Gavop tells you how to get the best homeowners insurance in Addison County, VT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $90,500 | $70,000 | $100,000-$125,000 |
| 2 Bedroom | $236,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $200,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $270,500 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $488,000 | $410,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $642 |
| Superior Protection Discount | -$70 | $712 |
| Fire & Security Discount | -$63 | $720 |
| Hail Resistant Roof Discount | -$23 | $759 |
| Newly Constructed Home Discount | -$219 | $564 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Addison County | $700 | $773 | $1,473 | $562 | $1,262 | $211 |
| Addison County, VT | $2,000 | $773 | $2,773 | $562 | $2,562 | $211 |
| Waltham, VT | $400 | $790 | $1,190 | $574 | $974 | $216 |
| Ferrisburgh, VT | $1,000 | $831 | $1,831 | $604 | $1,604 | $227 |
| Rochester, VT | $500 | $719 | $1,219 | $523 | $1,023 | $197 |
| Hinesburg, VT | $1,000 | $897 | $1,897 | $652 | $1,652 | $245 |
| Putnam, NY | $300 | $643 | $943 | $467 | $767 | $176 |
| Essex County, NY | $1,000 | $611 | $1,611 | $444 | $1,444 | $167 |
| Shrewsbury, VT | $300 | $776 | $1,076 | $564 | $864 | $212 |
| Au Sable Forks, NY | $700 | $591 | $1,291 | $429 | $1,129 | $161 |
| Plymouth, VT | $400 | $913 | $1,313 | $663 | $1,063 | $249 |
| Jeffersonville, VT | $2,500 | $753 | $3,253 | $547 | $3,047 | $206 |
| Home Insurance Company Addison County, VT | Homeowners Insurance Agency Addison County, VT | Address | Popularity Score | Distance from Addison County (miles) |
|---|---|---|---|---|
| Allstate | The Citro Agency | 20 Kimball Ave Ste 307, South Burlington, VT, 5403 | 29.6 | |
| State Farm | Jim Soriano | 211 Maple St Ste 27c, Middlebury, VT, 05753-1147 | 1.8 | |
| Allstate | Kinney Pike Insurance Inc | 42 Meadow Ln, Randolph, VT, 5060 | 25.4 | |
| Liberty Mutual Independent | The Richards Group | 326 Main St # 3 1820 House, Norwich, VT, 5055 | 47.0 | |
| State Farm | Joe Collins | 200 S Main St, Barre, VT, 05641-4811 | 33.7 | |
| State Farm | Ernest Soto | 129 Woodstock Ave, Rutland, VT, 05701-3538 | 30.1 | |
| Allstate | Town And Country Agy | 64 Church St, Jeffersonville, VT, 5464 | 45.0 | |
| Allstate | Poulos Ins Inc | 1 Franklin St, Brandon, VT, 5733 | 16.3 | |
| Travelers | Kinney Pike Insurance | 199 Main St Ste 2, Poultney, VT, 5764 | 35.8 | |
| Liberty Mutual Independent | Hickok & Boardman Inc | 346 Shelburne Rd, Burlington, VT, 5401 | 29.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $560 | $1,070 | $510 |
| Addison County, VT | $237,000 | $783 | $560 | $1,070 | $510 |
| Addison County, VT | $237,000 | $783 | $560 | $1,080 | $520 |
| Waltham, VT | $232,400 | $800 | $580 | $1,140 | $560 |
| Ferrisburgh, VT | $261,200 | $841 | $570 | $1,170 | $600 |
| Rochester, VT | $186,300 | $728 | $490 | $1,010 | $520 |
| Hinesburg, VT | $304,600 | $908 | $630 | $1,240 | $610 |
| Putnam, NY | $153,900 | $651 | $440 | $900 | $460 |
| Essex County, NY | $146,900 | $619 | $450 | $880 | $430 |
| Shrewsbury, VT | $221,800 | $785 | $570 | $1,080 | $510 |
| Au Sable Forks, NY | $113,200 | $598 | $410 | $840 | $430 |
| Plymouth, VT | $314,000 | $924 | $660 | $1,280 | $620 |
| Jeffersonville, VT | $206,700 | $762 | $520 | $1,040 | $520 |