Gavop shows you how to buy homeowners insurance in Charles Mix County, SD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Charles Mix County, SD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dakota Ave, Co Rd 2, State Hwy 46, Co Hwy 9, High Ave SW, 291st St, N 3rd Ave, 287th St, Backdraft Dr, S 4th Ave | $90,500 | $80,000 | $75,000-$100,000 | $70,500 | $60,000 | $75,000-$100,000 |
| E Main St, 280th St, 385th Ave, 277th St, Front Ave, 277th St, 363rd Ave, Main St, Co Rd 21, Bovee Rd | $135,500 | $120,000 | $125,000-$150,000 | $69,500 | $60,000 | $75,000-$100,000 |
| Co Rd 25, 394th Ave, 5th St, 4th St, W Main St, North St, Ohio Ave, 289th St, Co Hwy 5, West Ave NW | $99,500 | $90,000 | $75,000-$100,000 | $61,500 | $50,000 | $50,000-$75,000 |
| 381st Ave, E 6th St, E Hwy 46, 275th St, 293rd St, 306th St, 2nd St SW, 290th St, W 4th St, Poplar Dr | $67,000 | $60,000 | $50,000-$75,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Main St, N 4th Ave, 2nd St SE, Hoffman Ln, N 7th Ave, 290th St, State Hwy 45, 301st St, North St, E Willow St | $101,500 | $90,000 | $75,000-$100,000 | $50,000 | $40,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $552 |
| Superior Protection Discount | -$58 | $591 |
| Fire & Security Discount | -$58 | $591 |
| Hail Resistant Roof Discount | -$13 | $636 |
| Newly Constructed Home Discount | -$169 | $480 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Charles Mix County | $700 | $642 | $1,342 | $466 | $1,166 | $175 |
| Charles Mix County, SD | $2,500 | $642 | $3,142 | $466 | $2,966 | $175 |
| Geddes, SD | $100 | $594 | $694 | $432 | $532 | $162 |
| Butte, NE | $2,000 | $679 | $2,679 | $493 | $2,493 | $185 |
| Bristow, NE | $100 | $647 | $747 | $470 | $570 | $177 |
| Pleasant Lake, SD | $100 | $713 | $813 | $518 | $618 | $195 |
| Avon, SD | $1,500 | $688 | $2,188 | $500 | $2,000 | $188 |
| Santee, NE | $1,500 | $667 | $2,167 | $485 | $1,985 | $182 |
| Home Insurance Company Charles Mix County, SD | Homeowners Insurance Agency Charles Mix County, SD | Address | Popularity Score | Distance from Charles Mix County (miles) |
|---|---|---|---|---|
| Travelers | Frei Insurance Agency | 204 S Main St, Wagner, SD, 57380 | 17.6 | |
| Travelers | Frei Insurance Agency | 204 S Main, Wagner, SD, 57380 | 17.5 | |
| State Farm | Tom Eliason | 618a Main Street, Gregory, SD, 57533-1349 | 42.2 | |
| State Farm | Jim Stangeland | 1414 N Main St, Mitchell, SD, 57301-1463 | 45.8 | |
| State Farm | Becky Moore | 1204 S Burr St Ste B, Mitchell, SD, 57301-4578 | 44.7 | |
| Allstate | Randall Lakes Ins | 213 Main St, Lake Andes, SD, 57356 | 4.4 | |
| Allstate | Bankwest Insurance | 615 Main St, Gregory, SD, 57533 | 42.2 | |
| Allstate | Pierson Insurance Agency | 817 N Sanborn Blvd, Mitchell, SD, 57301 | 45.3 | |
| Allstate | Pierson Insurance Agency | Po Box 1002, Mitchell, SD, 57301 | 46.2 | |
| Travelers | Fidelity Agency | 745 Main St, Burke, SD, 57523 | 35.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $670 | $1,410 | $740 |
| Charles Mix County, SD | $89,900 | $649 | $450 | $920 | $470 |
| Charles Mix County, SD | $89,900 | $649 | $440 | $900 | $460 |
| Geddes, SD | $44,300 | $601 | $430 | $830 | $400 |
| Butte, NE | $53,500 | $687 | $490 | $940 | $450 |
| Bristow, NE | $48,800 | $655 | $450 | $920 | $470 |
| Pleasant Lake, SD | $75,600 | $722 | $530 | $990 | $460 |
| Avon, SD | $68,800 | $696 | $480 | $950 | $470 |
| Santee, NE | $51,700 | $675 | $490 | $940 | $450 |