How Can I Make My Gatesville, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Gatesville, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Gatesville, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $82,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $85,000 | $80,000 | $50,000-$75,000 |
| 4 Bedroom | $148,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $152,000 | $130,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Gatesville, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $853 |
| Superior Protection Discount | -$90 | $913 |
| Fire & Security Discount | -$100 | $903 |
| Hail Resistant Roof Discount | -$20 | $983 |
| Newly Constructed Home Discount | -$251 | $753 |
Choose the Right Deductible for your Gatesville, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Coryell County | $2,500 | $1,381 | $3,881 | $1,004 | $3,504 | $377 |
| Gatesville, TX | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Valley Mills, TX | $300 | $1,516 | $1,816 | $1,101 | $1,401 | $414 |
| Copperas Cove, TX | $1,000 | $1,384 | $2,384 | $1,005 | $2,005 | $378 |
| Hewitt, TX | $300 | $963 | $1,263 | $700 | $1,000 | $263 |
| Lampasas, TX | $1,500 | $934 | $2,434 | $679 | $2,179 | $255 |
| Lampasas County, TX | $400 | $937 | $1,337 | $681 | $1,081 | $256 |
| Golinda, TX | $1,500 | $1,450 | $2,950 | $1,054 | $2,554 | $396 |
| Elm Mott, TX | $100 | $980 | $1,080 | $712 | $812 | $268 |
| West, TX | $2,000 | $1,523 | $3,523 | $1,106 | $3,106 | $416 |
| Walnut Springs, TX | $400 | $1,305 | $1,705 | $948 | $1,348 | $357 |
| Bartlett, TX | $2,500 | $1,441 | $3,941 | $1,048 | $3,548 | $394 |
Identify Top Home Insurance Agents near Gatesville, TX | Back to Top
| Home Insurance Company Gatesville, TX | Homeowners Insurance Agency Gatesville, TX | Address | Popularity Score | Distance from Gatesville (miles) |
|---|---|---|---|---|
| Allstate | Gary Morse | 600 Indian Trl Ste 110, Harker Heights, TX, 76548 | 24.6 | |
| State Farm | Jayson Hughes | 7206 State Hwy 317, Belton, TX, 76513-5403 | 27.0 | |
| Allstate | First Texas Agency | 1400 East Main, Gatesville, TX, 76528 | 2.4 | |
| Farmers | Amanda Easley | 3402 E Veterans Memorial Blvd, Killeen, TX, 76543 | 22.7 | |
| Allstate | David Wilson | 8810 Woodway Dr Ste 303, Waco, TX, 76712 | 28.9 | |
| State Farm | Terry Arp | 501 S Main St, Mc Gregor, TX, 76657-1625 | 17.5 | |
| Farmers | Lauren Doering | 1530 Sun City Blvd Ste 140, Georgetown, TX, 78633 | 49.4 | |
| State Farm | Bill Herridge | 1004 E Main St, Gatesville, TX, 76528-1455 | 2.6 | |
| Allstate | Bosque Insurance | 116 N Main, Meridian, TX, 76665 | 33.9 | |
| Farmers | George Thompson | 1207 S Hewitt Dr, Hewitt, TX, 76643 | 29.2 |
Compare Rates for Gatesville, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Coryell County, TX | $107,700 | $1,398 | $920 | $2,150 | $1,230 |
| Gatesville, TX | $103,500 | $1,004 | $660 | $1,550 | $890 |
| Valley Mills, TX | $103,300 | $1,534 | $1,010 | $2,360 | $1,350 |
| Copperas Cove, TX | $108,300 | $1,400 | $920 | $2,160 | $1,240 |
| Hewitt, TX | $151,500 | $975 | $640 | $1,500 | $860 |
| Lampasas, TX | $135,000 | $945 | $620 | $1,460 | $840 |
| Lampasas County, TX | $136,800 | $948 | $630 | $1,460 | $830 |
| Golinda, TX | $89,300 | $1,468 | $970 | $2,260 | $1,290 |
| Elm Mott, TX | $115,300 | $992 | $650 | $1,530 | $880 |
| West, TX | $104,800 | $1,541 | $1,020 | $2,370 | $1,350 |
| Walnut Springs, TX | $62,700 | $1,321 | $870 | $2,030 | $1,160 |
| Bartlett, TX | $87,400 | $1,459 | $960 | $2,250 | $1,290 |
Research Home Insurance Companies Reviews in Gatesville, TX Before Buying | Back to Top
Share a review on your home insurance company
American Integrity Insurance Home Insurance Reviews
Date: October 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
Premium is on the low side, but will not cover any damage including hurricane damage done last year from Irma. I have a. 4000 deductible but with the damage done to pool cage and fence, damage was approximately 8K. Would not recognize damage, because they said pool screen and fence were not connected to house. I don't know what their definition of "connected" is because the entire side of the screen IS the house.
MAPFRE Insurance Home Insurance Reviews
Date: December 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
They are on par with other insurance providers. I honestly have never had to file a claim and I am not sure what my deductible is, I know I bundle it with atuo and get a great rate
State Farm Home Insurance Reviews
Date: March 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I know nothing about the premium and deductibles of my policy in regards to what my company offers or what other companies offer.
Safeco Insurance Home Insurance Reviews
Date: November 22, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I have not had much experience with other insurance companies but the experience I have had with my current insurance providers seems comparable to what I have had in the past.