Gavop shows you how to buy homeowners insurance in Centre, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $125,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $197,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $140,500 | $130,000 | $100,000-$125,000 |
| 5 Bedroom | $212,500 | $170,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $737 |
| Home and Two Car | -$128 | $672 |
| Home and Three Car | -$192 | $608 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cherokee County | $700 | $900 | $1,600 | $654 | $1,354 | $246 |
| Centre, AL | $2,500 | $791 | $3,291 | $575 | $3,075 | $216 |
| Edwardsville, AL | $100 | $999 | $1,099 | $726 | $826 | $273 |
| Alexandria-Webster Chapel, AL | $700 | $903 | $1,603 | $656 | $1,356 | $247 |
| Whitesboro, AL | $400 | $838 | $1,238 | $609 | $1,009 | $229 |
| Mountainboro, AL | $2,500 | $853 | $3,353 | $620 | $3,120 | $233 |
| Aragon, GA | $500 | $674 | $1,174 | $490 | $990 | $184 |
| Waco, GA | $2,000 | $624 | $2,624 | $454 | $2,454 | $171 |
| Taylorsville, GA | $400 | $946 | $1,346 | $687 | $1,087 | $258 |
| Mount Zion, GA | $2,000 | $634 | $2,634 | $461 | $2,461 | $173 |
| LaFayette, GA | $500 | $640 | $1,140 | $465 | $965 | $175 |
| Scottsboro, AL | $1,500 | $780 | $2,280 | $567 | $2,067 | $213 |
| Home Insurance Company Centre, AL | Homeowners Insurance Agency Centre, AL | Address | Popularity Score | Distance from Centre (miles) |
|---|---|---|---|---|
| State Farm | Kim Lee | 28254 State Highway 75, Oneonta, AL, 35121-1659 | 48.7 | |
| Allstate | Cody Coffey | 1553 Chesnut Byp, Centre, AL, 35960 | 6.8 | |
| Allstate | Cory Bline | 141 Magnolia St, Lincoln, AL, 35096 | 41.7 | |
| Allstate | Tyler Elliott | 305 W Grand Ave, Rainbow City, AL, 35906 | 23.6 | |
| Travelers | Seals Insurance | 45240 Hwy 78, Lincoln, AL, 35096 | 43.3 | |
| Travelers | Johnson Insurance Agency | 819-C W Main St, Centre, AL, 35960 | 6.1 | |
| Nationwide | Mark Lee Insurance Agency Inc. | 320 Snow St Ste A, Oxford, AL, 36203 | 33.0 | |
| Travelers | Gadsden Insurance Services Llc | 800 S 4th St, Gadsden, AL, 35901 | 20.7 | |
| Travelers | Union State Insurance Inc | 1920 First Ave N Pell City, Pell City, AL, 35125 | 49.2 | |
| Liberty Mutual Independent | Shannon & Banks Inc | 200 Chestnut St, Ste B, Gadsden, AL, 35901 | 20.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,600 | $750 |
| Cherokee County, AL | $116,300 | $911 | $610 | $1,250 | $640 |
| Centre, AL | $124,100 | $801 | $580 | $1,140 | $560 |
| Edwardsville, AL | $103,700 | $1,011 | $680 | $1,400 | $720 |
| Alexandria-Webster Chapel, AL | $117,000 | $914 | $630 | $1,310 | $680 |
| Whitesboro, AL | $78,500 | $848 | $590 | $1,180 | $590 |
| Mountainboro, AL | $106,600 | $864 | $620 | $1,190 | $570 |
| Aragon, GA | $112,100 | $682 | $460 | $970 | $510 |
| Waco, GA | $81,300 | $632 | $460 | $880 | $420 |
| Taylorsville, GA | $143,800 | $957 | $700 | $1,320 | $620 |
| Mount Zion, GA | $103,200 | $642 | $440 | $880 | $440 |
| LaFayette, GA | $104,500 | $648 | $460 | $900 | $440 |
| Scottsboro, AL | $121,100 | $789 | $580 | $1,100 | $520 |