Gavop's guide to buying homeowners insurance in North Royalton, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $63,000 | $50,000 | $50,000-$75,000 |
2 Bedroom | $208,000 | $190,000 | $175,000-$200,000 |
3 Bedroom | $158,500 | $130,000 | $150,000-$175,000 |
4 Bedroom | $234,500 | $200,000 | $250,000-$300,000 |
5 Bedroom | $265,000 | $230,000 | $300,000-$350,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$128 | $673 |
Superior Protection Discount | -$72 | $729 |
Fire & Security Discount | -$64 | $737 |
Hail Resistant Roof Discount | -$16 | $785 |
Newly Constructed Home Discount | -$168 | $633 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $6,337 |
Physical Damage | $2,344 |
Hail Damage | $4,618 |
Wind Damage | $6,433 |
Expensive Claims | |
Fire | $42,889 |
Smoke | $15,884 |
Home Insurance Company North Royalton, OH | Homeowners Insurance Agency North Royalton, OH | Address | Popularity Score | Distance from North Royalton (miles) |
---|---|---|---|---|
Allstate | Bonnie Schmidt | 105 Public Square Apt 2, Lagrange, OH, 44050 | 20.2 | |
State Farm | Kurt Hawley | 4505 W W Pleasant Valley Rd, Parma, OH, 44134-5851 | 3.8 | |
Farmers | Hilary Brandt | 785 Pearl Rd, Brunswick, OH, 44212 | 6.5 | |
Farmers | Steve Romaniuk | 7550 Pearl Rd Ste E, Cleveland, OH, 44130 | 4.8 | |
State Farm | Kent Payne | 799 White Pond Dr Ste B, Akron, OH, 44320-1189 | 17.1 | |
State Farm | Jim Dickerson | 13022 Pearl Rd Ste 1, Strongsville, OH, 44136-3442 | 4.7 | |
Allstate | Jeffrey Kraig | 6588 Brecksville Rd # 1, Independence, OH, 44131 | 7.2 | |
State Farm | Ron Gehring | 8925 Brecksville Rd, Brecksville, OH, 44141-2330 | 6.2 | |
State Farm | Don Deluca | 6785 W 130th St, Parma Heights, OH, 44130-7817 | 5.0 | |
Allstate | William Mason | 8419 Snow Rd, Parma, OH, 44129 | 6.3 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
Cuyahoga County, OH | $123,900 | $665 | $460 | $920 | $460 |
North Royalton, OH | $196,000 | $801 | $550 | $1,110 | $560 |
Newburgh Heights, OH | $65,400 | $515 | $350 | $720 | $370 |
Bay Village, OH | $218,800 | $725 | $490 | $1,030 | $540 |
South Euclid, OH | $98,500 | $620 | $420 | $880 | $460 |
Bentleyville, OH | $574,800 | $1,817 | $1,240 | $2,530 | $1,290 |
Lyndhurst, OH | $141,200 | $674 | $450 | $950 | $500 |
Willowick, OH | $116,900 | $622 | $420 | $860 | $440 |
Brownhelm, OH | $151,400 | $694 | $480 | $990 | $510 |
Palmyra, OH | $169,500 | $781 | $540 | $1,070 | $530 |
Winesburg, OH | $172,300 | $786 | $540 | $1,110 | $570 |
Warren, OH | $62,500 | $808 | $550 | $1,120 | $570 |
Date: October 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 20, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 05, 2019 Age: Above 60 Gender: Male Marital Status: Married