Gavop shows you how to buy homeowners insurance in Long Beach-North Beach Peninsula, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $125,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $119,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $259,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $144,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$87 | $532 |
| Superior Protection Discount | -$56 | $563 |
| Fire & Security Discount | -$62 | $557 |
| Hail Resistant Roof Discount | -$19 | $600 |
| Newly Constructed Home Discount | -$136 | $482 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pacific County | $1,500 | $593 | $2,093 | $431 | $1,931 | $162 |
| North Beach Peninsula, WA | $1,000 | $611 | $1,611 | $444 | $1,444 | $167 |
| Ilwaco, WA | $500 | $673 | $1,173 | $489 | $989 | $184 |
| Tokeland, WA | $2,500 | $642 | $3,142 | $467 | $2,967 | $176 |
| Raymond, WA | $400 | $765 | $1,165 | $556 | $956 | $209 |
| Lebam, WA | $1,500 | $615 | $2,115 | $447 | $1,947 | $168 |
| Jeffers Gardens, OR | $500 | $491 | $991 | $357 | $857 | $134 |
| Aberdeen, WA | $2,500 | $772 | $3,272 | $561 | $3,061 | $211 |
| Skamokawa, WA | $100 | $645 | $745 | $469 | $569 | $176 |
| Bunker, WA | $200 | $784 | $984 | $570 | $770 | $214 |
| Satsop, WA | $2,000 | $658 | $2,658 | $478 | $2,478 | $180 |
| Home Insurance Company North Beach Peninsula, WA | Homeowners Insurance Agency North Beach Peninsula, WA | Address | Popularity Score | Distance from North Beach Peninsula (miles) |
|---|---|---|---|---|
| Travelers | Durney Insurance Inc | 409 8th St, Hoquiam, WA, 98550 | 35.1 | |
| Farmers | Debra Wilson | 325 Duryea St, Raymond, WA, 98577 | 20.9 | |
| Liberty Mutual Independent | Mcgregor Insurance Inc | 849 Point Brown Ave Nw Ste 5, Ocean Shores, WA, 98569 | 37.1 | |
| Farmers | Patricia Gow | 401 N Montesano St, Westport, WA, 98595 | 28.2 | |
| Farmers | Linda Barth | 325 E Sr 4, Cathlamet, WA, 98612 | 38.6 | |
| State Farm | David Steinman | 500 W Wishkah St, Aberdeen, WA, 98520-6030 | 35.6 | |
| Farmers | Troy Stillwell | 1930 Riverside Ave, Hoquiam, WA, 98550 | 35.2 | |
| Farmers | Susan Bachman | 831 Minard Ave Nw, Ocean Shores, WA, 98569 | 37.0 | |
| Allstate | Vince Funk | 104 S Chehalis St Ste 5, Aberdeen, WA, 98520 | 36.2 | |
| State Farm | Duane Lovell | 304 W Pioneer Ave, Montesano, WA, 98563-4412 | 40.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $590 | $1,140 | $550 |
| Pacific County, WA | $163,400 | $600 | $430 | $830 | $400 |
| North Beach Peninsula, WA | $176,000 | $618 | $440 | $860 | $420 |
| Ilwaco, WA | $186,500 | $681 | $500 | $960 | $460 |
| Tokeland, WA | $166,300 | $650 | $470 | $920 | $450 |
| Raymond, WA | $131,700 | $775 | $530 | $1,060 | $530 |
| Lebam, WA | $150,000 | $622 | $450 | $860 | $410 |
| Jeffers Gardens, OR | $135,200 | $497 | $350 | $680 | $330 |
| Aberdeen, WA | $125,700 | $781 | $550 | $1,120 | $570 |
| Skamokawa, WA | $168,300 | $653 | $470 | $930 | $460 |
| Bunker, WA | $275,300 | $794 | $550 | $1,100 | $550 |
| Satsop, WA | $176,300 | $666 | $450 | $910 | $460 |