How Can I Make My Pearland, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Pearland, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Pearland, TX Home Insurance Coverage Levels | Back to Top

Pearland, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Auburn View Ln, Park Breeze Ct, Opal Brook Ct, Ivy Mill Ct, Kent Knl, Ladonia Ave, S Locust Dr, Deer Knoll Ct, Benny St, Teal Estates Blvd $109,000 $100,000 $75,000-$100,000 $141,500 $130,000 $125,000-$150,000
Prestwick Sq, Manchester Cove, Marion Cir, Summit Rock Way, Berryvine Dr, S Virkus Ct, Blue Heather Ln, Ryon Way, Cape Henry, Oak Cliff Ln $271,500 $250,000 $250,000-$300,000 $239,500 $210,000 $250,000-$300,000
Lilac Breeze Ln, Tattershall Ln, FM 521 Rd, Oak Bough Ln, Oak Plank Rd, One Oak Chase Rd, Gussie Mae Ln, Federal Ln, Summer Cloud Ln, Quail Burg Ct $263,000 $210,000 $250,000-$300,000 $236,500 $200,000 $200,000-$250,000
Collier Point Ln, Dell Park, Sunset Field Ln, Garden Gln, Ginger Cove Ln, Rainwater Dr, Scanlan Rd, Mystic Frst, Porter Rd, Wickson Ct $231,000 $200,000 $200,000-$250,000 $517,000 $460,000 $400,000-$500,000
Floral Way Ct, Teal Way Ct, Lazy Hollow Ct, Steele Creek Ln, W Thunderwood Cir, Spice Ridge Dr, Rory Ct, Eaglewood Trail Dr, S Pine St, Nightstrong Dr $284,000 $240,000 $200,000-$250,000 $410,500 $380,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Pearland, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$200 $1,051
Superior Protection Discount -$113 $1,139
Fire & Security Discount -$113 $1,139
Hail Resistant Roof Discount -$25 $1,226
Newly Constructed Home Discount -$300 $951

Choose your Pearland, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,794
Physical Damage $2,488
Hail Damage $4,948
Wind Damage $6,496
Expensive Claims
Fire $42,889
Smoke $15,884

Identify Top Home Insurance Agents near Pearland, TX | Back to Top

Home Insurance Company Pearland, TX Homeowners Insurance Agency Pearland, TX Address Popularity Score Distance from Pearland (miles)
State Farm Aaron German 8498 S Sam Hou Pkwy E Ste 600, Houston, TX, 77075-4893
4.5
State Farm David Everest 7014 Fry Rd Ste 107, Cypress, TX, 77433-4407
32.9
Farmers Albert "Aj" Johnson 2225 County Road 90 Ste 201i, Pearland, TX, 77584
2.7
Allstate Chivon Jones 5100 Westheimer Rd Ste 200, Houston, TX, 77056
15.3
Allstate Judy Wiggins 1305 W Parkwood Ave Ste A105, Friendswood, TX, 77546
8.2
State Farm John Bowers 1650 Highway 6 Ste 450, Sugar Land, TX, 77478-4928
18.6
Farmers Bryan Douget 529 E Mulberry St, Angleton, TX, 77515
27.7
Farmers Viet Nguyen 9330 Broadway St Ste 326, Pearland, TX, 77584
2.6
State Farm Heydi Garcia 10833 Hughes Rd, Houston, TX, 77089-4531
6.5
State Farm Steve Sipes 12485 Scarsdale Blv Ste A, Houston, TX, 77089
7.7

Compare Rates for Pearland, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Fort Bend County, TX $233,300 $1,288 $850 $1,980 $1,130
Pearland, TX $208,900 $1,251 $830 $1,930 $1,100
Santa Fe, TX $159,800 $988 $650 $1,520 $870
Four Corners, TX $166,500 $955 $630 $1,470 $840
Richmond, TX $158,700 $987 $650 $1,520 $870
Beach City, TX $292,100 $2,054 $1,360 $3,160 $1,800
Porter Heights, TX $143,600 $1,685 $1,110 $2,590 $1,480
Sweeny, TX $98,700 $1,513 $1,000 $2,330 $1,330
Shenandoah, TX $251,600 $1,949 $1,290 $3,000 $1,710
Brookshire, TX $174,300 $966 $640 $1,490 $850
Patton Village, TX $54,800 $1,270 $840 $1,960 $1,120
Wallis, TX $109,900 $1,562 $1,030 $2,410 $1,380

Research Home Insurance Companies Reviews in Pearland, TX Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: January 04, 2020    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have seen other insurance companies offer better deal, but the difference was not that huge. For the quality of service GEICO provides, I would not mind spending a little more. Policy offerings are awesome.


