Gavop shows you how to buy homeowners insurance in Richmond Hill, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Richmond Hill, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Brittany Ct, Pelican Ln, Brisbon Ct, Crossings Dr, Peartree Dr, Woodcock Dr, Holly Hill Ct, Still Field Ln, Golden Grove Ln, Forest St | $165,500 | $140,000 | $175,000-$200,000 | $241,500 | $220,000 | $200,000-$250,000 |
| Kingston Cir, James Dunham Pkwy, Williams Dr, Scriven Rd, Sweet Water Ct, State Rte 144, Sayle Ln, Silverstream Ln, Williamson Dr, Wild Honey Ct | $288,000 | $270,000 | $250,000-$300,000 | $372,000 | $350,000 | $400,000-$500,000 |
| Peachtree Dr, Blue Lake St, Abercorn Ln, Cut Off Dr, Ocean Hwy, Palm Bay Dr, Sweet Grass Ln, Dunbarton Ct, Sanctuary Dr, Downie Ct | $366,000 | $330,000 | $300,000-$350,000 | $338,500 | $300,000 | $300,000-$350,000 |
| High Branch Ct, US Hwy 17, Lincoln Cir, Magnolia St, Lynwood Ave, Lincoln Trl, Old Mill Rd W, Sterling Creek Dr, Gill Rd, Saddle Brook Dr | $289,000 | $260,000 | $250,000-$300,000 | $405,000 | $330,000 | $350,000-$400,000 |
| Boyd Dr, Sedgefield Ct, Seascape Rd, Miner Dr, Daniel Siding Loop Rd, McNeill Trl, Spoonbill Dr, Co Rd 231, Brigham Dr, Johnson Rd | $190,500 | $180,000 | $150,000-$175,000 | $329,000 | $280,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $805 |
| Home and Two Car | -$149 | $726 |
| Home and Three Car | -$210 | $665 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
| Home Insurance Company Richmond Hill, GA | Homeowners Insurance Agency Richmond Hill, GA | Address | Popularity Score | Distance from Richmond Hill (miles) |
|---|---|---|---|---|
| Allstate | Terry Carter | 215 W Collins St, Pooler, GA, 31322 | 18.3 | |
| Allstate | Mickey Rountree | 5859 Abercorn St Ste 1, Savannah, GA, 31405 | 14.9 | |
| Allstate | James C Grusheski | 401 Eisenhower Dr, Savannah, GA, 31406 | 14.4 | |
| State Farm | Erica Herndon | 3228 Skidaway Rd, Savannah, GA, 31404-4961 | 17.2 | |
| Liberty Mutual Independent | Stevens Hale & Associates | 7391 Hodgson Memorial Dr Suite 200, Savannah, GA, 31416 | 13.5 | |
| State Farm | Ronnie Brooks | 104 E 1st St, Springfield, GA, 31329-6822 | 35.8 | |
| Allstate | Raymond Marquez Jr | 785 King George Blvd Ste G, Savannah, GA, 31419 | 10.0 | |
| State Farm | Darrel Hutcheson | 4919 Augusta Rd, Garden City, GA, 31408-1730 | 19.0 | |
| Liberty Mutual Independent | Remer Lane Insurance | 8401 Waters Ave, Savannah, GA, 31406 | 13.7 | |
| Allstate | Robert N. Dunagan Jr. | 41 Professional Dr, Brunswick, GA, 31520 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,390 | $700 |
| Bryan County, GA | $201,700 | $1,063 | $770 | $1,470 | $700 |
| Richmond Hill, GA | $238,500 | $875 | $640 | $1,230 | $590 |
| Georgetown, GA | $164,400 | $868 | $600 | $1,210 | $610 |
| Midway, GA | $127,300 | $744 | $500 | $1,060 | $560 |
| Bloomingdale, GA | $137,500 | $931 | $630 | $1,280 | $650 |
| Wilmington Island, GA | $238,100 | $874 | $590 | $1,210 | $620 |
| Talahi Island, GA | $335,500 | $1,455 | $1,030 | $2,070 | $1,040 |
| Hilton Head Island, SC | $459,000 | $1,440 | $1,020 | $1,990 | $970 |
| Everett, GA | $153,200 | $834 | $570 | $1,180 | $610 |
| Evans County, GA | $83,600 | $602 | $430 | $850 | $420 |
| Hagan, GA | $137,500 | $931 | $630 | $1,280 | $650 |
| Thalmann, GA | $149,200 | $822 | $580 | $1,170 | $590 |