Gavop shows you how to buy homeowners insurance in Clark County, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Clark County, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NW 1st St, E Alabama Ave, Co Rd 1300 E, Schofield St, Palm St, 620 E, E 600th Rd, 1510 Rd, 300 Rd, W Shuey St | $157,500 | $140,000 | $150,000-$175,000 | $109,500 | $100,000 | $100,000-$125,000 |
| Ellen St, E Austin Sweet Rd, S Pine St, Co Hwy 28, 870th Rd, E State St, Clear Creek Rd, E 1500th Rd, Co Hwy 22, Newton Pl | $121,000 | $110,000 | $125,000-$150,000 | $117,500 | $90,000 | $100,000-$125,000 |
| N Michigan Ave, Co Rd 262, 925 N, Co Rd 2140, N 305th St, Gunnip Rd, E Scholfield St, E 1000th Rd, E 2000th Rd, Co Hwy 31 | $121,000 | $110,000 | $125,000-$150,000 | $121,000 | $110,000 | $125,000-$150,000 |
| N 1400th St, Blizzard Rd, Harding St, 1180th Rd, 1780 N, 500 Rd, Co Rd 2250 N, N Cleone Rd, N 13th St, Oak Leaf Rd | $139,000 | $130,000 | $125,000-$150,000 | $85,000 | $70,000 | $75,000-$100,000 |
| Co Rd 880 E, Lynwood Pl, 1840 St, S 11th St, N 300th St, W Van Buren Ave, E Angling Rd, 1650th Rd, Deer Run Ln, Co Hwy 26 | $112,000 | $90,000 | $100,000-$125,000 | $97,000 | $80,000 | $100,000-$125,000 |
| Co Rd 305, 1020 Rd, 1250th Rd, N River Rd, Court St, N Austin Sweet Rd, N 330th St, Acorn Aly, Co Rd 2200 N, W Colorado Ave | $178,500 | $140,000 | $175,000-$200,000 | $129,000 | $110,000 | $125,000-$150,000 |
| S 73rd Pl, 920 N, E 1530th Rd, Co Rd 219, 1700th Rd, NE 1st St, 1330 St, Clark Rd, N 970 St, 1650 St | $100,000 | $80,000 | $100,000-$125,000 | $87,500 | $70,000 | $75,000-$100,000 |
| 550 N, N Bass Lake, Co Rd 299, E 1600th Rd, N 1600th St, Trefz Dr, N 800th St, N Slater Rd, State Hwy 49, E Broadway St | $132,000 | $120,000 | $125,000-$150,000 | $88,500 | $80,000 | $75,000-$100,000 |
| E 200th Rd, E 1300th Rd, Hammer Rd, 1700 St, Co Rd 1460 E, E Main St, Smith Ln, N 2480th St, Co Rd 247, Co Hwy 5 | $121,000 | $100,000 | $100,000-$125,000 | $83,000 | $70,000 | $50,000-$75,000 |
| N York Rd, 1550 N, Union St, Co Rd 194A, Lake Dr, E 1550th Rd, N 12th St, Dogwood Hollow Ln, N 2245th St, Co Rd 950 N | $87,000 | $70,000 | $75,000-$100,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $671 |
| Superior Protection Discount | -$75 | $754 |
| Fire & Security Discount | -$75 | $754 |
| Hail Resistant Roof Discount | -$25 | $803 |
| Newly Constructed Home Discount | -$224 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clark County | $2,000 | $818 | $2,818 | $595 | $2,595 | $224 |
| Clark County, IL | $2,000 | $818 | $2,818 | $595 | $2,595 | $224 |
| Hidalgo, IL | $100 | $457 | $557 | $332 | $432 | $125 |
| North Terre Haute, IN | $700 | $705 | $1,405 | $513 | $1,213 | $193 |
| Universal, IN | $300 | $537 | $837 | $391 | $691 | $147 |
| Rosedale, IN | $2,000 | $598 | $2,598 | $434 | $2,434 | $163 |
| North Muddy, IL | $300 | $621 | $921 | $452 | $752 | $170 |
| Wright, IN | $1,000 | $595 | $1,595 | $432 | $1,432 | $163 |
| St. Francis, IL | $500 | $800 | $1,300 | $582 | $1,082 | $219 |
| Stockton, IN | $2,500 | $631 | $3,131 | $459 | $2,959 | $173 |
| Sigel, IL | $100 | $679 | $779 | $493 | $593 | $185 |
| Lawrence County, IL | $1,500 | $825 | $2,325 | $600 | $2,100 | $226 |
| Home Insurance Company Clark County, IL | Homeowners Insurance Agency Clark County, IL | Address | Popularity Score | Distance from Clark County (miles) |
|---|---|---|---|---|
| Erie | Weis Insurance Agency Llc | 2101 S Banker Street, Effingham, IL, 62401 | 43.5 | |
| Travelers | Staley Insurance Agency | P O Box 185, Casey, IL, 62420 | 11.0 | |
| State Farm | Beth Robinson | 1120 Bond Street, Lawrenceville, IL, 62439-2320 | 42.1 | |
| Allstate | First Neighbor Bank | 323 E 6th St, Neoga, IL, 62447 | 35.2 | |
| State Farm | Mike Kirk | 902 N Route 49, Casey, IL, 62420-1454 | 10.6 | |
| State Farm | Tj Tingley | 1604 Hwy 1, Marshall, IL, 62441 | 7.3 | |
| State Farm | Rob Hackett | 305 W Jasper St, Paris, IL, 61944-2771 | 19.4 | |
| State Farm | Brian Fogarty | 1534 Broadway Ave, Mattoon, IL, 61938-3931 | 32.8 | |
| Allstate | Weber Ins & Rl Inc | 116-118 S. Douglas St., Robinson, IL, 62454 | 22.7 | |
| Erie | Alliance Insurance Agency | 201 N Michigan Avenue, Marshall, IL, 62441 | 6.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,220 | $650 |
| Clark County, IL | $87,400 | $828 | $590 | $1,140 | $550 |
| Clark County, IL | $87,400 | $828 | $600 | $1,180 | $580 |
| Hidalgo, IL | $53,600 | $463 | $340 | $660 | $320 |
| North Terre Haute, IN | $90,500 | $714 | $480 | $990 | $510 |
| Universal, IN | $51,800 | $544 | $390 | $750 | $360 |
| Rosedale, IN | $64,500 | $605 | $430 | $850 | $420 |
| North Muddy, IL | $93,900 | $629 | $430 | $870 | $440 |
| Wright, IN | $63,900 | $602 | $420 | $850 | $430 |
| St. Francis, IL | $159,500 | $810 | $580 | $1,160 | $580 |
| Stockton, IN | $83,600 | $639 | $470 | $900 | $430 |
| Sigel, IL | $111,600 | $687 | $490 | $980 | $490 |
| Lawrence County, IL | $72,400 | $835 | $610 | $1,150 | $540 |