How Can I Make My Clinton charter, MI Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Clinton charter, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Clinton charter, MI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $121,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $139,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $162,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $169,000 | $150,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Clinton charter, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $563 |
| Superior Protection Discount | -$59 | $596 |
| Fire & Security Discount | -$72 | $583 |
| Hail Resistant Roof Discount | -$13 | $642 |
| Newly Constructed Home Discount | -$151 | $505 |
Choose the Right Deductible for your Clinton charter, MI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macomb County | $2,500 | $756 | $3,256 | $550 | $3,050 | $207 |
| Clinton charter, MI | $2,500 | $647 | $3,147 | $470 | $2,970 | $177 |
| Hamtramck, MI | $500 | $581 | $1,081 | $422 | $922 | $159 |
| Auburn Hills, MI | $1,500 | $642 | $2,142 | $466 | $1,966 | $175 |
| Lake Orion, MI | $300 | $952 | $1,252 | $692 | $992 | $260 |
| Leonard, MI | $1,500 | $745 | $2,245 | $541 | $2,041 | $204 |
| Memphis, MI | $100 | $731 | $831 | $531 | $631 | $200 |
| Westland, MI | $700 | $700 | $1,400 | $508 | $1,208 | $191 |
| Superior charter, MI | $100 | $683 | $783 | $496 | $596 | $187 |
| Oregon, MI | $2,500 | $652 | $3,152 | $474 | $2,974 | $178 |
| Linden, MI | $400 | $776 | $1,176 | $564 | $964 | $212 |
| Barton Hills, MI | $2,500 | $2,873 | $5,373 | $2,088 | $4,588 | $785 |
Identify Top Home Insurance Agents near Clinton charter, MI | Back to Top
| Home Insurance Company Clinton charter, MI | Homeowners Insurance Agency Clinton charter, MI | Address | Popularity Score | Distance from Clinton charter (miles) |
|---|---|---|---|---|
| State Farm | Aaron Seitz | 16392 26 Mile Rd, Macomb, MI, 48042-1057 | 9.0 | |
| Allstate | Terri Megge | 35409 Jefferson Ave, Harrison Township, MI, 48045 | 4.1 | |
| State Farm | Betty Turner | 26491 Hoover, Warren, MI, 48089-1163 | 8.3 | |
| State Farm | Margaret Cuva | 18530 E 9 Mile Rd, Eastpointe, MI, 48021-1951 | 9.7 | |
| State Farm | Nick Morang | 7726 Auburn Rd, Utica, MI, 48317-5221 | 6.5 | |
| Farmers | Maryann Eickmann | 33180 Groesbeck Hwy, Fraser, MI, 48026 | 3.6 | |
| Allstate | Craig Borowsky | 41300 Dequindre Rd Ste 210, Sterling Heights, MI, 48314 | 8.8 | |
| Allstate | Joseph Pacut | 21134 Ecorse Rd, Taylor, MI, 48180 | 28.5 | |
| State Farm | Ryan Rosario | 28300 Gratiot Ave, Roseville, MI, 48066-4208 | 6.0 | |
| Farmers | Richard Strauss | 21950 Woodward Ave, Ferndale, MI, 48220 | 14.4 |
Compare Rates for Clinton charter, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,070 | $540 |
| Macomb County, MI | $146,700 | $765 | $540 | $1,090 | $550 |
| Clinton charter, MI | $139,700 | $655 | $450 | $940 | $490 |
| Hamtramck, MI | $53,900 | $588 | $410 | $840 | $430 |
| Auburn Hills, MI | $134,600 | $649 | $450 | $900 | $450 |
| Lake Orion, MI | $266,100 | $964 | $700 | $1,380 | $680 |
| Leonard, MI | $121,100 | $754 | $540 | $1,030 | $490 |
| Memphis, MI | $112,000 | $740 | $530 | $1,050 | $520 |
| Westland, MI | $105,400 | $708 | $500 | $970 | $470 |
| Superior charter, MI | $172,700 | $691 | $490 | $980 | $490 |
| Oregon, MI | $144,500 | $660 | $440 | $910 | $470 |
| Linden, MI | $143,800 | $785 | $530 | $1,120 | $590 |
| Barton Hills, MI | $881,300 | $2,908 | $2,010 | $4,010 | $2,000 |
Research Home Insurance Companies Reviews in Clinton charter, MI Before Buying | Back to Top
Share a review on your home insurance company
Meemic Insurance Home Insurance Reviews
Date: August 16, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
Because of discounts we received for my being a "teacher" family, we saved enough to increase our coverage without increasing our premium, switching away from Allstate.
Date: May 11, 2018 Age: Above 60 Gender: Male Marital Status: Married
Communication
What I like about it the most is that we are not inundated with additional offers for more products. We don't get lots of annoying emails or mailers. Just the basic info (billing, etc.) when we need it.
Date: January 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
The customer service is great. The office is here in our town, and we know the agent and his assistant personally, so it makes it easy to get the paperwork handled quickly.
Date: November 29, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
The replacement cost of dwelling (125%), replacement of contents, medical payments to others injured on my property, personal liability, refrigerated contents, tree removal from weather damage, locksmith
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
The website offers basic services to get information, look up coverage, and make payments. No frills, but gets the job done.
Foremost Insurance Home Insurance Reviews
Date: April 06, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
I have had to contact the company rarely but recall it to be very satisfactory and my questions were answered at that time.
Date: March 09, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
there doesn't seem to be any other insurance companies that will provide coverage, I am happy with the affordable coverage that they offer. Even after having many claims they didn't raise their prices too much.
Travelers Home Insurance Reviews
Date: November 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
All of our interaction with our insurance company's customer service has been excellent. They have returned phone calls quickly, were informed and able to communicate that information clearly and were able to provide helpful alternatives when needed.
Allied Insurance Home Insurance Reviews
Date: October 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I like the monthly emails letting me know about the premium charge and reminder about other things. overall its not too much and also nothing at all.
GEICO Home Insurance Reviews
Date: January 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
The insurance was based on a recommendation, I didn't look around for a price quote from other insurance companies.
State Farm Home Insurance Reviews
Date: March 03, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium and deductibles that I purchased were better suited for me and matched my income than what other companies offered that would not be beneficial to my and my household.