How Can I Make My Gatesville, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Gatesville, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Gatesville, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $32,000 $30,000 $25,000-$50,000
2 Bedroom $82,500 $70,000 $75,000-$100,000
3 Bedroom $85,000 $80,000 $50,000-$75,000
4 Bedroom $148,000 $120,000 $100,000-$125,000
5 Bedroom $152,000 $130,000 $125,000-$150,000

Choose the Best Gatesville, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $75 to $100,000 No Pets, Smoker $430
Unemployed 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $720
Full Time Job 500-549 Credit Score $100 to $150,000 2 Pets, Smoker $740

Choose the Right Deductible for your Gatesville, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $600 $900 $520 $820 $80
Coryell County, TX $2,500 $520 $1,020 $430 $2,930 $-1,910
Gatesville, TX $2,500 $330 $830 $280 $2,780 $-1,950
Valley Mills, TX $300 $370 $670 $300 $600 $70
Copperas Cove, TX $1,000 $390 $890 $330 $1,330 $-440
Hewitt, TX $300 $720 $1,020 $600 $900 $120
Lampasas, TX $1,500 $660 $1,160 $580 $2,080 $-920
Lampasas County, TX $400 $560 $960 $460 $860 $100
Golinda, TX $1,500 $500 $1,000 $420 $1,920 $-920
Elm Mott, TX $100 $670 $770 $560 $660 $110
West, TX $2,000 $440 $940 $350 $2,350 $-1,410
Walnut Springs, TX $400 $250 $650 $210 $610 $40
Bartlett, TX $2,500 $420 $920 $340 $2,840 $-1,920

Identify Top Home Insurance Agents near Gatesville, TX | Back to Top

Home Insurance Company Gatesville, TX Homeowners Insurance Agency Gatesville, TX Address Popularity Score Distance from Gatesville (miles)
Allstate Gary Morse 600 Indian Trl Ste 110, Harker Heights, TX, 76548
24.6
State Farm Jayson Hughes 7206 State Hwy 317, Belton, TX, 76513-5403
27.0
Allstate First Texas Agency 1400 East Main, Gatesville, TX, 76528
2.4
Farmers Amanda Easley 3402 E Veterans Memorial Blvd, Killeen, TX, 76543
22.7
Allstate David Wilson 8810 Woodway Dr Ste 303, Waco, TX, 76712
28.9
State Farm Terry Arp 501 S Main St, Mc Gregor, TX, 76657-1625
17.5
Farmers Lauren Doering 1530 Sun City Blvd Ste 140, Georgetown, TX, 78633
49.4
State Farm Bill Herridge 1004 E Main St, Gatesville, TX, 76528-1455
2.6
Allstate Bosque Insurance 116 N Main, Meridian, TX, 76665
33.9
Farmers George Thompson 1207 S Hewitt Dr, Hewitt, TX, 76643
29.2

Compare Rates for Gatesville, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $740 $490 $1,140 $650
Coryell County, TX $98,300 $470 $310 $720 $410
Gatesville, TX $84,900 $460 $300 $710 $410
Valley Mills, TX $79,200 $330 $220 $510 $290
Copperas Cove, TX $103,200 $590 $390 $910 $520
Hewitt, TX $134,500 $700 $460 $1,080 $620
Lampasas, TX $124,600 $520 $340 $800 $460
Lampasas County, TX $122,500 $640 $420 $990 $570
Golinda, TX $91,200 $480 $320 $740 $420
Elm Mott, TX $119,800 $480 $320 $740 $420
West, TX $96,100 $500 $330 $770 $440
Walnut Springs, TX $68,500 $350 $230 $540 $310
Bartlett, TX $79,800 $410 $270 $630 $360

Research Home Insurance Companies Reviews in Gatesville, TX Before Buying | Back to Top

Share a review on your home insurance company


American Integrity Insurance Home Insurance Reviews

Date: October 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Premium is on the low side, but will not cover any damage including hurricane damage done last year from Irma. I have a. 4000 deductible but with the damage done to pool cage and fence, damage was approximately 8K. Would not recognize damage, because they said pool screen and fence were not connected to house. I don't know what their definition of "connected" is because the entire side of the screen IS the house.

MAPFRE Insurance Home Insurance Reviews

Date: December 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They are on par with other insurance providers. I honestly have never had to file a claim and I am not sure what my deductible is, I know I bundle it with atuo and get a great rate


State Farm Home Insurance Reviews

Date: March 06, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I know nothing about the premium and deductibles of my policy in regards to what my company offers or what other companies offer.

Safeco Insurance Home Insurance Reviews

Date: November 22, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have not had much experience with other insurance companies but the experience I have had with my current insurance providers seems comparable to what I have had in the past.