How Can I Make My Johnson City, TN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Johnson City, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Johnson City, TN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $140,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $166,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $187,500 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $479,000 | $450,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Johnson City, TN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $843 |
| Superior Protection Discount | -$99 | $893 |
| Fire & Security Discount | -$89 | $903 |
| Hail Resistant Roof Discount | -$30 | $963 |
| Newly Constructed Home Discount | -$288 | $705 |
Choose your Johnson City, TN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Johnson City, TN | Back to Top
| Home Insurance Company Johnson City, TN | Homeowners Insurance Agency Johnson City, TN | Address | Popularity Score | Distance from Johnson City (miles) |
|---|---|---|---|---|
| State Farm | Harold Dishner | 1207 N Roan St Ste 1, Johnson City, TN, 37601-3974 | 1.2 | |
| State Farm | Jackee Taylor Johnston | 1000 W G St, Elizabethton, TN, 37643-2959 | 7.6 | |
| Allstate | Jayme Gilliam | 132 Boone St Ste 1, Jonesborough, TN, 37659 | 5.9 | |
| Liberty Mutual Independent | Insurance Management Group | 119 Boone Ridge Dr Ste 404, Johnson City, TN, 37615 | 4.0 | |
| State Farm | Brian Poston | 1072 N Main Ave Ste 4, Erwin, TN, 37650-1575 | 12.6 | |
| Erie | David Pendleton & Associates | 1301 Moreland Drive, Kingsport, TN, 37663 | 13.4 | |
| Liberty Mutual Independent | Insurance Management Group | 119 Boone Ridge Drive # 404 Johnson City, Johnson City, TN, 37615 | 4.1 | |
| State Farm | Sheila Wandell | 2313 Browns Mill Rd, Johnson City, TN, 37604-1961 | 0.5 | |
| State Farm | Kristy Baggarly | 2332 Volunteer Pkwy, Bristol, TN, 37620-6702 | 15.7 | |
| Travelers | Jones Insurance Service | 2112 N Roan St Ste 706, Johnson City, TN, 37601 | 0.2 |
Compare Rates for Johnson City, TN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,440 | $690 |
| Sullivan County, TN | $130,300 | $941 | $650 | $1,290 | $640 |
| Johnson City, TN | $160,500 | $992 | $680 | $1,420 | $740 |
| Telford, TN | $94,100 | $846 | $580 | $1,200 | $620 |
| Banner Hill, TN | $96,600 | $857 | $610 | $1,220 | $610 |
| Surgoinsville, TN | $112,200 | $918 | $620 | $1,300 | $680 |
| Grassy Creek, NC | $146,600 | $704 | $470 | $1,000 | $530 |
| Marshall, NC | $164,500 | $907 | $620 | $1,260 | $640 |
| Norton, VA | $92,500 | $515 | $370 | $720 | $350 |
| Dryden, VA | $98,000 | $543 | $400 | $750 | $350 |
| Sneedville, TN | $72,900 | $750 | $510 | $1,040 | $530 |
| Hancock County, TN | $83,500 | $672 | $480 | $920 | $440 |
| Kenady, VA | $74,600 | $414 | $300 | $580 | $280 |
Research Home Insurance Companies Reviews in Johnson City, TN Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: February 08, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I have received excellent customer service from Liberty Mutual, especially when dealing with a claim. There was no hassle and their primary concern was making me whole with as little hassle as possible. I highly recommend Liberty Mutual!
Date: November 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I just recently changed my home insurance, as an acquaintance got a new job. He mentioned he might be able to save me some money. I sent him over a copy of my plan, and he was able to offer me more coverage for less money. Amazing!
The Hartford Home Insurance Reviews
Date: November 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The customer service is quite nice they treat all the people with kindness and they always have very good presence certainly this is very important for the company
Assurant Specialty Property Home Insurance Reviews
Date: November 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I haven't used another insurance company, so it is hard for me to compare. However, the rates are fairly good and there is a low deductible.
State Farm Home Insurance Reviews
Date: April 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium is affordable and the deductible is about the same as other companies. I specifically shopped Geico and found State Farm's rates better with the same coverage.
GEICO Home Insurance Reviews
Date: October 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
GEICO customer service is always quick and convenient. Always speak to a real person and always get the help needed.