Gavop's guide to buying homeowners insurance in Chittenden County, VT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chittenden County, VT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Barnes Ave, George St, Lexington Rd, Pillsbury Way, Village Green Dr, Riverside Ave, S Meadow Dr, Weeping Willow Ln, Brand Farm Dr, Grey Birch Dr | $184,500 | $170,000 | $150,000-$175,000 | $156,000 | $130,000 | $150,000-$175,000 |
| Bradley St, Forest St, Lang Dr, Orchard Ln, N Willard St, Arlington Ct, Agnes Dr, Bushey Ln, Old Brooklyn Ct, Yacht Haven Dr | $164,500 | $140,000 | $150,000-$175,000 | $194,500 | $180,000 | $175,000-$200,000 |
| Riverside Dr, Poplar Dr, Air Park Rd, Maplewood Ave, Forest St, Red Maple Ln, S Hill Dr, Hidden Meadow, Bowdoin St, N Cove Rd | $186,500 | $150,000 | $175,000-$200,000 | $186,500 | $160,000 | $150,000-$175,000 |
| Cvu Rd, Evergreen Ln, Deer Run Ln, Timber Ln, Brennan Woods Dr, Stygles Ln, Pheasant Way, Winding Brook Dr, Bridge St, Bellwood Ave | $146,500 | $130,000 | $125,000-$150,000 | $114,500 | $100,000 | $100,000-$125,000 |
| Town Line Rd, Walnut St, Hill Top Exd, Willow Brook Ln, E Hill Rd, Lacasse Dr, Turf Rd, Woodcrest Ln, Flynn Ave, Hart Springs Rd | $319,500 | $290,000 | $250,000-$300,000 | $197,000 | $170,000 | $200,000-$250,000 |
| Coon Hill Rd, Highlands Dr, Case Pkwy, Poor Farm Rd, Morse Dr, Cynosure Dr, Converse Bay Rd, John Davis Dr, Hinesburg Hollow Rd, Valade Rd | $167,500 | $140,000 | $175,000-$200,000 | $138,500 | $120,000 | $150,000-$175,000 |
| Woodside Dr, Governor Chittenden Rd, Brennan St, Barstow Rd, Cree Ave, Villemaire Ln, Farm Barn Ln, Redmond Rd, Beaverbrook Hill, Joan Ave | $279,000 | $230,000 | $300,000-$350,000 | $246,000 | $230,000 | $250,000-$300,000 |
| Dunbar Dr, Venus Ave, Terrace Dr, S Hill Dr, Lori Ln, Center Dr, Maple Tree Ln, Austin House Rd, Juniper Ter, Lynrick Acres Rd | $291,000 | $260,000 | $300,000-$350,000 | $164,000 | $140,000 | $175,000-$200,000 |
| Griswold Dr, Hilltop Ct, Cliffside Park, Northern Hts Dr, Governors Ln, Irish Cove Rd, Lasalle Dr, Wheatley Ct, Shelburne Shopping Park, Harbor Ridge Rd | $250,500 | $230,000 | $250,000-$300,000 | $239,000 | $190,000 | $200,000-$250,000 |
| Lincoln Hill, Red Truck Ln, Woodlins Cir, Wind Rdg, Chambers Park Rd, Marshall Dr, E Hill Rd, Hill Top Cir, Bellevue St, Ethan Allen Homestead | $157,500 | $140,000 | $125,000-$150,000 | $195,000 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $707 |
| Superior Protection Discount | -$84 | $758 |
| Fire & Security Discount | -$67 | $775 |
| Hail Resistant Roof Discount | -$25 | $817 |
| Newly Constructed Home Discount | -$168 | $674 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chittenden County | $1,000 | $832 | $1,832 | $605 | $1,605 | $227 |
| Chittenden County, VT | $700 | $832 | $1,532 | $605 | $1,305 | $227 |
| Chesterfield, NY | $500 | $593 | $1,093 | $431 | $931 | $162 |
| Johnson, VT | $2,000 | $693 | $2,693 | $503 | $2,503 | $189 |
| Lamoille County, VT | $500 | $656 | $1,156 | $476 | $976 | $179 |
| Plattsburgh West, NY | $1,500 | $587 | $2,087 | $426 | $1,926 | $160 |
| Eden, VT | $300 | $638 | $938 | $464 | $764 | $174 |
| Chazy, NY | $2,000 | $605 | $2,605 | $439 | $2,439 | $165 |
| Dannemora, NY | $300 | $591 | $891 | $429 | $729 | $161 |
| Brandon, VT | $2,500 | $700 | $3,200 | $508 | $3,008 | $191 |
| Lake Placid, NY | $500 | $797 | $1,297 | $579 | $1,079 | $218 |
| St. Armand, NY | $1,500 | $726 | $2,226 | $528 | $2,028 | $198 |
| Home Insurance Company Chittenden County, VT | Homeowners Insurance Agency Chittenden County, VT | Address | Popularity Score | Distance from Chittenden County (miles) |
|---|---|---|---|---|
| Nationwide | Jared Jabaut Agency | 3198 Shelburne Rd, Shelburne, VT, 5482 | 8.1 | |
| Allstate | Donna Booher | 4001 Williston Rd, South Burlington, VT, 5403 | 3.5 | |
| Allstate | The Citro Agency | 20 Kimball Ave Ste 307, South Burlington, VT, 5403 | 4.2 | |
| Liberty Mutual Independent | Crowley Insurance Agency | 100 N Willard St, Burlington, VT, 5401 | 6.9 | |
| Liberty Mutual Independent | Paige & Campbell Inc | 297 N Main St Ste 1, Barre, VT, 5641 | 33.4 | |
| Nationwide | Jaimes L. Fewer | 3 Maple Ave, Barre, VT, 05641-3420 | 33.2 | |
| State Farm | Julie Collins | 84 Fairfield St, Saint Albans, VT, 05478-1728 | 23.8 | |
| Allstate | Renee Cross | 1174 North Ave, Burlington, VT, 5408 | 9.2 | |
| Travelers | Winooski Insurance Agency | 476 Main St, Winooski, VT, 5404 | 6.2 | |
| Allstate | David R Lagerstedt | 11 Pearl St Ste 101, Essex Junction, VT, 5452 | 2.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $570 | $1,100 | $530 |
| Chittenden County, VT | $280,000 | $842 | $580 | $1,160 | $580 |
| Chittenden County, VT | $280,000 | $842 | $570 | $1,190 | $620 |
| Chesterfield, NY | $116,400 | $600 | $400 | $820 | $420 |
| Johnson, VT | $171,800 | $701 | $510 | $970 | $460 |
| Lamoille County, VT | $225,200 | $664 | $480 | $920 | $440 |
| Plattsburgh West, NY | $77,200 | $594 | $410 | $840 | $430 |
| Eden, VT | $146,600 | $646 | $470 | $900 | $430 |
| Chazy, NY | $128,300 | $612 | $410 | $860 | $450 |
| Dannemora, NY | $114,000 | $598 | $430 | $850 | $420 |
| Brandon, VT | $175,600 | $708 | $470 | $1,010 | $540 |
| Lake Placid, NY | $211,500 | $807 | $570 | $1,110 | $540 |
| St. Armand, NY | $188,700 | $735 | $500 | $1,050 | $550 |