How Can I Make My Scenic Oaks, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Scenic Oaks, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Scenic Oaks, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $115,500 $100,000 $100,000-$125,000
2 Bedroom $172,000 $160,000 $150,000-$175,000
3 Bedroom $258,000 $210,000 $200,000-$250,000
4 Bedroom $569,000 $500,000 $600,000-$700,000
5 Bedroom $450,000 $380,000 $400,000-$500,000

Choose the Best Scenic Oaks, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 750-799 Credit Score >$150,000 More than 3 Pets at home, Non-Smoker $2,020
Retired 650-699 Credit Score <$25,000 1 Pet, Non-Smoker $3,520
Part Time Job Up to 499 Credit Score <$25,000 No Pets, Non-Smoker $1,480

Choose the Right Deductible for your Scenic Oaks, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $550 $650 $470 $570 $80
Bexar County, TX $1,500 $580 $1,080 $480 $1,980 $-900
Scenic Oaks, TX $700 $950 $1,450 $820 $1,520 $-70
Fair Oaks Ranch, TX $100 $1,470 $1,570 $1,200 $1,300 $270
Shavano Park, TX $1,000 $1,980 $2,480 $1,700 $2,700 $-220
Bulverde, TX $100 $1,110 $1,210 $920 $1,020 $190
Castle Hills, TX $1,000 $980 $1,480 $810 $1,810 $-330
Kirby, TX $200 $420 $620 $350 $550 $70
Natalia, TX $1,500 $360 $860 $310 $1,810 $-950
La Vernia, TX $100 $520 $620 $420 $520 $100
Leming, TX $1,000 $190 $690 $160 $1,160 $-470
Moore, TX $200 $560 $760 $460 $660 $100

Identify Top Home Insurance Agents near Scenic Oaks, TX | Back to Top

Home Insurance Company Scenic Oaks, TX Homeowners Insurance Agency Scenic Oaks, TX Address Popularity Score Distance from Scenic Oaks (miles)
Nationwide Joel Gonzales Agency 12930 Bandera Rd, Helotes, TX, 78023-4002
9.8
Travelers Sonora Insurance Group 1499 S Main St, Boerne, TX, 78006
5.8
State Farm Kirk Talley 117 N Guadalupe St Ste 101, San Marcos, TX, 78666-5606
45.4
State Farm Ed Salmeron 8507 Mccullough Ave Ste C7, San Antonio, TX, 78216-6457
16.7
State Farm Chad Dawson 5890 De Zavala Rd Ste 105, San Antonio, TX, 78249-2279
9.5
Farmers Gloria Molina 7205 Bandera Rd Ste 103, San Antonio, TX, 78238
13.9
State Farm Ken Tucker 15503 Babcock Rd Ste 3-A, San Antonio, TX, 78255-1135
8.3
State Farm Joel Ponton 4079 N Loop 1604 W Ste 101, San Antonio, TX, 78257-9744
9.5
Farmers Daniel Bittick Ii 6335 Camp Bullis Rd Ste B32, San Antonio, TX, 78257
6.5
Farmers Adrian De Los Reyes 15900 La Cantera Pkwy Ste 26205, San Antonio, TX, 78256
8.4

Compare Rates for Scenic Oaks, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $700 $460 $1,080 $620
Bexar County, TX $122,600 $670 $440 $1,030 $590
Scenic Oaks, TX $319,600 $990 $650 $1,520 $870
Fair Oaks Ranch, TX $395,200 $1,380 $910 $2,130 $1,220
Shavano Park, TX $536,500 $2,150 $1,420 $3,310 $1,890
Bulverde, TX $237,800 $1,210 $800 $1,860 $1,060
Castle Hills, TX $243,300 $1,240 $820 $1,910 $1,090
Kirby, TX $81,900 $470 $310 $720 $410
Natalia, TX $71,000 $310 $200 $480 $280
La Vernia, TX $132,100 $700 $460 $1,080 $620
Leming, TX $46,900 $190 $130 $290 $160
Moore, TX $113,000 $540 $360 $830 $470