Gavop's guide to buying homeowners insurance in Parole, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $151,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $210,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $278,500 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $241,500 | $230,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$92 | $931 |
| Home and Two Car | -$174 | $849 |
| Home and Three Car | -$246 | $778 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Anne Arundel County | $2,500 | $1,050 | $3,550 | $763 | $3,263 | $287 |
| Parole, MD | $2,500 | $1,011 | $3,511 | $735 | $3,235 | $276 |
| Lanham, MD | $500 | $802 | $1,302 | $583 | $1,083 | $219 |
| Glassmanor, MD | $2,000 | $681 | $2,681 | $495 | $2,495 | $186 |
| White Marsh, MD | $400 | $780 | $1,180 | $567 | $967 | $213 |
| Randallstown, MD | $2,000 | $833 | $2,833 | $605 | $2,605 | $228 |
| Owings Mills, MD | $300 | $861 | $1,161 | $625 | $925 | $235 |
| Lincolnia, VA | $700 | $994 | $1,694 | $722 | $1,422 | $272 |
| Sykesville, MD | $100 | $1,169 | $1,269 | $849 | $949 | $319 |
| Ridgely, MD | $2,000 | $735 | $2,735 | $534 | $2,534 | $201 |
| Charles County, MD | $100 | $950 | $1,050 | $691 | $791 | $260 |
| California, MD | $2,000 | $786 | $2,786 | $571 | $2,571 | $215 |
| Home Insurance Company Parole, MD | Homeowners Insurance Agency Parole, MD | Address | Popularity Score | Distance from Parole (miles) |
|---|---|---|---|---|
| State Farm | John Woodworth | 1521 Ritchie Hwy, Arnold, MD, 21012-2703 | 3.8 | |
| Travelers | Coughlan Insurance Agency Inc | 10214 Sutherland Rd, Silver Spring, MD, 20901 | 24.9 | |
| State Farm | Michael Feliz | 1945 Lansdowne Rd, Baltimore, MD, 21227-1707 | 19.3 | |
| Allstate | Cassie Mcgovern | 495 Old Mill Rd Ste C, Millersville, MD, 21108 | 9.7 | |
| Allstate | Tina M. Passmore | 8424 Veterans Hwy Ste 9, Millersville, MD, 21108 | 8.8 | |
| Travelers | Ramseys Insurance Inc | 2049 West St Ste 202, Annapolis, MD, 21401 | 0.9 | |
| State Farm | Daryl Watson | 3531 Washington Blvd Ste 226, Baltimore, MD, 21227-1634 | 19.2 | |
| Allstate | Thomas Sperli | 8039 Ritchie Hwy Ste B, Pasadena, MD, 21122 | 10.0 | |
| Travelers | Kurek Insurance Associates Inc | 1997 Annapolis Exchange Pkwy Ste 300, Annapolis, MD, 21401 | 0.7 | |
| Travelers | Ajr Insurance Llc | 1517 Reisterstown Rd, Pikesville, MD, 21208 | 28.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Anne Arundel County, MD | $346,000 | $1,063 | $840 | $1,340 | $500 |
| Parole, MD | $426,400 | $1,023 | $810 | $1,290 | $480 |
| Lanham, MD | $278,600 | $811 | $640 | $1,020 | $380 |
| Glassmanor, MD | $205,800 | $690 | $540 | $870 | $330 |
| White Marsh, MD | $266,800 | $790 | $620 | $990 | $370 |
| Randallstown, MD | $231,400 | $843 | $670 | $1,060 | $390 |
| Owings Mills, MD | $246,500 | $871 | $690 | $1,100 | $410 |
| Lincolnia, VA | $455,800 | $1,006 | $670 | $1,390 | $720 |
| Sykesville, MD | $359,000 | $1,183 | $930 | $1,490 | $560 |
| Ridgely, MD | $161,700 | $744 | $590 | $940 | $350 |
| Charles County, MD | $294,000 | $962 | $760 | $1,210 | $450 |
| California, MD | $269,600 | $795 | $630 | $1,000 | $370 |