Date: April 24, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
the home insurance company policy offerings by our current provider are standard issue, no frills compared to some of the other insurance providers.


Date: April 20, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
GEICO IS A GOOD HOME INSURANCE COMPANY. THEY ARE OPEN 24/7 AND THEY WERE OF GREAT HELP TO ME. MY LOCAL AGENT IS ALSO HELPFUL AND FRIENDLY.

Date: April 17, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I have a low monthly pay, and as a consequence, I also have a high deductible. But it is fine because the reason I buy an insurance is that I need to have one.

Date: April 11, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Premium and deductible were both lower with Geico. Mind you i have been a customer of Geico since 2010. So myself and Geico have a great relationship.

Date: January 14, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
Costomer Service was very polite and courteous. They answered all my questions and tried to lower my bill but I found insurance cheaper locally and when I told them it was cheaper they said the price they quoted was the best they could do. So I'm going to switch company's.

Allstate Home Insurance Reviews

Date: September 17, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
Allstate is our home insurance with a deductible of $1000.We use a "bundling" payment with all of our insurance and my Husband believes we have a good deal. He believes the premium and deductible is really good.


Date: June 01, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Male

Customer Service
I would rate them a 5. They are really good with customer service. The little problems i have had i called them and they fixed everything. I couldn't ask for any more they are great.

Date: March 30, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I am easily able to bundle my home insurance and auto insurance with our insurance company. We are contacted from time to time with other offers, but we are usually not in need of them.


Date: March 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
It seems to be a little more expensive but then again,you geg what you paid for and i think their services are great.

Date: December 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Allstate customer service is nice and friendly. Allstate has always found a fix any issue I have had.

State Farm Home Insurance Reviews

Date: January 08, 2020    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
They have been helpful whenever I contacted them with any questions regarding my policy or coverage over the last 2 years of having them

Date: September 12, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
State Farm offers all the coverage I need and seems comparable to other companies. They have many more offerings than what I currently have covered, but they always send me information about the other coverage.


Date: July 27, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
THE PREMIUM AND DEDUCTIBILITY CAN VERY DEPENDING ON YOUR ZIP CODE. THE HOMES IN THE LOWER CLASS NEIGHBORHOODS TEND TO BE MUCH HIGHER WHEN IT COMES TO DEDUCTIBLES.

Date: March 20, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have an excellent experience with the customer service of Statefarm. They have gone above and beyond to provide me detailed answers to my questions.

Date: March 08, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I would give State Farm a 4 rating. Thankfully i've never had to use my home insurance, so I don't have experience with how well they manage issues, but signing up for their insurance was easy and painless.

Progressive Home Insurance Reviews

Date: August 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I'm uncertain as to how my premiums compared to other policies, other than it was cheaper and better coverage through Progressive.

Date: April 03, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
This company seems local, personable and easy to contact. Their rates are affordable, I always have the option of speaking with a human when I attempted to contact them.

USAA Home Insurance Reviews

Date: October 26, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I like that they email us everything that we talk about , also when we make a claim they call and check on us to see how everything is going . They are good at following up .

Liberty Mutual Home Insurance Reviews

Date: April 15, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
My homeowners policy offers standard coverage, dwelling, contents, injury, liability, and other structures.


AAA Home Insurance Reviews

Date: April 07, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
On a scale from one to five my insurance company seemed to have the lowest month payment and covered the most archives with the best deals.


American Summit Insurance Home Insurance Reviews

Date: October 26, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
The structure and belongings inside, as well as items on my land. My belonging are also covered in case of home burglary.


Nationwide Home Insurance Reviews

Date: March 10, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
All my contacts with Nationwide have been positive. They are responsive and seem to view each customer on an individual basis.

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