Gavop's guide to buying homeowners insurance in Kingfisher County, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $143,500 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $191,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $241,500 | $200,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$88 | $893 |
| Home and Two Car | -$157 | $824 |
| Home and Three Car | -$235 | $745 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kingfisher County | $2,500 | $969 | $3,469 | $704 | $3,204 | $265 |
| Kingfisher County, OK | $1,500 | $969 | $2,469 | $704 | $2,204 | $265 |
| Okarche, OK | $300 | $1,688 | $1,988 | $1,226 | $1,526 | $461 |
| Cimarron City, OK | $1,000 | $1,749 | $2,749 | $1,271 | $2,271 | $478 |
| Covington, OK | $200 | $881 | $1,081 | $640 | $840 | $241 |
| The Village, OK | $1,500 | $1,049 | $2,549 | $762 | $2,262 | $287 |
| Mulhall, OK | $500 | $1,133 | $1,633 | $824 | $1,324 | $310 |
| Carrier, OK | $1,000 | $1,089 | $2,089 | $791 | $1,791 | $298 |
| Hinton, OK | $300 | $1,349 | $1,649 | $980 | $1,280 | $369 |
| North Garfield, OK | $1,000 | $1,475 | $2,475 | $1,072 | $2,072 | $403 |
| Kremlin, OK | $500 | $1,133 | $1,633 | $824 | $1,324 | $310 |
| Midwest City, OK | $1,500 | $1,214 | $2,714 | $882 | $2,382 | $332 |
| Home Insurance Company Kingfisher County, OK | Homeowners Insurance Agency Kingfisher County, OK | Address | Popularity Score | Distance from Kingfisher County (miles) |
|---|---|---|---|---|
| State Farm | Ann Smith | 3705 N Meridian Ave, Oklahoma City, OK, 73112-2817 | 35.7 | |
| Allstate | David Miller | 5805 Nw 63rd St, Oklahoma City, OK, 73132 | 33.6 | |
| Allstate | Monica Baker | 3208 Teakwood Ln, Edmond, OK, 73013 | 33.4 | |
| Farmers | Donna Larsen | 13819 Quail Pointe Dr, Oklahoma City, OK, 73134 | 31.1 | |
| State Farm | Jeff Jantz | 3740 Nw 166th St, Edmond, OK, 73012-9017 | 28.9 | |
| State Farm | Bob Stockton | 4625 N May Ave, Oklahoma City, OK, 73112-6052 | 36.3 | |
| State Farm | Mary Thompson | 16504 N Pennsylvania Ave, Edmond, OK, 73012-9010 | 30.4 | |
| Allstate | Kelsey Thompson | 8109 S Western Ave Ste J, Oklahoma City, OK, 73139 | 45.1 | |
| Farmers | Michael Gregory | 1404 N Eastern Ave, Moore, OK, 73160 | 48.6 | |
| Farmers | T. Snow | 204 E 2nd St, Edmond, OK, 73034 | 32.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,000 | $2,130 | $1,130 |
| Kingfisher County, OK | $136,200 | $981 | $660 | $1,400 | $740 |
| Kingfisher County, OK | $136,200 | $981 | $700 | $1,340 | $640 |
| Okarche, OK | $155,900 | $1,708 | $1,230 | $2,430 | $1,200 |
| Cimarron City, OK | $165,100 | $1,770 | $1,260 | $2,420 | $1,160 |
| Covington, OK | $55,600 | $892 | $600 | $1,230 | $630 |
| The Village, OK | $126,300 | $1,061 | $750 | $1,510 | $760 |
| Mulhall, OK | $83,700 | $1,147 | $830 | $1,620 | $790 |
| Carrier, OK | $78,600 | $1,102 | $780 | $1,580 | $800 |
| Hinton, OK | $109,900 | $1,365 | $970 | $1,920 | $950 |
| North Garfield, OK | $126,300 | $1,493 | $1,000 | $2,050 | $1,050 |
| Kremlin, OK | $83,800 | $1,147 | $830 | $1,570 | $740 |
| Midwest City, OK | $104,400 | $1,229 | $820 | $1,760 | $940 |