Gavop's guide to buying homeowners insurance in Hammonton, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $166,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $192,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $227,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $348,500 | $330,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $647 |
| Superior Protection Discount | -$71 | $718 |
| Fire & Security Discount | -$71 | $718 |
| Hail Resistant Roof Discount | -$24 | $765 |
| Newly Constructed Home Discount | -$189 | $599 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Atlantic County | $700 | $855 | $1,555 | $621 | $1,321 | $234 |
| Hammonton, NJ | $700 | $779 | $1,479 | $566 | $1,266 | $213 |
| Collings Lakes, NJ | $500 | $764 | $1,264 | $555 | $1,055 | $209 |
| Egg Harbor, NJ | $1,500 | $855 | $2,355 | $621 | $2,121 | $234 |
| Collingswood, NJ | $400 | $800 | $1,200 | $581 | $981 | $219 |
| North Beach Haven, NJ | $700 | $2,367 | $3,067 | $1,720 | $2,420 | $647 |
| Yeadon, PA | $200 | $624 | $824 | $453 | $653 | $170 |
| Brandywine, DE | $1,000 | $672 | $1,672 | $489 | $1,489 | $184 |
| Norristown, PA | $500 | $682 | $1,182 | $496 | $996 | $186 |
| Ramtown, NJ | $2,000 | $915 | $2,915 | $665 | $2,665 | $250 |
| Wildwood, NJ | $500 | $744 | $1,244 | $541 | $1,041 | $203 |
| West Goshen, PA | $2,500 | $844 | $3,344 | $613 | $3,113 | $231 |
| Home Insurance Company Hammonton, NJ | Homeowners Insurance Agency Hammonton, NJ | Address | Popularity Score | Distance from Hammonton (miles) |
|---|---|---|---|---|
| Travelers | Chen & Associates Inc | 750 Rt 73 S Unit 309b, Marlton, NJ, 8053 | 19.1 | |
| Travelers | Bca Insurance Group | 330 Tilton Rd, Northfield, NJ, 8225 | 22.1 | |
| Allstate | Victor Simonin | 111a Egg Harbor Rd, Sewell, NJ, 8080 | 19.6 | |
| Travelers | Dagostino Agency | 105 N White Horse Pike, Hammonton, NJ, 8037 | 1.6 | |
| Travelers | Henry D Bean And Sons | 247 Kings Highway East, Haddonfield, NJ, 8033 | 21.6 | |
| Allstate | James Lucidonio | 120 S White Horse Pike Ste B3, Hammonton, NJ, 8037 | 1.5 | |
| Allstate | Michael J. Mcdyer | 649 Stokes Rd, Medford, NJ, 8055 | 14.7 | |
| Farmers | Christine Reilly | 516 Stokes Rd, Medford, NJ, 8055 | 15.0 | |
| Travelers | Eagle Insurance Services Agency | 200 S White Horse Pike, Somerdale, NJ, 8083 | 18.1 | |
| Travelers | Prime Insurance Agency Inc | 960 East County Line Rd, Lakewood, NJ, 8701 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,520 | $750 |
| Atlantic County, NJ | $219,000 | $865 | $590 | $1,190 | $600 |
| Hammonton, NJ | $245,100 | $789 | $530 | $1,110 | $580 |
| Collings Lakes, NJ | $161,700 | $773 | $560 | $1,100 | $540 |
| Egg Harbor, NJ | $218,800 | $865 | $630 | $1,190 | $560 |
| Collingswood, NJ | $259,200 | $810 | $540 | $1,160 | $620 |
| North Beach Haven, NJ | $812,300 | $2,396 | $1,650 | $3,380 | $1,730 |
| Yeadon, PA | $137,000 | $631 | $440 | $870 | $430 |
| Brandywine, DE | $288,700 | $680 | $540 | $900 | $360 |
| Norristown, PA | $153,300 | $691 | $500 | $990 | $490 |
| Ramtown, NJ | $330,900 | $926 | $660 | $1,320 | $660 |
| Wildwood, NJ | $221,500 | $753 | $540 | $1,050 | $510 |
| West Goshen, PA | $366,700 | $854 | $610 | $1,190 | $580 |