How Can I Make My Long Branch, NJ Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Long Branch, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Long Branch, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $113,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $302,500 | $240,000 | $350,000-$400,000 |
| 3 Bedroom | $279,000 | $260,000 | $200,000-$250,000 |
| 4 Bedroom | $569,000 | $530,000 | $500,000-$600,000 |
| 5 Bedroom | $385,000 | $330,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Long Branch, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$187 | $851 |
| Superior Protection Discount | -$104 | $934 |
| Fire & Security Discount | -$93 | $944 |
| Hail Resistant Roof Discount | -$21 | $1,017 |
| Newly Constructed Home Discount | -$259 | $778 |
Choose the Right Deductible for your Long Branch, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monmouth County | $1,000 | $1,175 | $2,175 | $854 | $1,854 | $321 |
| Long Branch, NJ | $2,000 | $1,025 | $3,025 | $745 | $2,745 | $280 |
| Navesink, NJ | $200 | $1,342 | $1,542 | $975 | $1,175 | $367 |
| Clearbrook Park, NJ | $2,500 | $756 | $3,256 | $549 | $3,049 | $207 |
| South Toms River, NJ | $100 | $819 | $919 | $595 | $695 | $224 |
| Elizabeth, NJ | $1,000 | $930 | $1,930 | $676 | $1,676 | $254 |
| Seaford, NY | $500 | $1,099 | $1,599 | $799 | $1,299 | $300 |
| Englewood, NJ | $700 | $851 | $1,551 | $618 | $1,318 | $232 |
| Woodland Park, NJ | $400 | $841 | $1,241 | $611 | $1,011 | $230 |
| Elmwood Park, NJ | $2,000 | $802 | $2,802 | $583 | $2,583 | $219 |
| Totowa, NJ | $300 | $843 | $1,143 | $613 | $913 | $230 |
| Bay Shore, NY | $2,000 | $934 | $2,934 | $678 | $2,678 | $255 |
Identify Top Home Insurance Agents near Long Branch, NJ | Back to Top
| Home Insurance Company Long Branch, NJ | Homeowners Insurance Agency Long Branch, NJ | Address | Popularity Score | Distance from Long Branch (miles) |
|---|---|---|---|---|
| State Farm | Anita Dasilva | 960 Kinderkamack Rd, River Edge, NJ, 07661-2331 | 44.6 | |
| Farmers | David Zimm | 12 N Washington Ave, Bergenfield, NJ, 7621 | 43.7 | |
| Travelers | Albert V Jaskol Agency Inc | 467 High Street Suite 100, Burlington, NJ, 8016 | 48.3 | |
| Travelers | Mosco Insurance Agency Llc | 83 Park St, Ridgefield Park, NJ, 7660 | 38.9 | |
| Travelers | Dale Group Inc | 30-A Vreeland Rd Ste 120 Florham Park, Florham Park, NJ, 7932 | 39.3 | |
| Travelers | Chibbaro Bros Central Jersey Group | 1151 Broad St Ste 218, Shrewsbury, NJ, 8902 | 4.1 | |
| State Farm | Frantz Gaston Jr | 750 Broadway Ste D, Paterson, NJ, 07514-1332 | 43.7 | |
| Travelers | Alpha Agency Llc | 89 Elmora Ave, Elizabeth, NJ, 7202 | 28.2 | |
| Travelers | Howe Insurance Group | 39 Sycamore Ave Little Silver, Little Silver, NJ, 7739 | 3.6 | |
| Allstate | Aron J. Adams | 709 Sycamore Ave, Tinton Falls, NJ, 7701 | 4.8 |
Compare Rates for Long Branch, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,480 | $700 |
| Monmouth County, NJ | $396,200 | $1,189 | $800 | $1,680 | $880 |
| Long Branch, NJ | $337,000 | $1,038 | $740 | $1,420 | $680 |
| Navesink, NJ | $418,300 | $1,358 | $980 | $1,910 | $930 |
| Clearbrook Park, NJ | $158,300 | $765 | $550 | $1,090 | $540 |
| South Toms River, NJ | $186,700 | $829 | $590 | $1,190 | $600 |
| Elizabeth, NJ | $268,700 | $942 | $650 | $1,290 | $640 |
| Seaford, NY | $449,800 | $1,112 | $770 | $1,590 | $820 |
| Englewood, NJ | $374,200 | $861 | $580 | $1,190 | $610 |
| Woodland Park, NJ | $369,300 | $851 | $620 | $1,170 | $550 |
| Elmwood Park, NJ | $348,200 | $812 | $540 | $1,130 | $590 |
| Totowa, NJ | $370,200 | $853 | $590 | $1,170 | $580 |
| Bay Shore, NY | $323,000 | $945 | $630 | $1,300 | $670 |
Research Home Insurance Companies Reviews in Long Branch, NJ Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: August 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I think that this is a great company. I have never had any problems with this and they have always given me all the help that i could ask for
State Farm Home Insurance Reviews
Date: July 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I think their prices are very competitive. I haven't looked too much into other brands, but State Farm is solid and I don't have a problem with them.