Gavop's guide to buying homeowners insurance in Carney, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Carney, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lowells Glen Rd, Aven Way, Bexleigh Ct, Schroeder Ave, Hyacinth Rd, Placid Woods Ct, Magledt Rd, Primrose Ct, Dendron Ct, Hillford Dr | $185,500 | $160,000 | $200,000-$250,000 | $162,000 | $150,000 | $175,000-$200,000 |
| Canoga Pl, Ridgely Ave, Flagstone Dr, Orbitan Rd, Orbitan Ct, Lakewood Ct, Lochwell Ct, Robinway Ct, Crosshill Rd, Lowel's Glen Rd | $224,000 | $190,000 | $200,000-$250,000 | $160,500 | $150,000 | $150,000-$175,000 |
| Rothamel Ct, Weathervane Garth, Uxbridge Rd, Waldor Dr, Fieldcreek Way, Appleton Ave, Fieldsway Ct, Autumn View Way, N Branch Ln, White Spruce Ct | $169,000 | $140,000 | $150,000-$175,000 | $155,000 | $130,000 | $175,000-$200,000 |
| Cedarburg Ct, Weathervane Rd, Rader Ct, Harford Hills Garth, Miller Ave, Richmond Cir, Bedals Ct, Ridgely's Choice Dr, Harford Village Dr, Miller Rd | $215,000 | $200,000 | $175,000-$200,000 | $192,000 | $170,000 | $200,000-$250,000 |
| Ridgelys Choice Dr, Kirwin Ct, Covered Bridge Garth, Dunnett Ct, Denrob Ct, Mountain Ave, Matthews Dr, Spindrift Cir, Shawnee Ct, Jomat Ave | $174,000 | $140,000 | $150,000-$175,000 | $168,000 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $646 |
| Superior Protection Discount | -$68 | $683 |
| Fire & Security Discount | -$53 | $698 |
| Hail Resistant Roof Discount | -$15 | $736 |
| Newly Constructed Home Discount | -$165 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Baltimore County | $2,500 | $858 | $3,358 | $624 | $3,124 | $235 |
| Carney, MD | $700 | $742 | $1,442 | $539 | $1,239 | $203 |
| Arnold, MD | $400 | $1,013 | $1,413 | $736 | $1,136 | $277 |
| North Laurel, MD | $1,500 | $1,119 | $2,619 | $813 | $2,313 | $306 |
| Annapolis Neck, MD | $200 | $1,000 | $1,200 | $727 | $927 | $273 |
| Yorkana, PA | $2,500 | $656 | $3,156 | $477 | $2,977 | $179 |
| Garrett Park, MD | $100 | $2,427 | $2,527 | $1,763 | $1,863 | $663 |
| Martin's Additions, MD | $1,500 | $511 | $2,011 | $371 | $1,871 | $140 |
| Hillsboro, MD | $400 | $771 | $1,171 | $560 | $960 | $211 |
| Lake Meade, PA | $1,500 | $807 | $2,307 | $587 | $2,087 | $221 |
| New Garden, PA | $300 | $892 | $1,192 | $648 | $948 | $244 |
| Parkesburg, PA | $2,500 | $769 | $3,269 | $559 | $3,059 | $210 |
| Home Insurance Company Carney, MD | Homeowners Insurance Agency Carney, MD | Address | Popularity Score | Distance from Carney (miles) |
|---|---|---|---|---|
| State Farm | Melanie Cook | 1201 Eastern Blvd, Essex, MD, 21221-3422 | 7.0 | |
| State Farm | Tamara Thomson | 7823 Wise Avenue, Baltimore, MD, 21222 | 9.6 | |
| Liberty Mutual Independent | Ironrisk Strategies Llc | 1122 Kenilworth Dr Ste 316, Baltimore, MD, 21204 | 5.8 | |
| State Farm | Jessica Yeatman | 14307 Jarrettsville Pike Ste D, Phoenix, MD, 21131-1764 | 8.1 | |
| Liberty Mutual Independent | Gorges & Company Inc | 2345 York Rd, Timonium, MD, 21093 | 6.7 | |
| State Farm | Jolie Alexander | 5 Shawan Rd Ste 102, Hunt Valley, MD, 21030-1373 | 9.3 | |
| Erie | Craig S Mader Insurance Agency Inc. | 1388 Defense Hwy, Gambrills, MD, 21054 | 29.6 | |
| Travelers | Hoffberger Insurance Agency Inc | 5700 Smith Ave, Baltimore, MD, 21209 | 7.4 | |
| Nationwide | The Wright Agency Inc | 2 W Rolling Crossroads Ste 208, Catonsville, MD, 21228-6211 | 14.1 | |
| Liberty Mutual Independent | Hms Insurance Associates | 20 Wight Ave Ste 300, Hunt Valley, MD, 21030 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Baltimore County, MD | $249,600 | $869 | $690 | $1,090 | $400 |
| Carney, MD | $244,400 | $751 | $590 | $950 | $360 |
| Arnold, MD | $427,000 | $1,025 | $810 | $1,290 | $480 |
| North Laurel, MD | $342,800 | $1,133 | $900 | $1,430 | $530 |
| Annapolis Neck, MD | $552,900 | $1,012 | $800 | $1,280 | $480 |
| Yorkana, PA | $129,800 | $664 | $440 | $940 | $500 |
| Garrett Park, MD | $810,000 | $2,456 | $1,940 | $3,090 | $1,150 |
| Martin's Additions, MD | $1,120,900 | $517 | $410 | $650 | $240 |
| Hillsboro, MD | $182,500 | $780 | $620 | $980 | $360 |
| Lake Meade, PA | $209,700 | $817 | $550 | $1,160 | $610 |
| New Garden, PA | $384,700 | $903 | $620 | $1,280 | $660 |
| Parkesburg, PA | $188,500 | $778 | $550 | $1,070 | $520 |