Gavop shows you how to buy homeowners insurance in Grafton, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Grafton, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Huron St, Arbor Ct, Twp Hwy 165, Erhart Northern Rd, Sunshine Ct, Twp Hwy 77, Alton Dr, Ontario St, Elm Rd, Co Hwy 151 | $164,000 | $140,000 | $175,000-$200,000 | $126,500 | $100,000 | $100,000-$125,000 |
| Center Rd, Melody Ln, Twp Rd 7, Wallace Ct, National Dr, Erin Ct, East Rd, Twp Hwy 76, Vivian Dr W, Moorland Dr | $214,000 | $200,000 | $200,000-$250,000 | $147,500 | $130,000 | $150,000-$175,000 |
| Novak Rd, Wicklow Ct, Hickory St, Barchard St, Woodland Chase, Dellwood Rd, Neff Rd, Barrington Dr, Twp Hwy 198, Cowley Rd | $192,500 | $180,000 | $200,000-$250,000 | $166,500 | $160,000 | $175,000-$200,000 |
| Country Pl, Hunters Chase, Main St, Lagrange Belden Rd, W Dunham Rd, Co Hwy 7, Center St, Shelby Ct, Harmony Dr, Medina-Elyria Rd | $219,500 | $200,000 | $175,000-$200,000 | $115,500 | $100,000 | $100,000-$125,000 |
| Co Hwy 50, Erhart Rd, Haystacks Ln, Cleveland St, Provincetown Ct, Timber Trl, S Island Rd, Kacey Way, Twp Rd 6, Co Hwy 49 | $172,500 | $150,000 | $200,000-$250,000 | $92,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $556 |
| Superior Protection Discount | -$60 | $609 |
| Fire & Security Discount | -$74 | $596 |
| Hail Resistant Roof Discount | -$20 | $650 |
| Newly Constructed Home Discount | -$161 | $509 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,295 |
| Hail Damage | $4,900 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,054 |
| Home Insurance Company Grafton, OH | Homeowners Insurance Agency Grafton, OH | Address | Popularity Score | Distance from Grafton (miles) |
|---|---|---|---|---|
| State Farm | Dane Donaldson | 17026 Pearl Rd, Strongsville, OH, 44136-6055 | 10.3 | |
| Allstate | Jamie Bennett | 25 N Gamble St, Shelby, OH, 44875 | 42.9 | |
| Allstate | Laura Rohrbach | 20898 Drake Rd, Strongsville, OH, 44149 | 9.2 | |
| State Farm | Jon Sockel | 6850 Lake Ave, Elyria, OH, 44035-2150 | 9.8 | |
| State Farm | Zach Myers | 13117 Prospect Rd, Strongsville, OH, 44149-3849 | 9.4 | |
| State Farm | Bob Malinak | 25586 Bagley Rd, Olmsted Falls, OH, 44138-1914 | 9.2 | |
| Farmers | C Blake Fischer | 34 N Aurora Rd Ste 1, Aurora, OH, 44202 | 35.6 | |
| State Farm | Paul Gnall | 4336 Grafton Rd, Brunswick, OH, 44212-2002 | 10.0 | |
| State Farm | Bud Kaczor | 30005 Lorain Rd, North Olmsted, OH, 44070-3921 | 9.3 | |
| Erie | Wagner Insurance Group Llc | 9696 Columbia Road, Olmsted Falls, OH, 44138 | 8.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,000 | $520 |
| Lorain County, OH | $140,300 | $701 | $480 | $970 | $490 |
| Grafton, OH | $138,800 | $670 | $480 | $930 | $450 |
| North Royalton, OH | $196,000 | $801 | $570 | $1,150 | $580 |
| Sullivan, OH | $125,500 | $690 | $500 | $990 | $490 |
| Garfield Heights, OH | $70,900 | $682 | $460 | $940 | $480 |
| Peninsula, OH | $257,300 | $922 | $660 | $1,320 | $660 |
| Boston, OH | $250,000 | $910 | $660 | $1,280 | $620 |
| Summit County, OH | $137,000 | $695 | $490 | $990 | $500 |
| Eastlake, OH | $124,600 | $640 | $440 | $880 | $440 |
| North Canton, OH | $143,900 | $680 | $460 | $970 | $510 |
| Bethlehem, OH | $104,300 | $591 | $410 | $850 | $440 |