Gavop's guide to buying homeowners insurance in Summerfield, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Summerfield, NC - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Blue Aster Trce, Whitford Ct, White Ash Ct, Scaup Dr, Eversfield Rd, Ferrin Rd, Henson Forest Dr, Airport Center Dr, Barney Rd, Vaughn St | $306,500 | $250,000 | $300,000-$350,000 | $191,500 | $150,000 | $200,000-$250,000 |
| State Rd 2649, Richardsonwood Rd, Bay Hill Ct, Westfield Dr, Tadpole Ct, Spearman Rd, Schuyler Ln, Edgefield Rd, Horse Farm Rd, State Rd 2137 | $364,500 | $340,000 | $350,000-$400,000 | $237,500 | $210,000 | $175,000-$200,000 |
| Kelly Oak Dr, Kinsey Dr, NW School Rd, Sunset Trl, Brookbank Rd, Autumn Hills Dr, Bluefield Rd, Browns Summit Rd, Clarkwood Cir, Sellers Farm Rd | $322,500 | $260,000 | $350,000-$400,000 | $207,000 | $190,000 | $200,000-$250,000 |
| Summerlyn Ct, Twin Leaf Trl, Rockbury Rd, Buck Ln, Mill Spring Pl, Stonecroft Dr, Middleland Dr, Alda Rd, Giovanni Way, Atando Dr | $313,000 | $260,000 | $300,000-$350,000 | $169,500 | $160,000 | $125,000-$150,000 |
| Kinross Dr, Hutchens Rd, Beaver Hill Ln, Lakebend Way, State Rd 2296, Early Trail Rd, Litchfield Dr, Richardson Wood Rd, Laurinda Dr, Cedar Hollow Rd | $324,500 | $270,000 | $250,000-$300,000 | $250,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$168 | $881 |
| Superior Protection Discount | -$94 | $955 |
| Fire & Security Discount | -$73 | $976 |
| Hail Resistant Roof Discount | -$21 | $1,028 |
| Newly Constructed Home Discount | -$241 | $808 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Guilford County | $1,500 | $854 | $2,354 | $621 | $2,121 | $233 |
| Summerfield, NC | $700 | $1,037 | $1,737 | $753 | $1,453 | $283 |
| Guilford County, NC | $500 | $854 | $1,354 | $621 | $1,121 | $233 |
| Middle Fork I, NC | $2,000 | $627 | $2,627 | $456 | $2,456 | $171 |
| Price, NC | $400 | $659 | $1,059 | $479 | $879 | $180 |
| Level Cross, NC | $1,500 | $750 | $2,250 | $545 | $2,045 | $205 |
| Lexington, NC | $300 | $703 | $1,003 | $511 | $811 | $192 |
| Laurel Park, VA | $1,500 | $545 | $2,045 | $396 | $1,896 | $149 |
| Cheeks, NC | $100 | $778 | $878 | $565 | $665 | $213 |
| Reed Creek, VA | $1,500 | $909 | $2,409 | $660 | $2,160 | $248 |
| North Liberty, NC | $300 | $674 | $974 | $490 | $790 | $184 |
| Olive Hill, NC | $2,500 | $693 | $3,193 | $503 | $3,003 | $189 |
| Home Insurance Company Summerfield, NC | Homeowners Insurance Agency Summerfield, NC | Address | Popularity Score | Distance from Summerfield (miles) |
|---|---|---|---|---|
| State Farm | Charlie Ganim | 2008 New Garden Rd Ste A, Greensboro, NC, 27410-2526 | 5.2 | |
| State Farm | Philip Piersol | 2783 Nc Highway 68 S Ste 111, High Point, NC, 27265-8325 | 11.2 | |
| Allstate | Michael Patterson | 3817 Lawndale Dr Ste B2, Greensboro, NC, 27455 | 6.4 | |
| Nationwide | Gail Moseley Agency Inc. | 2502 Lawndale Dr, Greensboro, NC, 27408-7222 | 7.9 | |
| Travelers | Southeastern Agency Group | 1501 Highwoods Blvd Ste 301, Greensboro, NC, 27410 | 6.2 | |
| State Farm | Jeff Fuller | 10948 N Main St Ste D, Archdale, NC, 27263-2892 | 20.1 | |
| Allstate | Terry Williams | 2109 New Garden Rd, Greensboro, NC, 27410 | 5.2 | |
| Nationwide | Young Insurance Agency Inc. | 2100 W Cornwallis Dr Suite O, Greensboro, NC, 27408-7015 | 8.2 | |
| Allstate | Brad Williams | 4125 Walker Ave Ste C, Greensboro, NC, 27407 | 9.2 | |
| Erie | The Beacon Insurance Group Inc | 1515 W Cornwallis Drive Suite 206, Greensboro, NC, 27408 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,270 | $650 |
| Guilford County, NC | $160,200 | $864 | $580 | $1,200 | $620 |
| Summerfield, NC | $349,000 | $1,049 | $710 | $1,450 | $740 |
| Guilford County, NC | $160,200 | $864 | $590 | $1,180 | $590 |
| Middle Fork I, NC | $102,300 | $635 | $460 | $900 | $440 |
| Price, NC | $108,600 | $667 | $450 | $950 | $500 |
| Level Cross, NC | $128,000 | $759 | $520 | $1,060 | $540 |
| Lexington, NC | $122,600 | $712 | $480 | $980 | $500 |
| Laurel Park, VA | $99,700 | $552 | $390 | $760 | $370 |
| Cheeks, NC | $172,900 | $787 | $540 | $1,130 | $590 |
| Reed Creek, VA | $99,900 | $920 | $620 | $1,260 | $640 |
| North Liberty, NC | $140,400 | $682 | $460 | $960 | $500 |
| Olive Hill, NC | $115,400 | $701 | $480 | $1,000 | $520 |