware that they are similar to other companies with the deductible.
Date: January 11, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
All insurance companies come close in rates per coverage, but this one does a better job than most about informing you in plain language what they are actually providing
Date: December 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The deductible is comparable to other companies that I had gotten quotes from, but the premium was lower. Even though the same things were in the policy quote, Progressive was able to provide a lower premium for the same coverage.
Allstate Home Insurance Reviews
Date: November 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
They can answer any question even if it is late at night. They also have good email service that keeps me informed about potential changes to my policy.
Nationwide Home Insurance Reviews
Date: September 04, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
I am completey satisfied with nationwide. They have been very helpful to me.
Travelers Home Insurance Reviews
Date: November 07, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
IT IS VERY USEFUL TO OUR FAMILY THIS POLICY IS HELP TO MY HOME IT KEEPS SAFE AND THE PROVIDER VERY USER FRIENDLY
GEICO Home Insurance Reviews
Date: July 29, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Policy Offerings
I have not had experience with another company that distributes home insurance. Geico is the only company that I've had any experience with in this particular market.
State Farm Home Insurance Reviews
Date: February 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
There policy is very simple and clear. There are no hidden details that will leave a home uncovered for any unexpected developments.
Farmer's Insurance Home Insurance Reviews
Date: July 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
This one, I'm not actually sure of because of the deductible. I know that the premiums are incredibly competitive. But, I'm not sure on the deductibles, so I'm going to give it a 4.