Gavop's guide to buying homeowners insurance in Eastern, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Eastern, WV - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Earl L Core Rd, Dawn Dr, Vincent Ave, Chestnut Ridge Rd, Hinton St, Idlewood St, Canyon School Rd, Jonathan Ln, Ross Ln, Eastlake Dr | $100,000 | $80,000 | $75,000-$100,000 | $160,500 | $140,000 | $150,000-$175,000 |
| W High St, Mariner Village Dr, Co Rd 75/9, Lakeside Dr, Wichita St, West St, New York Ave, Co Rd 69/14, Eureka Dr, Harvatis St | $122,500 | $100,000 | $100,000-$125,000 | $162,500 | $150,000 | $125,000-$150,000 |
| Ebenklein Rd, Lincoln St, State Rte 100, Mayfield Ave, Mark Ln, Grandview Ave, Pinnacle Ln, Preston Rd, 8th St, Twiddlebug Ln | $106,500 | $90,000 | $75,000-$100,000 | $170,000 | $140,000 | $125,000-$150,000 |
| Statler St, Louise Ave, Summers Ln, Dorsey Ln, Richard Ave, Deerfield Ct, E 3rd St, Rightmire Ave, Hampton Center, Shaffer Rd | $106,500 | $100,000 | $100,000-$125,000 | $213,000 | $200,000 | $200,000-$250,000 |
| Willow Wick Dr, Posten Ave, Townsend Ln, Aspen St, Cherokee Dr, Grant Ave, Legion St, Fenwick St, Mary Ann Mine Rd, Spruce St | $158,000 | $140,000 | $125,000-$150,000 | $254,000 | $230,000 | $200,000-$250,000 |
| Karen Ln, Stilwell Dr, Hurley St, Theresa Dr, Northwest Ct, Wall St, Birch St, Sirockman Dr, Baird St, Matthew Dr | $118,500 | $100,000 | $100,000-$125,000 | $126,000 | $110,000 | $125,000-$150,000 |
| Crimson Sky Dr, Blanchita Pl, Easton Hill Rd, Forest Dr, Saratoga Ave, Vernon St, Fayette St, Bell Ln, 8th St, Terrace Dr | $202,500 | $170,000 | $200,000-$250,000 | $331,000 | $310,000 | $250,000-$300,000 |
| McDonald Ln, Arkwright Ave, Shadyside Ln, Sunset Beach Rd, Herman Ave, Madison Ave, Evansdale Dr, Morgan Dr, Cheat Rd, Sonoma Way | $143,000 | $130,000 | $150,000-$175,000 | $360,000 | $310,000 | $350,000-$400,000 |
| Marion St, Delaware Ave, Monroe St, Laurel St, Rollingwood St, Lebonon St, Hawthorne Ave, Cobun Valley Ln, Medical Center Dr, Longhorn Ln | $166,000 | $150,000 | $150,000-$175,000 | $211,000 | $190,000 | $200,000-$250,000 |
| Heritage Pl, North Ave, Greenwood Dr, Zara Dr, Co Rd 67/4, Kirk St, Park St, Sabraton Ave, Eastwood Ln, Woodland Bluff Rd | $163,500 | $130,000 | $125,000-$150,000 | $204,500 | $190,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $707 |
| Superior Protection Discount | -$74 | $748 |
| Fire & Security Discount | -$90 | $731 |
| Hail Resistant Roof Discount | -$16 | $805 |
| Newly Constructed Home Discount | -$197 | $624 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monongalia County | $2,500 | $860 | $3,360 | $625 | $3,125 | $235 |
| Eastern, WV | $2,500 | $812 | $3,312 | $590 | $3,090 | $222 |
| Masontown, WV | $500 | $638 | $1,138 | $464 | $964 | $174 |
| Western, WV | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| West Waynesburg, PA | $500 | $576 | $1,076 | $419 | $919 | $157 |
| East Huntingdon, PA | $1,000 | $723 | $1,723 | $526 | $1,526 | $198 |
| Baidland, PA | $300 | $765 | $1,065 | $556 | $856 | $209 |
| Harrison County, WV | $2,500 | $686 | $3,186 | $499 | $2,999 | $188 |
| Hempfield, PA | $400 | $677 | $1,077 | $492 | $892 | $185 |
| Glassport, PA | $1,500 | $478 | $1,978 | $348 | $1,848 | $131 |
| Hendersonville, PA | $100 | $611 | $711 | $444 | $544 | $167 |
| Upper St. Clair, PA | $1,500 | $792 | $2,292 | $575 | $2,075 | $216 |
| Home Insurance Company Eastern, WV | Homeowners Insurance Agency Eastern, WV | Address | Popularity Score | Distance from Eastern (miles) |
|---|---|---|---|---|
| Erie | Insurance Centers Inc. | 102 Venture Suite # 5, Morgantown, WV, 26508 | 1.9 | |
| Allstate | Duane White | 1756 Mileground Rd Ste C, Morgantown, WV, 26505 | 3.2 | |
| State Farm | John Duty | 2000 White Willow Way, Morgantown, WV, 26505-6105 | 4.7 | |
| State Farm | Lori Vance | 5010 Mid Atlantic Dr, Morgantown, WV, 26508-4290 | 1.5 | |
| Erie | Goff Insurance Services | 3280 University Avenue Suite 4, Morgantown, WV, 26505 | 6.0 | |
| State Farm | Parker Hall | 1000 Parkway Dr, Morgantown, WV, 26501-7178 | 5.2 | |
| State Farm | Dave Michael | 548 Beechurst Avenue, Morgantown, WV, 26505-4907 | 5.2 | |
| State Farm | Bob Burdette | 1189 Pineview Dr Ste G1, Morgantown, WV, 26505-2780 | 4.8 | |
| State Farm | John Christie | 3130 Collins Ferry Rd, Morgantown, WV, 26505-3305 | 5.6 | |
| State Farm | Dave Michael | 548 Beechurst Ave, Morgantown, WV, 26505-4907 | 5.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $480 | $990 | $510 |
| Monongalia County, WV | $178,200 | $870 | $590 | $1,210 | $620 |
| Eastern, WV | $216,900 | $822 | $600 | $1,170 | $570 |
| Masontown, WV | $89,400 | $646 | $460 | $900 | $440 |
| Western, WV | $141,700 | $679 | $490 | $940 | $450 |
| West Waynesburg, PA | $95,600 | $583 | $400 | $830 | $430 |
| East Huntingdon, PA | $105,200 | $732 | $490 | $1,020 | $530 |
| Baidland, PA | $186,400 | $774 | $530 | $1,070 | $540 |
| Harrison County, WV | $110,000 | $695 | $470 | $950 | $480 |
| Hempfield, PA | $166,100 | $685 | $500 | $950 | $450 |
| Glassport, PA | $60,500 | $484 | $330 | $670 | $340 |
| Hendersonville, PA | $109,600 | $618 | $440 | $850 | $410 |
| Upper St. Clair, PA | $279,700 | $801 | $580 | $1,100 | $520 |