Gavop shows you how to buy homeowners insurance in West Point, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| West Point, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rte 652, Berkley St, Pine Knoll Trl, N Moncuin Dr, Field Way Ct, Newground Ln, State Rte 601, Marl Hill Rd, State Rte 640, Pocahontas Trl | $224,000 | $210,000 | $200,000-$250,000 | $381,500 | $340,000 | $300,000-$350,000 |
| Hills Fork Ln, Hybla Farm Rd, Oak Ln, Bellwood St, State Rte 620, Drexler Ln, Nelsons Bridge Rd, State Rte 624, N Cheatham Dr, Etna Mills Rd | $138,500 | $120,000 | $125,000-$150,000 | $155,000 | $130,000 | $125,000-$150,000 |
| E River Rd, Wood Ln, Haileys Ct, 20th St, River Rd, Newton Dr, Pine Ln, 15th St, State Rte 625, State Rte 1211 | $183,500 | $170,000 | $175,000-$200,000 | $276,500 | $240,000 | $300,000-$350,000 |
| State Rte 613, Hickory Knoll Ct, State Rte 646, V F W Rd, State Rte 679, Cressfield Dr, Bassettaire Ln, State Rte 673, Shooting Box Rd, State Rte 611 | $258,500 | $230,000 | $250,000-$300,000 | $334,000 | $320,000 | $300,000-$350,000 |
| Richmond Tappahannock Hwy, State Rte 1403, State Rte 260, Acquinton Church Rd, Kentucky Rd, McPherson Dr, Riverview Dr, Nottoway Ln, Marsh Ln, Blossom Ln | $242,000 | $200,000 | $200,000-$250,000 | $208,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $587 |
| Superior Protection Discount | -$72 | $652 |
| Fire & Security Discount | -$65 | $660 |
| Hail Resistant Roof Discount | -$14 | $710 |
| Newly Constructed Home Discount | -$181 | $544 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| King William County | $2,000 | $722 | $2,722 | $525 | $2,525 | $197 |
| West Point, VA | $700 | $716 | $1,416 | $520 | $1,220 | $196 |
| New Kent County, VA | $200 | $791 | $991 | $575 | $775 | $216 |
| Acquinton, VA | $2,500 | $726 | $3,226 | $528 | $3,028 | $198 |
| Irvington, VA | $100 | $991 | $1,091 | $720 | $820 | $271 |
| Brookland, VA | $1,000 | $748 | $1,748 | $543 | $1,543 | $204 |
| Hanover County, VA | $100 | $916 | $1,016 | $666 | $766 | $250 |
| Prince George County, VA | $2,000 | $854 | $2,854 | $621 | $2,621 | $233 |
| Northumberland County, VA | $500 | $811 | $1,311 | $589 | $1,089 | $222 |
| Clover Hill, VA | $1,500 | $740 | $2,240 | $538 | $2,038 | $202 |
| Waverly, VA | $500 | $667 | $1,167 | $485 | $985 | $182 |
| Home Insurance Company West Point, VA | Homeowners Insurance Agency West Point, VA | Address | Popularity Score | Distance from West Point (miles) |
|---|---|---|---|---|
| Travelers | Floyd Mays Insurance Agency Inc | 5400 Whiteside Rd, Sandston, VA, 23150 | 20.2 | |
| Allstate | Janney Insurance Agency Llc | 101 Production Dr Ste 102 Ste 102, Yorktown, VA, 23693 | 43.7 | |
| Travelers | Goodrich & Watson Insurers Inc | 11837 Rock Landing Dr Ste 103, Newport News, VA, 23606 | 44.4 | |
| Travelers | Budget Insurance Agency | 110 Dare Rd Ste D, Yorktown, VA, 23692 | 40.9 | |
| State Farm | Dwight Beamon | 7432 Richmond Rd, Williamsburg, VA, 23188-7223 | 19.3 | |
| Nationwide | Jennifer Flowers Honn | 3040 S Crater Rd Ste A, Petersburg, VA, 23805-9221 | 37.5 | |
| Travelers | Morgan-Marrow Company | 21 Manhattan Sq, Hampton, VA, 23666 | 48.3 | |
| Allstate | Michael Levenson | 1405 Kiln Creek Pkwy, Newport News, VA, 23602 | 42.3 | |
| Erie | Thrift Insurance Corporation | 720 Main Street, West Point, VA, 23181 | 9.8 | |
| State Farm | Becky Ringley | 2700 Pocahontas Trl, Quinton, VA, 23141-1391 | 15.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,360 | $700 |
| King William County, VA | $199,700 | $731 | $490 | $1,010 | $520 |
| West Point, VA | $195,900 | $725 | $530 | $1,030 | $500 |
| New Kent County, VA | $256,600 | $801 | $550 | $1,140 | $590 |
| Acquinton, VA | $202,500 | $735 | $500 | $1,020 | $520 |
| Irvington, VA | $300,000 | $1,003 | $730 | $1,370 | $640 |
| Brookland, VA | $217,900 | $757 | $540 | $1,070 | $530 |
| Hanover County, VA | $267,600 | $927 | $620 | $1,290 | $670 |
| Prince George County, VA | $212,100 | $864 | $580 | $1,240 | $660 |
| Northumberland County, VA | $277,900 | $821 | $590 | $1,170 | $580 |
| Clover Hill, VA | $212,700 | $749 | $500 | $1,030 | $530 |
| Waverly, VA | $128,200 | $675 | $480 | $970 | $490 |